Main strengths
- Supported stablecoins, personal bank details and card access sit in one COCA app.
- Physical, virtual, Apple Pay and Google Pay access are all available.
COCA 3.0 Visa front cardStandard card design
Stablecoin account + Visa card
Coca Card
COCA combines stablecoin funding, personal IBAN receive, card spending and six reward tiers in one self-controlled account. Card access begins on the free tier, while higher cashback follows COCA balance and staking conditions.
0% direct-pair FXSelf-custodyFree base planDeFi-nativeUSD rewardsPhysical card
01 · Core economics
Costs that matter
Coca Card combines $0 entry with 0% listed provider FX and ATM access. Allowances, overage charges and third-party costs still depend on the current programme.
ItemStandard tierWhat it means
Annual plan$0Competitive entry price
Top-upNot disclosedThe provider does not publish a general top-up fee in its current funding instructions.
Provider FX markup0%The 0% claim is limited to USDT, USDC and EURC; general FX, conversion spread and other asset costs are not disclosed.
ATM withdrawalFree up to $250/mo; then 2%$250/mo free is useful for occasional cash; 2% after it is relatively high.
