Main strengths
- USDC collateral stays in a user-owned smart contract until card spend settles.
- Virtual and physical Visa cards support Apple Pay, Google Pay and ATM use.
- Avici lists 0% provider FX, top-up and Signature ATM withdrawal fees.
Avici Visa SignaturePremium card design
Stablecoin account + