Main strengths
- The ongoing 2% base rate has a disclosed $100 monthly cap.
- Current docs list $0 annual, deposit and USD payment fees.
- The digital Visa card supports both major phone-wallet routes.
Jupiter Visa Platinum cardStandard card design
Stablecoin account + Visa card
Jupiter Card
Jupiter Card converts USDC deposits into a USD Visa spend balance, with phone-wallet support and 2% base cashback in USDC. The base reward has a monthly cap, the referral boost has qualifying conditions, and FX pricing depends on the issuer.
High cashbackNo CEXUS availableClear feesTiered rewardsFree base plan
View Jupiter Compare card
$20 after qualifying Jupiter Card spend
- Open Jupiter using this referral link and complete KYC.
- Activate the Jupiter Card.
- Spend $1,000 on qualifying card purchases within 30 days of activation.
- If the referral is not shown automatically, use this promo code:
Main trade-offs
- Two qualifying referrals unlock 4% only for the next calendar month.
- Rain currently charges 1% FX while DCS charges 1.8%, based on country.
- The physical card is announced; current access remains digital-only.
01 · Core economics
Costs that matter
Jupiter Card has a $0 recurring entry cost. Funding, conversion, FX and cash-access charges are shown separately below.
ItemValueWhat it means
Monthly plan$0/moNo recurring monthly plan fee on the current entry offer
Top-up0%No stated provider funding surcharge
Provider FX markup1–1.8%Rain or DCS is assigned by country: Rain charges 1%; DCS charges 1.8%.
Asset conversion fee0%No separate asset-conversion fee is listed for card spending.
Card spending0%No listed base spend fee
Limits and secondary feesLimits and other fees
ATM withdrawalNot availableListed
Declined transactionNot disclosedNot disclosed
Daily card spend$50,000/dayListed
Monthly card spendNot disclosedListed
ATM limitNot disclosedListed
Account depositNot disclosedListed
02 · Rewards programme
2% base, 4% qualifying-referral boost
Jupiter Card has a conditional rewards ladder rather than an automatic headline rate. The current programme ranges from 2% to 4% cashback in USDC.
Lowest current purchase reward rate
At least two qualifying referrals in the prior calendar month; applies for the following calendar month
USDC
Current programme cap
03 · Everyday use
How the card fits everyday use
See the available card formats, phone wallets and account rails, plus any channels that are still being confirmed.
Card access
- Visa networkAvailable
- Virtual cardAvailable
- Physical cardVirtual only
- ATM withdrawalsNo ATM access
Wallets & apps
- Apple PayAvailable
- Google PayAvailable
- iOS appAvailable
- Android appAvailable
- Web appNot disclosed
Account rails
- Stablecoin depositsAvailable
- USD bank detailsAvailable
- EUR bank detailsAvailable
- Local payoutsAvailable
- Card-funded top-upsCountry-specific
04 · Money in and out
How money enters, settles and leaves Jupiter
Receive and send rails are separated. Fees, speed, limits and availability stay attached to the route where they apply.
Money inWays to fund or receive3 routes
Crypto deposits
1 route
Crypto depositsUSDC converts 1:1 into the USD spend balance at deposit · USDT converts 1:1 into the USD spend balance at depositUSDCUSDTSolanaSuiArbitrum+1Fee0%SpeedNot confirmedLimitsNot confirmedAvailabilityConfirmed scopeDetails
Fee components
- 0% · transfer
More assets, currencies or networks
Base
Asset / network map
USDC: Solana, Sui, Arbitrum, Base · USDT: Solana
Availability
Supported asset and network combinations
Limit scope
Deposit limits not publicly confirmed
Restrictions
Solana has no flat Jupiter fee, but a new token account may require about 0.002 SOL. · USDT deposits are currently supported on Solana only.
Bank deposits
2 routes
USD virtual account receiveA separate receive rail; direct fiat card deposits are not currently available.USDFeeNot confirmedSpeedNot confirmedLimitsNot confirmedAvailabilityConfirmed scopeDetails
Fee components
- Fee not publicly confirmed
Availability
A separate receive rail; direct fiat card deposits are not currently available.
Fee scope
Not disclosed in the reviewed FAQ
Limit scope
Not publicly confirmed
Account setup
virtual account
EUR virtual account receiveAvailability depends on country of residence; it is not a direct fiat card deposit.EURFeeNot confirmedSpeedNot confirmedLimitsNot confirmedAvailabilityRegion-dependentDetails
Fee components
- Fee not publicly confirmed
Availability
Availability depends on country of residence; it is not a direct fiat card deposit.
Fee scope
Not disclosed in the reviewed FAQ
Limit scope
Not publicly confirmed
Account setup
virtual account
Balance & conversionAccount balance
Funds sit in a custodial account balance before card spend or payout.
What happens on receipt
How a received asset reaches the spendable balance depends on the supported asset and account setup.
