Main strengths
- KAST supports crypto sends, instant Tag transfers and global or local payouts.
- Online, phone-wallet and physical Visa access are all available.
- The entry tier has no annual membership fee and 1.5% cashback.
K CardStandard card design
Stablecoin account + Visa card
KAST Card
KAST offers a stablecoin account with Visa spending, bank payouts and optional Earn. Its $0 entry tier includes 1.5% cashback; virtual and physical cards, phone wallets and multiple payout routes support everyday stablecoin cash management.
Metal cardNo CEXClear feesTiered rewardsBTC depositsCrypto-native
View KAST Compare card
20% off your first subscription
- Sign up through this referral link.
- Discount is automatically applied at checkout.
Main trade-offs
- Non-USD FX can cost more than the entry cashback rate itself.
- ATM withdrawals add both a fixed charge and a percentage fee.
- The highest cashback tier needs a much larger annual commitment.
01 · Core economics
Costs that matter
KAST Card has a $0 entry option, with paid tiers for higher rewards or added benefits. Funding, FX and cash-access costs remain visible below.
ItemStandard tierWhat it means
Annual plan$0Competitive entry price
Top-up0%No stated provider funding surcharge
Provider FX markup0.5–1.75%Can erase 1.5% base cashback
Asset conversion fee0%No separate asset-conversion fee is listed for card spending.
ATM withdrawal$3 + 2%Fixed and percentage fees make routine cash use expensive.
Card spending0%No listed base spend fee
Physical card$0 + $40 shippingStandard delivery takes 3–7 business days after processing, express takes 1–3 business days, and international delivery can take 7–21 business days. Available options and the final price are shown in the app.
Extra virtual card$2 eachAllowance: Free first two
Limits and secondary feesLimits and other fees
Declined transaction$0.50Listed
Daily card spendUnlimitedListed
Monthly card spendUnlimitedListed
ATM limitNot disclosedListed
Account depositUnlimitedListed
02 · Plans & rewards
Choose the plan and the rewards together
KAST Card keeps the reward range visible above while the membership cards below preserve each tier's fee, card design, rewards, limits and other tier-specific differences.
Lowest current purchase reward rate
Conditional: not the automatic rate
USD cashback
Current monthly cashback-value cap range across tiers
Memberships
Best default
$0/yrStandard
VISA Platinum
- Cashback
- 1.5% in USD
- Cashback Cap
- $30 / month
- Full-rate spend
- $2,000 / month; then 0%
- Virtual cards
- Free; first two virtual cards free, additional cards $2 each; first virtual card may cost $2 in some countries
- Support
- 24/7 support
- Earn APY
- USD Reserve: 6% promotional balance cashback; then 4%; programme is discretionary and not interest or APY
- Points
- None
- Physical card
- Free + $40 shipping
- VIP access
- Not listed
- Best fit
- Strongest value for most users
High spend
$1,000/yrPremium
VISA Infinite
- Cashback
- 2% in USD
- Cashback Cap
- $200 / month
- Full-rate spend
- $10,000 / month; then 0%
- Virtual cards
- 1 free Premium Card
- Support
- 24/7 support
- Earn APY
- Not listed
- Points
- 1%
- Physical card
- Premium metal + Standard card
- VIP access
- Not listed
- Best fit
- Only for users who value metal and higher caps
Concierge tier
$10,000/yrPrivate
VISA Infinite
- Cashback
- 3% in USD
- Cashback Cap
- $1,200 / month
- Full-rate spend
- $40,000 / month; then 0%
- Virtual cards
- 1 free Plated Gold Card
- Support
- VIP concierge
- Earn APY
- Not listed
- Points
- 2%
- Physical card
- Gold plated + two additional cards
- VIP access
- KAST events
- Best fit
- Luxury benefits, not the value tier
03 · Everyday use
How the card fits everyday use
See the available card formats, phone wallets and account rails, plus any channels that are still being confirmed.
Card access
- Visa networkAvailable
- Virtual cardAvailable
- Physical cardAvailable
- ATM withdrawalsAvailable
Wallets & apps
- Apple PayAvailable
- Google PayAvailable
- iOS appAvailable
- Android appAvailable
- Web appNot disclosed
Account rails
- Stablecoin depositsAvailable
- USD bank detailsAvailable
- EUR bank detailsAvailable
- Local payoutsAvailable
- Card-funded top-upsCountry-specific
04 · Money in and out
How money enters, settles and leaves KAST
The card uses the provider account balance. Account funding and withdrawal routes are included only when they feed that same card-linked account; they are not presented as direct card top-ups.
Money inWays to fund or receive8 routes
Crypto deposits
1 route
Crypto depositsReceived as supported stablecoin or converted to USD balance according to card account settings · Auto-converted into stablecoin/USD balance on receiptUSDTUSDCUSDePYUSD32 assetsFee0%SpeedNot confirmedLimitsMinimum $5; maximum unlimitedAvailabilityConfirmed scopeDetails
Fee components
- 0% · transfer
More assets, currencies or networks
RLUSD, BTC, ETH, SOL, XRP, AAVE, ARB, BNB, COMP, CRO, ENA, FET, GRT, JUP, LEO, LINK, OKB, ONDO, PENGU, POL, QNT, RENDER, SPX, SUSHI, TRUMP, TRX, UNI, XLM, Solana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum, Avalanche C-Chain, Ton, Base, Stellar, Optimism, Sonic, XRPL, Bitcoin
Asset / network map
USDT: Solana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum, Avalanche C-Chain, Ton · USDC: Solana, Ethereum, Polygon, Base, Stellar, Arbitrum, Avalanche C-Chain, Optimism +1 · USDe: Ethereum, Solana · PYUSD: Ethereum, Solana · RLUSD: Ethereum, XRPL · BTC: Bitcoin · ETH: Ethereum · SOL: Solana · XRP: XRPL
Availability
Supported asset and network combinations
Restrictions
Supported receive and outbound networks for this stablecoin. · Receive-only crypto deposit. The asset is converted after it reaches the card app.
Bank deposits
6 routes
USD bank transferEligible verified users receive an own-name virtual USD account; account and rail availability depend on country and provider checks.USDFee$2–$15SpeedSame dayLimitsUnlimitedAvailabilityRegion-dependentDetails
Fee components
- $2 · ACH
- $15 · ACH
- $15 · Fedwire / wire
Availability
Eligible verified users receive an own-name virtual USD account; account and rail availability depend on country and provider checks. Limit: Unlimited.
Account setup
own name
EU bank transferThis receive rail is region-dependent; check the in-app Receive screen before transferring.EURFee0.5%SpeedVaries by railLimitsShown in appAvailabilityRegion-dependentDetails
Fee components
- 0.5% · SEPA
Availability
This receive rail is region-dependent; check the in-app Receive screen before transferring. Limit: Limit shown in app.
BRL PIX depositThis receive rail is region-dependent; check the in-app Receive screen before transferring.BRLFee1%SpeedInstantLimitsContact KAST Concierge for current limitsAvailabilityRegion-dependentDetails
Fee components
- 1% · transfer
Availability
This receive rail is region-dependent; check the in-app Receive screen before transferring. Limit: Contact KAST Concierge for current limits.
MXN SPEI depositThis receive rail is region-dependent; check the in-app Receive screen before transferring.MXNFee0%SpeedInstantLimitsUnlimitedAvailabilityRegion-dependentDetails
Fee components
- 0% · transfer
Availability
This receive rail is region-dependent; check the in-app Receive screen before transferring. Limit: Unlimited.
ARS bank depositThis receive rail is region-dependent; check the in-app Receive screen before transferring.ARSFee0%SpeedVaries by railLimitsUnlimitedAvailabilityRegion-dependentDetails
Fee components
- 0% · transfer
Availability
This receive rail is region-dependent; check the in-app Receive screen before transferring. Limit: Unlimited.
COP bank depositThis receive rail is region-dependent; check the in-app Receive screen before transferring.COPFee1%SpeedVaries by railLimitsUnlimitedAvailabilityRegion-dependentDetails
Fee components
- 1% · transfer
Availability
This receive rail is region-dependent; check the in-app Receive screen before transferring. Limit: Unlimited.
Internal funding
1 route
KAST TagBidirectional internal transfer option; no external wallet address required.USD balanceFeeNo fixed feeSpeedInstantLimits$10,000 / dayAvailabilityConfirmed scopeDetails
Fee components
- No provider transfer fee
Availability
Other KAST users by tag, phone, email or QR code
Limit scope
$10,000 daily maximum, up to 5 transfers per day
Restrictions
Bidirectional internal transfer option; no external wallet address required. Receiving by phone or email depends on discoverability settings.
Balance & conversionAccount balance
Funds sit in a custodial account balance before card spend or payout.
What happens on receipt
Supported stablecoins follow the account credit settings. 27 mapped receive-only non-stable assets are auto-converted into the stablecoin/USD balance on receipt.
Money outWays to send, withdraw or settle7 routes
External crypto sends
1 route
Stablecoin transfersKAST lists different receive and send networks by stablecoin.USDTUSDCSolanaEthereumTron+1Fee$0.2–$6 + 0.1%SpeedNetwork-dependentLimitsMinimum $5; maximum unlimitedAvailabilityConfirmed scopeDetails
Fee components
- 0.1% · transfer
- $1 · transfer
- $0.2 · transfer
- $6 · transfer
- $5 · transfer
More assets, currencies or networks
Arbitrum
Asset / network map
USDT: Solana, Ethereum, Tron · USDC: Solana, Ethereum, Arbitrum
Availability
External wallets on supported token/network combinations
Restrictions
KAST lists different receive and send networks by stablecoin. Unsupported network deposits may be lost, so the in-app network selector remains the final check.
Internal transfers
1 route
KAST TagBidirectional internal transfer option; no external wallet address required.USD balanceFeeNo fixed feeSpeedInstantLimits$10,000 / dayAvailabilityConfirmed scopeDetails
Fee components
- No provider transfer fee
Availability
Other KAST users by tag, phone, email or QR code
Limit scope
$10,000 daily maximum, up to 5 transfers per day
Restrictions
Bidirectional internal transfer option; no external wallet address required. Receiving by phone or email depends on discoverability settings.
Bank transfers & payouts
5 routes
Global USD SWIFT payoutUseful when local payout rails are not available; delivery depends on receiving and intermediary banks.USDFee$30 + 0.5%Speed1–5 business daysLimitsMinimum $100Availability200+ countriesDetails
Fee components
- 0.5% · processing / FX
- $30 · processing / FX
- $30 refund: $30 fee refunded for $5K+ transactions
Availability
200+ countries
Restrictions
Useful when local payout rails are not available; delivery depends on receiving and intermediary banks.
USD local payoutLocal USD payout uses domestic US banking rails where available.USDFee$2–$20 + 0.5%Speed1–5 business daysLimitsShown in appAvailabilityConfirmed scopeDetails
Fee components
- 0.5% · processing / FX
- $2 · ACH
- $20 · ACH
Availability
United States
Restrictions
Local USD payout uses domestic US banking rails where available.
EUR SEPA payoutLocal EUR payout via SEPA, useful in supported European destinations as an alternative to global USD SWIFT payout.EURFee1% + No fixed feeSpeedVaries by railLimitsShown in appAvailabilityEurope, SEPADetails
Fee components
- 1% · processing / FX
- No fixed transfer fee
Availability
Europe (SEPA)
Restrictions
Local EUR payout via SEPA, useful in supported European destinations as an alternative to global USD SWIFT payout.
Other local currency payoutsLocal payouts use domestic banking rails where available and may be faster than global SWIFT payouts.AEDSARJPYINR10 currenciesFeeNot confirmedSpeedSame dayLimitsShown in appAvailability10 payout currenciesDetails
Fee components
- Fee not publicly confirmed
More assets, currencies or networks
PHP, THB, NGN, GBP, MXN, AUD
Availability
United Arab Emirates (AED), Saudi Arabia (SAR), Japan (JPY), India (INR), Philippines (PHP), Thailand (THB), Nigeria (NGN), United Kingdom (GBP), Mexico (MXN), Australia (AUD)
Fee scope
Varies by destination currency; fixed transfer fee and FX/conversion fee shown before confirmation
Restrictions
Local payouts use domestic banking rails where available and may be faster than global SWIFT payouts.
BRL PIX withdrawalThe reviewed fee page lists a 1% fee including IOF tax.BRLFee1%SpeedNot confirmedLimitsContact KAST Concierge for current limitsAvailabilityRegion-dependentDetails
Fee components
- 1% · BRL PIX withdrawal
Access path
Via provider account
Availability
Availability is account- and region-dependent; check the app before withdrawing.
