No CEXFree base plan
- Cashback
- Not disclosed
- Plan cost
- $0
- Custody
- Hybrid
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
Select cards for this comparison
Add or remove a card and every comparison row updates automatically.
02 · Read the shortlist
Start with the decision essentials
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
0% Tria FXSelf-custody
- Cashback
- 1.5%-6%
- Plan cost
- $25/year
- Custody
- Self Custody
- Network
- Visa
Self-custodyLow FX
- Cashback
- 3%-5%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa
64
Metal cardNo CEX
- Cashback
- 0%-2%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Comparing
1Coin98 Fusion Card2Tria Card3Solid Card4ARQ Card
Special offer
Coin98 Fusion Card
No active offer
Tria Card
No active offer
Solid Card
Get $10$10 new-user bonus after qualifying card spend
ARQ Card
No active offer
Scores
6 fields
Overall Score
Coin98 Fusion Card
64
Tria Card
76
Solid Card
89
ARQ Card
64
Cashback score
Coin98 Fusion Card
30
Tria Card
50
Solid Card
91
ARQ Card
41
Travel score
Coin98 Fusion Card
65
Tria Card
84
Solid Card
62
ARQ Card
62
Funds control score
Coin98 Fusion Card
64
Tria Card
95
Solid Card
97
ARQ Card
52
Lowest fees score
Coin98 Fusion Card
75
Tria Card
68
Solid Card
100
ARQ Card
33
Transfers score
Coin98 Fusion Card
39
Tria Card
69
Solid Card
83
ARQ Card
75
Strengths & trade-offs
2 fields
Strengths
Coin98 Fusion Card
Virtual Visa with both phone wallets, USDC and USDT top-ups on five networks
Tria Card
Self-custody wallet linked to card spend, Physical, virtual and phone-wallet access
Solid Card
Savings can stay productive while spending, 3%-5% USDC cashback by tier
ARQ Card
Clear four-country residence coverage, Virtual, physical and phone-wallet access
Trade-offs
Coin98 Fusion Card
Evergreen rewards are not verified, Top-up, FX and ATM fees apply
Tria Card
Entry tier is paid, Funding and FX use separate fee layers
Solid Card
Virtual-only card access, ATM availability is still being checked
ARQ Card
Provider FX spread remains unclear, Headline cashback requires membership
Costs
7 fields
Plan cost
Coin98 Fusion Card
$0
Tria Card
$25/year
Solid Card
$0
ARQ Card
$0
FX fee
Coin98 Fusion Card
1.7%
Tria Card
0%
Solid Card
1%
ARQ Card
Not disclosed
Top-up fee
Coin98 Fusion Card
1%
Tria Card
1%
Solid Card
0%
ARQ Card
Not disclosed
Card spending fee
Coin98 Fusion Card
Not disclosed
Tria Card
Not disclosed
Solid Card
0%
ARQ Card
0%
ATM fee
Coin98 Fusion Card
1%
Tria Card
1%
Solid Card
Not available
ARQ Card
1%
Virtual card
Coin98 Fusion Card
USD 9 issuance/activation fee
Tria Card
$25/year Virtual membership; issued after payment and KYC
Solid Card
Virtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
ARQ Card
Free
Physical card
Coin98 Fusion Card
Not applicable while the physical card is under development
Tria Card
Signature $109/year PVC card + virtual; Premium $250/year metal card + virtual; shipping is country/batch gated
Solid Card
Physical card not listed
ARQ Card
$4.99 Standard; $0 Premium
Plans
2 fields
Available plans
Coin98 Fusion Card
Not disclosed
Tria Card
3 plans: Virtual, Signature, Premium
Solid Card
3 plans: Core, Prime, Ultra
ARQ Card
3 plans: Standard, Premium, Prestige
Top cashback plan
Coin98 Fusion Card
Not disclosed
Tria Card
Premium: 6%
Solid Card
Ultra: 5%
ARQ Card
Prestige: 2%
Everyday use
8 fields
Network
Coin98 Fusion Card
Visa
Tria Card
Visa
Solid Card
Visa
ARQ Card
Mastercard
Card formats
Coin98 Fusion Card
Virtual
Tria Card
Virtual, Physical
Solid Card
Virtual
ARQ Card
Virtual, Physical
ATM withdrawals
Coin98 Fusion Card
Available
Tria Card
Available
Solid Card
Not available
ARQ Card
Available
Mobile wallets
Coin98 Fusion Card
