No FXSelf-custodyUS availableClear fees
- FX fee
- 0%
- ATM fee
- 0%
- Base plan cost
- $0
- Conversion / spread
- 0%
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Find a crypto card you can actually reason about
Compare fees, custody, availability, payouts and trade-offs across crypto cards using verified sources and clear scoring.
26 cards156 sources26 research recordsUpdated Jul 26, 2026
Showing 9 of 26 cards
Lowest-fee crypto cards
Cost-first view that favors clear, low fees and treats unknown costs cautiously.
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No FXSelf-custodyTravel focusClear fees
- FX fee
- 0%
- ATM fee
- 2%
- Base plan cost
- $0
- Conversion / spread
- 0%
OKX shows the current EU referral reward before participation
- Join through this referral link as an eligible new EEA user.
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
No FXFunds controlClear feesTiered rewards
- FX fee
- 0%
- ATM fee
- Not verified
- Base plan cost
- $0
- Conversion / spread
- 0.1%
$10 new-user bonus after qualifying card spend
- Open a Solid virtual card.
- Spend $75 across at least three payments.
- Use different merchants and complete the spend within 30 days.
Self-custodyLow FXUS availableClear fees
- FX fee
- 1%
- ATM fee
- 0%
- Base plan cost
- $0
- Conversion / spread
- 0%
5 USDG after qualifying OKX Card purchases
- Sign up using this referral link and get approved for the OKX Card.
- Complete three qualifying, settled card transactions.
- Each qualifying transaction must be at least $25 under the captured offer.
No FXFunds controlClear feesTiered rewards
- FX fee
- 0%
- ATM fee
- Not verified
- Base plan cost
- $0
- Conversion / spread
- 0%
Low FXClear feesTiered rewardsBTC deposits
- FX fee
- 1%
- ATM fee
- 0.7% + $1
- Base plan cost
- $0
- Conversion / spread
- 1%
20% off your first subscription
- Discount is automatically applied at checkout.
Metal cardNo CEXClear feesTiered rewards
- FX fee
- 1.8%
- ATM fee
- 2% + $3
- Base plan cost
- $0
- Conversion / spread
- 0%
Self-custodyLow FXTravel focusClear fees
- FX fee
- 1%
- ATM fee
- 2%
- Base plan cost
- $0
- Conversion / spread
- 0.9%
$20 after qualifying Jupiter Card spend
- Open Jupiter using this referral link and complete KYC.
- Activate the Jupiter Card.
- Spend $1,000 on qualifying card purchases within 30 days of activation.
- If the referral is not shown automatically, enter code ZEJ8C4ZS.
High cashbackNo CEXUS availableClear fees
- FX fee
- 1.8%
- ATM fee
- Not verified
- Base plan cost
- $0
- Conversion / spread
- 0%
How we score cards
Each card gets seven category ratings. Overall balances them; scenarios change their weights to reorder cards for a specific use case.
Overall - Default exploration ranking across the full scoring model. The most balanced and neutral score view.
Recent updates
Krak CardJul 26, 2026 - Production catalogue, all rankings, Top, recommendation, Compare and SEO eligibility approved with product-owner artwork
Phantom CardJul 26, 2026 - Production catalogue, all rankings, Top, recommendation, Compare and SEO eligibility approved with new primary card artwork
Payy CardJul 25, 2026 - Production catalogue, Top, recommendation, Compare and SEO eligibility approved
Coca CardJul 24, 2026 - top-up fee kept explicitly unknown after current source review
ether.fi Cash CardJul 24, 2026 - physical-card acquisition cost and tier card allowances refreshed
Exa CardJul 24, 2026 - Optimism asset matrix and inbound bank receive rails approved
Kolo CardJul 24, 2026 - ATM fees and rolling 24-hour withdrawal limits approved
156 source-backed records feed these normalized profile checks. Term-change updates require reviewed source evidence.
Guides and insights
How crypto cards actually spend your moneyTap for a $6 coffee and the terminal does not care whether your money began as a loaded USD balance, an exchange asset, a token in a self-custody wallet or collateral behind a credit line. You should.How FX fees and conversion costs really workA €100 dinner can begin as fiat, a stablecoin or another crypto asset. One conversion may happen before the card pays. Another may happen because the merchant charges a different currency. The terminal can then offer its own converted total.Cashback traps explainedPut two cards side by side. One advertises “up to 5%”. The other pays 2% on the tier you can join today. The first card is not automatically better.
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