Restrictions
The reviewed fee page lists a 1% fee including IOF tax. Current limits require confirmation through KAST Concierge.
05 · Optional product
Add yield through a separate balance
These yield products add variable-rate options through separate deposits. Move funds back to the spending balance when direct card spend is not supported.
Optional yield
USD Prime Vault
Up to 3.3% APY
Optional yield
Gauntlet Alpha Vault
Up to 7% APY
Risk noteVariable APY, custody, smart-contract, liquidity, protocol, counterparty and market risks may apply. Treat Earn/vault balances as separate yield exposure; access to funds depends on the provider's current withdrawal, card and collateral rules.
06 · Trust and eligibility
Where KAST is available and who supports the card
See current signup reach, identity checks and the organisations behind the card.
Identity & KYC
Identity verification is required to access card services.
Availability
The provider reports broad coverage but does not publish a complete country-by-country list.
Who handles what
The named organisations and their current roles are listed below.
RoleHandled byResponsibility and scope
Card productKAST
Provides the product and account experience. Named legal operators appear separately.
Custody controlKAST + programme partners
Controls settlement until payment.
Custodial accountCard processingTazapay
Provides third-party payment processing or settlement services when used by KAST.
Applies to: KAST Platform services; exact product and regional scope depends on the applicable partner terms.Custody / key managementBitGo
Provides third-party digital-asset custody services when used by KAST.
Applies to: KAST Platform services; exact wallet and regional scope depends on the applicable partner terms.Card issuerThird National
Issues the card and funds card purchases under the captured agreement.
Applies to: KAST non-US programme captured in the March 2025 agreement.Programme operatorTroia Corp
Provides access to and manages the KAST card experience under the non-US agreement.
Applies to: KAST non-US card programme captured in the March 2025 agreement.07 · Methodology
Why the score is 84
The score combines practical costs, rewards, daily usability, funding and transfers, eligibility, custody, and the provider stack.
Missing or undisclosed fields receive no positive credit.
84/100
StrongHigher is better
Key score driversLargest effects after applying the Overall category weights
Strongest lift99
Everyday usability
Visa spending includes virtual card, physical card, Apple Pay, Google Pay and ATM access.
Additional support89
Funding & transfers
8 inbound and 7 outbound routes cover crypto deposits, crypto withdrawals, internal transfers and bank payouts.
Main constraint54
Custody & control
Custodial account; the account provider controls funds before card settlement.
08 · Evidence
Sources
20 sources20 officialChecked Aug 28, 2026
We check every published fact and value against official product, fee, membership and legal information covering costs, eligibility, rewards and custody.
Primary sourcesOfficial product, fee, membership and legal pages
Introducing USD Reserve AccountOfficial source ↗KAST USD Reserve Account termsOfficial source ↗Current KAST card, account and transfer feesOfficial source ↗KAST physical-card ordering and deliveryOfficial source ↗KAST – The global money app powered by stablecoinsOfficial source ↗MembershipsOfficial source ↗
09 · Card comparison
How KAST Card compares to others
A side-by-side look at cards built around stablecoin funding, everyday Visa access and money movement.
1 / 3
Current card
KAST Card
KAST supports crypto sends, instant Tag transfers and global or local payouts.
- Card
- Prepaid Visa, Virtual + Physical
- Funds control
- Custodial balance
- Cashback
- 1.5%–3%
- FX fee
- 0.5%–1.75%
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDT, USDC, USDe +2
- Transfers & payouts
- Crypto, Bank + Internal transfers
Similar match
A crypto-funded prepaid card with virtual, physical and phone-wallet access.
- Card
- Prepaid Visa, Virtual + Physical
- Funds control
- Custodial balance
- Cashback
- 0%–3%
- FX fee
- 1.2%–2%
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDT + USDC
- Transfers & payouts
- Crypto + Bank transfers
Similar match
Supported stablecoins, personal bank details and card access sit in one COCA app.
- Card
- Debit Visa, Virtual + Physical
- Funds control
- Self-controlled wallet
- Cashback
- 1%–8%
- FX fee
- 0% on direct pairs
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDT, USDC + EURC
- Transfers & payouts
- Crypto + Bank transfers
Want a deeper comparison?
Compare up to four cards in detail across fees, rewards, everyday use, money movement, custody and more.
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