Buy Now, Pay Maybe
Selected purchases can receive a partial or full discount. No discount is guaranteed.
Discount on the purchase; no separate reward payout
Self-custody Visa card
Tuyo links self-custody Base USDC to a virtual Visa, phone wallets and compatible ATM access, with spending-based daily limits. Optional Cash interest, Buy Now, Pay Maybe discounts and TUYO points are separate features of the account.
01 · Fees & limits
02 · Rewards programme
Selected purchases can receive a partial or full discount. No discount is guaranteed.
Discount on the purchase; no separate reward payout
Card purchases earn points independently of purchase discounts.
Points cannot be traded or transferred
03 · Everyday use
04 · Money in and out
Assets stay in the connected wallet until an authorized spend or transfer action.
How a received asset reaches the spendable balance depends on the supported asset and account setup.
05 · Balance yield
Tuyo Cash interest strategies can remain connected to the spending balance under the current product terms.
Tuyo Investments vaults uses a separate yield position. Current rates and withdrawal terms apply.
06 · Trust and eligibility
Identity verification is required to access card services.
Known restrictions are listed, but a complete allowed-country list is not available.
The named organisations and their current roles are listed below.
Provides the product and account experience. Named legal operators appear separately.
Retains control of funds until payment.
Self-custodyCandidate issuer named in the international cardholder agreement.
Applies to: International cardholder programme; other regional issuer mechanics may differ.Candidate card-issuance services partner; Rain is not presented as a bank or asset custodian.
Applies to: Approved for the programme scope described by the cited source.Candidate fiat-conversion and virtual-account services partner; Bridge is not a bank.
Applies to: Approved for the programme scope described by the cited source.Markets the card to Nigerian users and handles the region-specific role described by the agreement.
Jurisdiction: Nigeria · Applies to: Nigeria programme only.07 · Methodology
Missing or undisclosed fields receive no positive credit.
Higher is better
Visa spending includes virtual card, Apple Pay, Google Pay and ATM access.
Named programme infrastructure includes Third National (issuer), Signify Holdings, Inc. (Rain) (processing), Bridge Ventures, Inc. (Bridge) (on/off-ramp) and BANEX Microfinance Bank Limited (banking).
No purchase cashback is included in the confirmed product terms.
08 · Offers & news
In Tuyo's migrated iPhone app, the card spends USD Cash. Investments and vault balances must first move to Cash; eligible Cash can still earn optional variable interest.
Tuyo's current guides describe Visa ATM withdrawals and daily card limits starting at up to $50,000, with spending-based increases to $200,000. Purchase fees can combine 1% FX and a 1% provider abroad fee.
09 · Card comparison
Users keep private keys; card charges follow a separate regional account model.
Users keep control of wallet funds while card settlement runs through partners.
Compare up to four cards in detail across fees, rewards, everyday use, money movement, custody and more.
10 · Evidence
These details have not been verified for this profile. Missing information does not mean a service is free or available.
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Tell us what changed and, if possible, include an official source. We review corrections before updating public card facts.