Apple Pay, Google Pay
Tria Card
Apple Pay, Google Pay
Solid Card
Apple Pay, Google Pay
ARQ Card
Apple Pay, Google Pay
Apps
Coin98 Fusion Card
iOS, Android
Tria Card
iOS, Android, Web
Solid Card
iOS, Android, Web
ARQ Card
iOS, Android
Daily spending limit
Coin98 Fusion Card
No daily card-spend limit published; SGD 200,000 rolling 12-month spending limit
Tria Card
Dynamic / collateral-based; marketing claims up to $1,000,000/day
Solid Card
Shown in app
ARQ Card
Not disclosed
Monthly spending limit
Coin98 Fusion Card
No monthly card-spend limit published; SGD 200,000 rolling 12-month spending limit
Tria Card
Dynamic / collateral-based; marketing claims up to $1,000,000/day
Solid Card
Shown in app
ARQ Card
Not disclosed
ATM limit
Coin98 Fusion Card
SGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclear
Tria Card
$750/withdrawal; 3 withdrawals/24h
Solid Card
Not disclosed
ARQ Card
Not disclosed
Funding & transfers
5 fields
Networks
Coin98 Fusion Card
Ethereum, Solana, Polygon, Base, Tron
Tria Card
Ethereum, Polygon, Base, Arbitrum, Optimism, BSC +2
Solid Card
Fuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
ARQ Card
Ethereum, Polygon, Tron
Crypto deposits
Coin98 Fusion Card
Stablecoins: USDC, USDT
Tria Card
Stablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL
Solid Card
Stablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
ARQ Card
Stablecoins: USDC, USDT
Fiat deposits
Coin98 Fusion Card
Not disclosed
Tria Card
Not disclosed
Solid Card
USD virtual account
ARQ Card
USD receive, EUR receive
Transfers
Coin98 Fusion Card
Not disclosed
Tria Card
Stablecoin transfers
Solid Card
Stablecoin transfers
ARQ Card
ARQ P2P; USD ACH payout
Payout currencies
Coin98 Fusion Card
Not disclosed
Tria Card
Not disclosed
Solid Card
Not disclosed
ARQ Card
USD
Rewards
3 fields
Base cashback
Coin98 Fusion Card
Not disclosed
Tria Card
1.5%
Solid Card
3%
ARQ Card
0%
Max cashback
Coin98 Fusion Card
Not disclosed
Tria Card
6%
Solid Card
5%
ARQ Card
2%
Reward currency
Coin98 Fusion Card
Not disclosed
Tria Card
USDC and/or USDT stablecoins cashback
Solid Card
USDC cashback
ARQ Card
USDc cashback
Earn
5 fields
Advertised APY
Coin98 Fusion Card
Not offered
Tria Card
Up to 15% APY
Solid Card
Up to 14% APY
ARQ Card
Up to 4.5% APY
How it works
Coin98 Fusion Card
Not offered
Tria Card
Optional earn vault
Solid Card
Borrow against collateral, Optional earn vault
ARQ Card
Earn on spending balance, Optional earn vault
Separate deposit
Coin98 Fusion Card
Not offered
Tria Card
Not disclosed
Solid Card
Yes
ARQ Card
Yes
Use balance for spending
Coin98 Fusion Card
Not offered
Tria Card
Not disclosed
Solid Card
No
ARQ Card
No
Lock-up
Coin98 Fusion Card
Not offered
Tria Card
No
Solid Card
Not disclosed
ARQ Card
No
Trust & availability
5 fields
Custody
Coin98 Fusion Card
Hybrid custody
Tria Card
Self-custody
Solid Card
Self-custody
ARQ Card
Custodial
Control until payment
Coin98 Fusion Card
Provider controls funds
Tria Card
You keep control
Solid Card
You keep control
ARQ Card
Provider controls funds
Card issuer
Coin98 Fusion Card
DCS Card Centre Pte. Ltd.
Tria Card
Nimbus, LLC, Third National
Solid Card
Rain, Third National
ARQ Card
Not disclosed
Card processing
Coin98 Fusion Card
Not disclosed
Tria Card
Not disclosed
Solid Card
Fuse Network Ltd
ARQ Card
Not disclosed
Programme operator
Coin98 Fusion Card
Not disclosed
Tria Card
Threely Dimensions Inc.
Solid Card
Fuse Network Ltd
ARQ Card
Not disclosed
Sources
2 fields
Official sources
Coin98 Fusion Card
23
Tria Card
21
Solid Card
18
ARQ Card
36
Last reviewed
Coin98 Fusion Card
Jul 26, 2026
Tria Card
Jul 14, 2026
Solid Card
Jul 28, 2026
ARQ Card
Jul 26, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.