No CEXUS available
- Cashback
- 0%
- Plan cost
- $0
- Custody
- Hybrid
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
Select cards for this comparison
Add or remove a card and every comparison row updates automatically.
02 · Read the shortlist
Start with the decision essentials
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Self-custodyFree base plan
- Cashback
- Not disclosed
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa/Other network
Self-custodyTiered rewards
- Cashback
- 0%-100%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa
Self-custodyLow FX
- Cashback
- 2%-10%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa
03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Comparing
1Tangem Card2Payy Card3Tuyo Card4Plasma One Card
Scores
6 fields
Overall Score
Tangem Card
60
Payy Card
64
Tuyo Card
74
Plasma One Card
83
Cashback score
Tangem Card
15
Payy Card
26
Tuyo Card
39
Plasma One Card
76
Travel score
Tangem Card
27
Payy Card
27
Tuyo Card
42
Plasma One Card
51
Funds control score
Tangem Card
83
Payy Card
97
Tuyo Card
100
Plasma One Card
89
Lowest fees score
Tangem Card
45
Payy Card
49
Tuyo Card
64
Plasma One Card
71
Transfers score
Tangem Card
58
Payy Card
68
Tuyo Card
72
Plasma One Card
93
Strengths & trade-offs
2 fields
Strengths
Tangem Card
Apple Pay and Google Pay, Direct USDC funding on Polygon
Payy Card
Self-custody wallet control, No monthly or transaction fee
Tuyo Card
Self-custody wallet control, Virtual Visa with both phone wallets
Plasma One Card
Lite starts with 2% XPL cashback, Higher tiers add bigger caps and perks
Trade-offs
Tangem Card
No current cashback, Virtual-only with no ATM access
Payy Card
FX can reach 3%, Cash and physical access are constrained
Tuyo Card
Reward value is unpredictable, Virtual-only with no ATM access
Plasma One Card
Virtual-only card access, Cashback is capped by tier
Costs
7 fields
Plan cost
Tangem Card
$0
Payy Card
$0
Tuyo Card
$0
Plasma One Card
$0
FX fee
Tangem Card
Not disclosed
Payy Card
3%
Tuyo Card
3%
Plasma One Card
1%
Top-up fee
Tangem Card
0%
Payy Card
0%
Tuyo Card
Not disclosed
Plasma One Card
0%
Card spending fee
Tangem Card
0%
Payy Card
0%
Tuyo Card
0%
Plasma One Card
Not disclosed
ATM fee
Tangem Card
Not available
Payy Card
Not available
Tuyo Card
Not available
Plasma One Card
Not available
Virtual card
Tangem Card
$0 for the first virtual card
Payy Card
Free; instant after KYC
Tuyo Card
Free
Plasma One Card
Up to 3 free virtual cards by tier
Physical card
Tangem Card
Not disclosed
Payy Card
Not disclosed
Tuyo Card
Coming soon; not currently available
Plasma One Card
Coming soon for Core and Platinum
Plans
2 fields
Available plans
Tangem Card
Not disclosed
Payy Card
Not disclosed
Tuyo Card
Not disclosed
Plasma One Card
3 plans: Lite, Core, Platinum
Top cashback plan
Tangem Card
Not disclosed
Payy Card
Not disclosed
Tuyo Card
Not disclosed
Plasma One Card
Platinum: 4%
Everyday use
8 fields
Network
Tangem Card
Visa
Payy Card
Visa/Other network
Tuyo Card
Visa
Plasma One Card
Visa
Card formats
Tangem Card
Virtual
Payy Card
Virtual
Tuyo Card
Virtual
Plasma One Card
Virtual
ATM withdrawals
Tangem Card
Not available
Payy Card
Not available
Tuyo Card
Not available
Plasma One Card
Not available
Mobile wallets
Tangem Card
Apple Pay, Google Pay
Payy Card
Apple Pay, Google Pay
Tuyo Card
Apple Pay, Google Pay
Plasma One Card
Apple Pay, Google Pay
Apps
Tangem Card
iOS, Android
Payy Card
iOS, Android
Tuyo Card
iOS, Android
Plasma One Card
iOS, Android
Daily spending limit
Tangem Card
Basic advertises $10,000 daily; the account system/default shows up to $50,000, so the effective Basic limit is unclear
Payy Card
Not disclosed
Tuyo Card
Up to $10,000 per day; limits can change with usage and account history.
Plasma One Card
Shown in app
Monthly spending limit
Tangem Card
No current monthly POS amount is published; up to 1,000 POS transactions per month
Payy Card
Not disclosed
Tuyo Card
No fixed monthly card-spend limit is publicly disclosed.
