64
Metal cardNo CEX
- Cashback
- 0%-2%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with the decision essentials
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Metal cardNo CEX
- Cashback
- 1.5%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Low FXTravel focus
- Cashback
- 1%-10%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
BTC depositsCrypto-native
- Cashback
- 0.5%-2%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Comparing
1ARQ Card2KAST Card3Bybit Card (EU)4Nexo Card
Special offer
ARQ Card
No active offer
KAST Card
20% off20% off your first subscription
Bybit Card (EU)
No active offer
Nexo Card
No active offer
Scores
6 fields
Overall Score
ARQ Card
64
KAST Card
84
Bybit Card (EU)
62
Nexo Card
65
Cashback score
ARQ Card
41
KAST Card
75
Bybit Card (EU)
42
Nexo Card
41
Travel score
ARQ Card
62
KAST Card
92
Bybit Card (EU)
83
Nexo Card
65
Funds control score
ARQ Card
52
KAST Card
71
Bybit Card (EU)
46
Nexo Card
52
Lowest fees score
ARQ Card
33
KAST Card
91
Bybit Card (EU)
64
Nexo Card
32
Transfers score
ARQ Card
75
KAST Card
100
Bybit Card (EU)
75
Nexo Card
91
Strengths & trade-offs
2 fields
Strengths
ARQ Card
Clear four-country residence coverage, Virtual, physical and phone-wallet access
KAST Card
Transfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
Bybit Card (EU)
Funding Account connects deposits and card spend, Lite and Standard card access
Nexo Card
Choose debit spend or credit-line use, No base monthly or annual card fee
Trade-offs
ARQ Card
Provider FX spread remains unclear, Headline cashback requires membership
KAST Card
Non-USD FX can exceed entry cashback, ATM use adds two charges
Bybit Card (EU)
ATM use gets costly after the allowance, Spending follows the Bybit EU account model
Nexo Card
Spending follows the Nexo account model, Credit Mode adds collateral risk
Costs
7 fields
Plan cost
ARQ Card
$0
KAST Card
$0
Bybit Card (EU)
$0
Nexo Card
$0
FX fee
ARQ Card
Not disclosed
KAST Card
1.8%
Bybit Card (EU)
0.5%
Nexo Card
2.5%
Top-up fee
ARQ Card
Not disclosed
KAST Card
0%
Bybit Card (EU)
Not disclosed
Nexo Card
Not disclosed
Card spending fee
ARQ Card
0%
KAST Card
0%
Bybit Card (EU)
Not disclosed
Nexo Card
Not disclosed
ATM fee
ARQ Card
1%
KAST Card
2%
Bybit Card (EU)
2%
Nexo Card
2%
Virtual card
ARQ Card
Free
KAST Card
Free first two
Bybit Card (EU)
Free
Nexo Card
Available from $50 account balance
Physical card
ARQ Card
$4.99 Standard; $0 Premium
KAST Card
Free; $40 shipping
Bybit Card (EU)
First physical card free
Nexo Card
Free shipping; requires more than $5,000 account balance and at least Gold tier
Plans
2 fields
Available plans
ARQ Card
3 plans: Standard, Premium, Prestige
KAST Card
3 plans: Standard, Premium, Private
Bybit Card (EU)
6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
Nexo Card
4 plans: Base, Silver, Gold, Platinum
Top cashback plan
ARQ Card
Prestige: 2%
KAST Card
Private: 3%
Bybit Card (EU)
VIP 6 / PRO 3-5: 10%
Nexo Card
Platinum: 2%
Everyday use
8 fields
Network
ARQ Card
Mastercard
KAST Card
Visa
Bybit Card (EU)
Mastercard
Nexo Card
Mastercard
Card formats
ARQ Card
Virtual, Physical
KAST Card
Virtual, Physical
Bybit Card (EU)
Virtual, Physical
Nexo Card
Virtual, Physical
ATM withdrawals
ARQ Card
Available
KAST Card
Available
Bybit Card (EU)
Available
Nexo Card
Available
Mobile wallets
ARQ Card
Apple Pay, Google Pay
KAST Card
Apple Pay, Google Pay
Bybit Card (EU)
Apple Pay, Google Pay
Nexo Card
Apple Pay, Google Pay
Apps
ARQ Card
iOS, Android
KAST Card
iOS, Android
Bybit Card (EU)
