Stablecoin account + Mastercard card
A separate EU Mastercard programme for spending from a Bybit EU Funding Account. It combines virtual and physical card access with a 1% default cashback rate; ATM costs, custodial control and application-flow eligibility are the main checks.
available information says availability is region-dependent.
Why it stands out
Main trade-offs
01 · Core economics
Bybit EU is inexpensive to open, but it is not a fee-free travel card. These numbers drive most of the real-world cost.
02 · Plans & rewards
Bybit Card (EU) keeps the reward range visible above while the membership cards below preserve each tier's fee, card design, rewards, limits and other tier-specific differences.
Lowest approved purchase reward rate
Conditional — not the automatic rate
EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
Unknown caps are not treated as unlimited
Bybit Card (EU) Mastercard debit
Bybit Card (EU) Mastercard debit
Bybit Card (EU) Mastercard debit
03 · Everyday use
Card access, mobile wallets and account rails are separated so missing channels are easy to spot.
04 · Money in and out
The card uses the provider account balance. Account funding and withdrawal routes are included only when they feed that same card-linked account; they are not presented as direct card top-ups.
1 route
Deposits credit the linked Funding Account that directly funds Bybit Card (EU) spending.
Via provider account
Supported asset and network combinations
Deposit limits not publicly confirmed
Via Bybit EU Funding Account, not a direct card top-up. Available assets and networks vary by account, asset and jurisdiction.
1 route
Bank deposits fund the linked Bybit EU Funding Account in supported regions.
Via provider account
Bank deposits fund the linked Bybit EU Funding Account in supported regions. Availability is the intersection of the account rail and card eligibility; this is not a direct card top-up.
Method-dependent; shown in the Funding Account deposit flow
Not publicly confirmed
Funds sit in a custodial account balance before card spend or payout.
Bybit Card (EU) has no separate wallet balance or direct card top-up and spends from the linked Funding Account.
1 route
Via the linked Bybit EU account, not a direct card payout.
Via provider account
External blockchain address via the network selected in the Bybit EU account; asset, network and regional availability vary
Via the linked Bybit EU account, not a direct card payout. This route is relevant because the same provider-account balance explicitly funds card spending.
1 route
Via the linked Bybit EU account, not a card refund or direct card payout.
Via provider account
Fiat withdrawal to a bank account where available; methods and currencies vary by region
Not publicly confirmed; shown in the Bybit EU account for the selected currency and method
Not publicly confirmed
Via the linked Bybit EU account, not a card refund or direct card payout. Availability is limited to the overlap between the account withdrawal method and card eligibility.
05 · Optional product
This yield product requires a separate deposit. APY is variable, and neither return nor principal is guaranteed.
Up to 8% APY
06 · Trust and eligibility
Eligibility, identity checks and provider responsibilities are kept separate.
Identity verification is required to access card services.
Card access varies by country or programme.
Only concrete responsibilities and identified organisations are shown.
Public-facing product and account experience; legal operators are listed separately when confirmed.
Controls settlement until payment.
Custodial account07 · Methodology
The score weighs practical costs, rewards, daily usability, funding and transfers, eligibility, custody, and the company and provider stack. Undisclosed data does not boost the score.
Higher is better
Mastercard spending includes virtual card, physical card, Apple Pay, Google Pay and ATM access.
No monthly fee, 0.5% FX fee and 0.9% conversion fee shape the day-to-day cost profile.
1% base cashback and up to 10%; higher rates depend on complex conditions, paid in EUR.
08 · Evidence
We review every published fact and value on this page against source evidence. Official product, fee, membership and legal sources are used for the terms that affect cost, eligibility, rewards and custody.
Help keep this page accurate
Tell us what changed and, if possible, include an official source. We review corrections before updating public card facts.