Plasma One Card
Shown in app
ATM limit
Tangem Card
ATM withdrawals are not currently available
Payy Card
Not disclosed
Tuyo Card
ATM withdrawals are not currently supported.
Plasma One Card
Not available
Funding & transfers
5 fields
Networks
Tangem Card
Polygon
Payy Card
Polygon, Payy Network
Tuyo Card
Ethereum, Base, Arbitrum, Optimism, Polygon
Plasma One Card
Plasma, Ethereum, Solana, Tron, Polygon, Arbitrum +2
Crypto deposits
Tangem Card
Stablecoins: USDC
Payy Card
Stablecoins: USDC
Tuyo Card
Stablecoins: USDC
Plasma One Card
Stablecoins: USDT, USDC
Fiat deposits
Tangem Card
Not disclosed
Payy Card
Bank-account deposit
Tuyo Card
Virtual-account receiving
Plasma One Card
USD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers
Transfers
Tangem Card
Stablecoin transfers
Payy Card
Stablecoin transfers; Payy payment links
Tuyo Card
Stablecoin transfers
Plasma One Card
Stablecoin transfers; Plasma One usernames; Virtual account withdrawals
Payout currencies
Tangem Card
Not disclosed
Payy Card
Not disclosed
Tuyo Card
Not disclosed
Plasma One Card
USD, EUR, GBP, MXN, BRL
Rewards
3 fields
Base cashback
Tangem Card
0%
Payy Card
Not disclosed
Tuyo Card
0%
Plasma One Card
2%
Max cashback
Tangem Card
0%
Payy Card
Not disclosed
Tuyo Card
100%
Plasma One Card
10%
Reward currency
Tangem Card
No current purchase rewards
Payy Card
Not disclosed
Tuyo Card
USD
Plasma One Card
USD cashback paid in XPL
Earn
5 fields
Advertised APY
Tangem Card
Not offered
Payy Card
Not offered
Tuyo Card
Up to 11% APY
Plasma One Card
Up to 5% APY
How it works
Tangem Card
Not offered
Payy Card
Not offered
Tuyo Card
Earn on spending balance, Optional earn vault
Plasma One Card
Optional earn vault
Separate deposit
Tangem Card
Not offered
Payy Card
Not offered
Tuyo Card
Yes
Plasma One Card
Yes
Use balance for spending
Tangem Card
Not offered
Payy Card
Not offered
Tuyo Card
Yes
Plasma One Card
No
Lock-up
Tangem Card
Not offered
Payy Card
Not offered
Tuyo Card
Not disclosed
Plasma One Card
No
Trust & availability
9 fields
Custody
Tangem Card
Hybrid custody
Payy Card
Self-custody
Tuyo Card
Self-custody
Plasma One Card
Self-custody
Control until payment
Tangem Card
You keep control
Payy Card
You keep control
Tuyo Card
You keep control
Plasma One Card
You keep control
Card issuer
Tangem Card
Third National
Payy Card
Third National / Rain
Tuyo Card
Third National
Plasma One Card
Rain, Third National
Card processing
Tangem Card
Paera LLC
Payy Card
Rain
Tuyo Card
Signify Holdings, Inc. (Rain)
Plasma One Card
0x
Custody / key management
Tangem Card
Not disclosed
Payy Card
Not disclosed
Tuyo Card
Not disclosed
Plasma One Card
Privy, Veda
Deposits & withdrawals
Tangem Card
Not disclosed
Payy Card
Not disclosed
Tuyo Card
Bridge Ventures, Inc. (Bridge)
Plasma One Card
Bridge, Bridge Ventures LLC
Bank transfers
Tangem Card
Not disclosed
Payy Card
Not disclosed
Tuyo Card
BANEX Microfinance Bank Limited
Plasma One Card
Not disclosed
Identity verification
Tangem Card
Sumsub
Payy Card
Not disclosed
Tuyo Card
Not disclosed
Plasma One Card
Not disclosed
Programme operator
Tangem Card
Not disclosed
Payy Card
Not disclosed
Tuyo Card
Not disclosed
Plasma One Card
Plasma
Sources
2 fields
Official sources
Tangem Card
18
Payy Card
5
Tuyo Card
12
Plasma One Card
11
Last reviewed
Tangem Card
Jul 31, 2026
Payy Card
Jul 25, 2026
Tuyo Card
Jul 23, 2026
Plasma One Card
Jul 24, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.