Main strengths
- The ongoing 2% base rate has a disclosed $100 monthly cap.
- No annual or USD purchase fee; funding fees depend on the network and route.
- The digital Visa card supports both major phone-wallet routes.
Jupiter Visa Platinum cardStandard card design
Stablecoin account + Visa card
Jupiter Card
Jupiter Card supports USDC and USDT funding, phone wallets and 2% base cashback in USDC. Rain keeps stablecoins onchain as collateral while DCS follows a separate balance route; rewards have monthly caps, physical access is phased, and funding and FX fees depend on the route and issuer.
Partner link See details Jupiter Card promo code: ZEJ8C4ZS
Main trade-offs
- Two qualifying referrals unlock 4% only for the next calendar month.
- Rain currently charges 1% FX while DCS charges 1.8%, based on country.
- Physical ordering is phased; only Rain physical cards support ATM withdrawals.
01 · Core economics
Costs that matter
Jupiter Card has a $0 recurring entry cost. Funding, conversion, FX and cash-access charges are shown separately below.
ItemValueWhat it means
Monthly plan$0/moNo recurring monthly plan fee on the current entry offer
Cash fundingNot disclosedSolana: no processing fee. Ethereum, Base, Arbitrum and Sui: higher of $0.30 or 0.02%; network gas is separate.
Provider FX markup1–1.8%Rain or DCS is assigned by country: Rain charges 1%; DCS charges 1.8%.
Asset conversion fee0%No separate asset-conversion fee is listed for card spending.
ATM withdrawal$1 + 0.65% (where enabled)Rain physical cards only. Non-USD withdrawals add $0.30 + 1% FX; balance inquiries and declined withdrawals cost $0.60 each. Operator surcharges may apply. DCS has no ATM access.
Card spending0%No listed base spend fee
Physical card$13.13Shipping or delivery terms may apply
Limits and secondary feesLimits and other fees
ItemValueWhat it means
Declined transactionNot disclosedNo reusable declined-transaction fee is published.
Daily card spend$50,000/dayDCS: $50,000/day; Rain: no disclosed daily limit
Monthly card spendNot disclosedMonthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limit
ATM limitNot disclosedRegion-dependent; no reusable public ATM limit
Account depositNot disclosed$3 minimum crypto deposit; $10 on Ethereum; up to 200,000 USDC per transfer
02 · Rewards programme
2% base, 4% qualifying-referral boost
Jupiter Card has a conditional rewards ladder rather than an automatic headline rate. The current programme ranges from 2% to 4% cashback in USDC.
Lowest current purchase reward rate
At least two qualifying referrals in the prior calendar month; applies for the following calendar month
USDC
Current programme cap
03 · Everyday use
How the card fits everyday use
See the available card formats, phone wallets and account rails, plus any channels that are still being confirmed.
Card access
- Visa networkAvailable
- Virtual cardAvailable
- Physical cardAvailable
- ATM withdrawalsConditional
Wallets & apps
- Apple PayAvailable
- Google PayAvailable
- iOS appAvailable
- Android appAvailable
- Web appNot disclosed
Account rails
- Stablecoin depositsAvailable
- USD bank detailsAvailable
- EUR bank detailsAvailable
- Local payoutsAvailable
- Card-funded top-upsNot confirmed
04 · Money in and out
How money enters, settles and leaves Jupiter
Receive and send rails are separated. Fees, speed, limits and availability stay attached to the route where they apply.
Money inWays to fund or receive3 routes
Crypto deposits
1 route
Crypto depositsThe issuing partner manages Jupiter Spend.USDCUSDTSolanaEthereumSui+2Fee0 or max($0.3, 0.02%)SpeedNot confirmedLimits200,000 USDC / transferAvailabilityConfirmed scopeDetails
Fee components
- $0.3 · Ethereum, Base, Arbitrum and Sui deposits
- 0.02% · Ethereum, Base, Arbitrum and Sui deposits
More assets, currencies or networks
Arbitrum, Base
Asset / network map
USDC: Solana, Ethereum, Sui, Arbitrum, Base · USDT: Solana
Availability
Supported asset and network combinations
Limit scope
$3 minimum; $10 on Ethereum. Maximum 200,000 USDC; separate USDT maximum unconfirmed.