Money outWays to send, withdraw or settle1 route
Bank transfers & payouts
1 route
Noah local and SWIFT payoutsAvailability and currency support must be checked in-app; do not treat this as universal payout coverage.AEDBRLCADEUR20 currenciesFee0%Speed1–3 business daysLimits$10,000 / transferAvailability200+ countriesDetails
Fee components
- 0% · transfer
More assets, currencies or networks
GBP, IDR, INR, JPY, MAD, MXN, MYR, NGN, PHP, SAR, SGD, THB, TRY, TWD, USD, VND
Availability
Region- and currency-dependent; SWIFT to 200+ countries and 20 listed local payout currencies
Limit scope
Up to $10,000 per transfer
Restrictions
Availability and currency support must be checked in-app; do not treat this as universal payout coverage.
05 · Optional product
Add yield through a separate balance
Jupiter Lend Earn adds a variable yield option through a separate deposit. Move funds back to the spending balance when direct card spend is not supported.
Optional yield
Jupiter Lend Earn
Variable by asset
- Yield source
- Interest paid by overcollateralized Jupiter Lend borrowers
- Yield mechanism
- Lending pool
- Protocols
- Jupiter Lend
- Redemption
- JL Tokens redeem the underlying and accrued yield; dynamic withdrawal limits can delay full liquidity.
- Assets
- USDC, SOL, JupUSD
- Spend directly from Earn balance
- No
- Withdraw anytime
- Yes
- Deposit insurance
- No
Risk noteVariable APY, custody, smart-contract, liquidity, protocol, counterparty and market risks may apply. Treat Earn/vault balances as separate yield exposure; access to funds depends on the provider's current withdrawal, card and collateral rules.
06 · Trust and eligibility
Where Jupiter is available and who supports the card
See current signup reach, identity checks and the organisations behind the card.
Identity & KYC
Identity verification is required to access card services.
- Verification provider
- Sumsub
Availability
These entries are regional guidance rather than a complete signup list. A missing country is not treated as unavailable; confirm eligibility during signup.
Countries listed as regional guidance53 countries
Antigua and BarbudaArgentinaAustraliaBahamasBangladeshBarbadosBelizeBoliviaBrazilCayman IslandsColombiaCosta RicaCote d'IvoireDominicaDominican RepublicEcuadorEgyptEl SalvadorGhanaGrenadaGuatemalaGuyanaHondurasJapanKenyaMalaysiaMexicoMoroccoNew ZealandNigeriaPakistanPanamaParaguayPeruPhilippinesSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSenegalSingaporeSouth AfricaSouth KoreaSurinameTaiwanThailandTrinidad and TobagoTurks and Caicos IslandsUgandaUnited Arab EmiratesUnited StatesUruguayVietnamZambia
Who handles what
The named organisations and their current roles are listed below.
RoleHandled byResponsibility and scope
Card productJupiter
Provides the product and account experience. Named legal operators appear separately.
Custody controlJupiter + programme partners
Controls settlement until payment.
Custodial accountCard issuerRain
Card issuance and partner-managed spend balance for assigned users.
Applies to: Depends on country of residence; the exact assignment matrix is not published.Card issuerDCS
Card issuance and partner-managed spend balance for assigned users.
Applies to: Depends on country of residence; the exact assignment matrix and Jupiter-specific programme agreement are not published.Identity verificationSumsub
Runs identity verification for the applicable programme.
Deposits & withdrawalsNoah
Supports deposit, withdrawal or conversion rails.
07 · Methodology
Why the score is 81
The score combines practical costs, rewards, daily usability, funding and transfers, eligibility, custody, and the provider stack.
Missing or undisclosed fields receive no positive credit.
81/100
StrongHigher is better
Key score driversLargest effects after applying the Overall category weights
Strongest lift83
Cost efficiency
No monthly fee, 1.8% FX fee and 0% conversion fee shape the day-to-day cost profile.
Additional support79
Rewards value
2% base cashback and up to 4%; tier or usage conditions affect the realised rate, paid in USDC.
Main constraint54
Custody & control
Custodial account; the account provider controls funds before card settlement.
08 · Evidence
Sources
39 sources25 officialChecked Aug 12, 2026
We check every published fact and value against official product, fee, membership and legal information covering costs, eligibility, rewards and custody.
Primary sourcesOfficial product, fee, membership and legal pages
09 · Card comparison
How Jupiter Card compares to others
A side-by-side look at cards built around stablecoin funding, everyday Visa access and money movement.
1 / 3
Current card
Jupiter Card
The digital Visa card supports both major phone-wallet routes.
- Card
- Debit Visa, Virtual only
- Funds control
- Custodial balance
- Cashback
- 2%–4%
- FX fee
- 1% or 1.8%
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDC + USDT
- Transfers & payouts
- Bank transfers
- Card
- Credit line Visa, Virtual only
- Funds control
- Hybrid custody
- Cashback
- 0%
- FX fee
- 1.7% foreign-currency conversion
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDC + USDT
- Transfers & payouts
- Not confirmed
- Card
- Credit line Visa, Virtual + Physical
- Funds control
- Hybrid custody
- Cashback
- 0.5%–4%
- FX fee
- XPlace layer: Basic 1%, Silver 0.5%, Gold 0.25%, Platinum 0%; Visa adds 1% when it converts
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDC + USDT
- Transfers & payouts
- Crypto transfers
Want a deeper comparison?
Compare up to four cards in detail across fees, rewards, everyday use, money movement, custody and more.
Help keep this page accurate
Found outdated or incorrect information?
Tell us what changed and, if possible, include an official source. We review corrections before updating public card facts.