- Cashback
- 5% in USDC
- General cashback cap
- $200 / month
- General cashback spend
- $4,000 / month; then 0% on general purchases
- Requirement
- Lock 400,000 FUSE (≈$3,872) for 12 months before October 12, 2026; new locks require 600,000 FUSE (≈$5,809) from that date
- FX
- Solid 0% + card-provider 1% (total 1%); qualifying Wirex EUR purchases: 0% with sufficient EURC or eligible Credit mode
- Earlier subscriptions
- Subscriptions paid before October 5 keep 50% while continuously paid; one purchase per category/month, max $50 cashback per payment, within the shared $200 cap.
- AI cashback
- 20% · First eligible purchase in this category per calendar month; replaces base cashback and shares the $200 monthly tier cap. Direct merchant billing required; PayPal, app-store billing and travel agencies do not qualify.
- AI subscriptions merchants
- ChatGPT, Claude, Gemini, Perplexity, Cursor, Midjourney and GitHub Copilot
- Subscription cashback
- 20% · First eligible purchase in this category per calendar month; replaces base cashback and shares the $200 monthly tier cap. Direct merchant billing required; PayPal, app-store billing and travel agencies do not qualify.
- Streaming subscriptions merchants
- Netflix, Disney+, YouTube Premium, Prime Video, Max, Apple TV+ and Paramount+
- Music subscriptions
- 20% · First eligible purchase in this category per calendar month; replaces base cashback and shares the $200 monthly tier cap. Direct merchant billing required; PayPal, app-store billing and travel agencies do not qualify.
- Music subscriptions merchants
- Spotify, Apple Music, YouTube Music and Deezer
- Rides
- 10% · First eligible purchase in this category per calendar month; replaces base cashback and shares the $200 monthly tier cap. Direct merchant billing required; PayPal, app-store billing and travel agencies do not qualify.
- Rides merchants
- Uber, Grab, Gojek (rides only), Bolt, DiDi / 99, Cabify, FreeNow, Lyft and Yandex Go
- Direct airline bookings
- 10% · First eligible purchase in this category per calendar month; replaces base cashback and shares the $200 monthly tier cap. Direct merchant billing required; PayPal, app-store billing and travel agencies do not qualify.
- Direct airline bookings merchants
- Emirates, Qatar Airways, Turkish Airlines, Singapore Airlines, Cathay Pacific, Etihad, British Airways, Lufthansa, Air France, KLM, United and Delta
- Best fit
- For users willing to lock a larger FUSE position for 12 months to access 5% general cashback and 20% AI cashback.