Restrictions
USDC deposits support Solana, Ethereum, Sui, Arbitrum and Base; USDT supports Solana only. Verified USD/EUR virtual-account bank deposits credit Spend directly. DCS balances are for spending only; Rain withdrawal restrictions still apply.
Bank deposits
2 routes
USD virtual account receiveBank deposits credit the Spend balance directly.USDFee$2–$30 + 0.05%SpeedSame dayLimitsNot confirmedAvailabilityRegion-dependentDetails
Fee components
- $2 · ACH deposit
- $20 · Fedwire deposit
- $30 · SWIFT deposit
- 0.05% · bank deposit
Availability
Verified virtual account; country and account eligibility apply
Limit scope
Not publicly confirmed
Account setup
virtual account
Restrictions
Own-name or supported payroll transfers; virtual-account country and account eligibility apply.
EUR virtual account receiveBank deposits credit the Spend balance directly.EURFee€0.87 + 0.1%SpeedSame dayLimitsNot confirmedAvailabilityRegion-dependentDetails
Fee components
- €0.87 · SEPA deposit
- 0.1% · bank deposit
Availability
Verified virtual account; country and account eligibility apply
Limit scope
Not publicly confirmed
Account setup
virtual account
Restrictions
Own-name or supported payroll transfers; virtual-account country and account eligibility apply.
Balance & conversionAccount balance
The issuing partner manages Jupiter Spend.
What happens on receipt
How a received asset reaches the spendable balance depends on the supported asset and account setup.
Money outWays to send, withdraw or settle1 route
Bank transfers & payouts
1 route
Noah local and SWIFT payoutsRain accounts only: only USDC deposits can be withdrawn to fiat; merchant refunds cannot be withdrawn.AEDBRLCADEUR15 currenciesFeeRoute-dependentSpeed1–3 business daysLimits$10,000 / transferAvailability15 payout currenciesDetails
Fee components
- Destination-dependent fixed and percentage fee
More assets, currencies or networks
GBP, IDR, INR, MYR, NGN, PHP, SGD, THB, TRY, USD, VND
Availability
Rain accounts only; destination and card eligibility apply. DCS withdrawals unavailable.
Fee scope
USD ACH $2 + 0.05%; Fedwire $20 + 0.05%; international USD SWIFT $30 + 0.05%; EUR to EEA $1 + 0.10%. Other local currencies have their own published fees.
Limit scope
Up to $10,000 per transfer
Restrictions
Rain accounts only: only USDC deposits can be withdrawn to fiat; merchant refunds cannot be withdrawn. DCS withdrawals are not supported. Availability depends on the country, currency and partner restrictions.
05 · Optional product
Add yield through a separate balance
Jupiter Lend Earn adds a variable yield option through a separate deposit. Move funds back to the spending balance when direct card spend is not supported.
Optional yield
Jupiter Lend Earn
Variable by asset
- Yield source
- Interest paid by overcollateralized Jupiter Lend borrowers
- Yield mechanism
- Lending pool
- Protocols
- Jupiter Lend
- Redemption
- JL Tokens redeem the underlying and accrued yield; dynamic withdrawal limits can delay full liquidity.
- Assets
- USDC, SOL, JupUSD
- Spend directly from Earn balance
- No
- Withdraw anytime
- Yes
- Deposit insurance
- No
Risk noteVariable APY, custody, smart-contract, liquidity, protocol, counterparty and market risks may apply. Treat Earn/vault balances as separate yield exposure; access to funds depends on the provider's current withdrawal, card and collateral rules.
06 · Trust and eligibility
Where Jupiter is available and who supports the card
See current signup reach, identity checks and the organisations behind the card.
Identity & KYC
Identity verification is required to access card services.
- Verification provider
- Sumsub
Availability
These entries are regional guidance rather than a complete signup list. A missing country is not treated as unavailable; confirm eligibility during signup.
Countries listed as regional guidance53 countries
Antigua and BarbudaArgentinaAustraliaBahamasBangladeshBarbadosBelizeBoliviaBrazilCayman IslandsColombiaCosta RicaCote d'IvoireDominicaDominican RepublicEcuadorEgyptEl SalvadorGhanaGrenadaGuatemalaGuyanaHondurasJapanKenyaMalaysiaMexicoMoroccoNew ZealandNigeriaPakistanPanamaParaguayPeruPhilippinesSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSenegalSingaporeSouth AfricaSouth KoreaSurinameTaiwanThailandTrinidad and TobagoTurks and Caicos IslandsUgandaUnited Arab EmiratesUnited StatesUruguayVietnamZambia
Who handles what
The named organisations and their current roles are listed below.