iOS, Android, Web
Nexo Card
iOS, Android, Web
Daily spending limit
ARQ Card
Not disclosed
KAST Card
No cap
Bybit Card (EU)
€5k / €10k / €15k by tier · Lite €150 lifetime
Nexo Card
€10,000 / £9,000/day; €10,000 / £9,000/transaction
Monthly spending limit
ARQ Card
Not disclosed
KAST Card
No cap
Bybit Card (EU)
€10k / €25k / €50k by tier · Lite €150 lifetime
Nexo Card
€60,000 / £54,000/month
ATM limit
ARQ Card
Not disclosed
KAST Card
Limits shown in app
Bybit Card (EU)
€2k / €5k / €10k by tier · €2k per withdrawal and per day
Nexo Card
€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/month
Funding & transfers
5 fields
Networks
ARQ Card
Ethereum, Polygon, Tron
KAST Card
Solana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
Bybit Card (EU)
Not disclosed
Nexo Card
Not disclosed
Crypto deposits
ARQ Card
Stablecoins: USDC, USDT
KAST Card
Stablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
Bybit Card (EU)
Other crypto: Supported crypto
Nexo Card
Stablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3
Fiat deposits
ARQ Card
USD receive, EUR receive
KAST Card
USD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
Bybit Card (EU)
Bybit EU Funding Account deposit
Nexo Card
Nexo account bank deposit
Transfers
ARQ Card
ARQ P2P; USD ACH payout
KAST Card
Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Bybit Card (EU)
Stablecoin transfers; Bybit EU account fiat withdrawal
Nexo Card
Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawal
Payout currencies
ARQ Card
USD
KAST Card
USD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Bybit Card (EU)
Not disclosed
Nexo Card
EUR, GBP, USD
Rewards
3 fields
Base cashback
ARQ Card
0%
KAST Card
1.5%
Bybit Card (EU)
1%
Nexo Card
0.5%
Max cashback
ARQ Card
2%
KAST Card
3%
Bybit Card (EU)
10%
Nexo Card
2%
Reward currency
ARQ Card
USDc cashback
KAST Card
USD cashback
Bybit Card (EU)
EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
Nexo Card
NEXO Tokens or BTC cashback
Earn
5 fields
Advertised APY
ARQ Card
Up to 4.5% APY
KAST Card
Up to 7% APY
Bybit Card (EU)
Up to 8% APY
Nexo Card
Up to 13% APY
How it works
ARQ Card
Earn on spending balance, Optional earn vault
KAST Card
Optional earn vault
Bybit Card (EU)
Not disclosed
Nexo Card
Earn on spending balance
Separate deposit
ARQ Card
Yes
KAST Card
Yes
Bybit Card (EU)
Not disclosed
Nexo Card
Not disclosed
Use balance for spending
ARQ Card
No
KAST Card
No
Bybit Card (EU)
Not disclosed
Nexo Card
Yes
Lock-up
ARQ Card
No
KAST Card
No
Bybit Card (EU)
Not disclosed
Nexo Card
No
Trust & availability
6 fields
Custody
ARQ Card
Custodial
KAST Card
Custodial
Bybit Card (EU)
Custodial
Nexo Card
Custodial
Control until payment
ARQ Card
Provider controls funds
KAST Card
Provider controls funds
Bybit Card (EU)
Provider controls funds
Nexo Card
Provider controls funds
Card issuer
ARQ Card
Not disclosed
KAST Card
Third National
Bybit Card (EU)
Not disclosed
Nexo Card
DiPocket UAB
Card processing
ARQ Card
Not disclosed
KAST Card
Tazapay
Bybit Card (EU)
Not disclosed
Nexo Card
Not disclosed
Custody / key management
ARQ Card
Not disclosed
KAST Card
BitGo
Bybit Card (EU)
Not disclosed
Nexo Card
Not disclosed
Programme operator
ARQ Card
Not disclosed
KAST Card
Troia Corp
Bybit Card (EU)
Not disclosed
Nexo Card
Nexo Services Sp. z o.o.
Sources
2 fields
Official sources
ARQ Card
36
KAST Card
20
Bybit Card (EU)
10
Nexo Card
13
Last reviewed
ARQ Card
Jul 26, 2026
KAST Card
Jul 24, 2026
Bybit Card (EU)
Jul 21, 2026
Nexo Card
Jul 24, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.