RoleHandled byResponsibility and scope
Card productJupiter
Provides the product and account experience. Named legal operators appear separately.
Custody controlJupiter + programme partners
Controls settlement until payment.
Custodial accountCard issuerRain
Card issuance and partner-managed spend balance for assigned users.
Applies to: Other supported card jurisdictions; country eligibility still applies.Card issuerDCS
Card issuance and partner-managed spend balance for assigned users.
Applies to: Australia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan, Thailand and Vietnam.Identity verificationSumsub
Runs identity verification for the applicable programme.
Deposits & withdrawalsNoah
Supports deposit, withdrawal or conversion rails.
07 · Methodology
Why the score is 80
The score combines practical costs, rewards, daily usability, funding and transfers, eligibility, custody, and the provider stack.
Missing or undisclosed fields receive no positive credit.
80/100
StrongHigher is better
Key score driversLargest effects after applying the Overall category weights
Strongest lift91
Everyday usability
Visa spending includes virtual card, physical card, Apple Pay and Google Pay.
Additional support79
Rewards value
2% base cashback and up to 4%; tier or usage conditions affect the realised rate, paid in USDC.
Main constraint54
Custody & control
Custodial account; the account provider controls funds before card settlement.
08 · Offers & news
Latest from Jupiter Card
Bonuses, promotions and product updates for Jupiter Card.
OfferUp to $100/monthFee discountActive
Jupiter Claynosaurz offers a monthly FX-fee rebate through 2026
The $25 Claynosaurz virtual card offers an FX-fee rebate through the end of 2026, capped at $100 each month on the first $10,000 of non-USD purchases. Eligible existing Jupiter users can add the card.
Ends Jan 1, 2027 (UTC)Checked Oct 7, 2026
OfferGet $20Spend bonusActive
$20 after qualifying Jupiter Card spend
$20 after spending $1,000 on qualifying Jupiter Card purchases within 30 days of card activation.
No published end dateChecked Jul 14, 2026
News
Jupiter begins a phased rollout of its physical card
Eligible Jupiter Spend accounts can now see a physical-card order option in the app. The card costs $13.13 plus destination-dependent shipping, and Jupiter targets full rollout by the end of 2026.
09 · Card comparison
How Jupiter Card compares to others
A side-by-side look at cards built around stablecoin funding, everyday Visa access and money movement.
1 / 3
Current card
Jupiter Card
The digital Visa card supports both major phone-wallet routes.
- Card
- Debit Visa, Virtual + Physical
- Funds control
- Custodial balance
- Cashback
- 2%–4%
- FX fee
- 1% or 1.8%
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDC + USDT
- Transfers & payouts
- Bank transfers
Similar match
Crypto stays user-controlled until it is converted into the EUR card balance.
- Card
- Debit Mastercard, Virtual + Physical
- Funds control
- Hybrid custody
- Cashback
- 0.5%–1%
- FX fee
- Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency
- Apps
- iOS, Android, Web app
- Stablecoin set
- USDC + USDT
- Transfers & payouts
- Crypto + Bank transfers
- Card
- Debit Visa + Mastercard, Virtual + Physical
- Funds control
- Custodial balance
- Cashback
- 0%–3%
- FX fee
- 0% Xapo FX markup; BTC card spend uses a current variable 0.29% spread
- Apps
- iOS, Android
- Stablecoin set
- USDC + USDT
- Transfers & payouts
- Crypto + Bank transfers
Want a deeper comparison?
Compare up to four cards in detail across fees, rewards, everyday use, money movement, custody and more.
10 · Evidence
Sources
42 sources28 officialChecked Oct 7, 2026
We check every published fact and value against official product, fee, membership and legal information covering costs, eligibility, rewards and custody.
Primary sourcesOfficial product, fee, membership and legal pages
Help keep this page accurate
Found outdated or incorrect information?
Tell us what changed and, if possible, include an official source. We review corrections before updating public card facts.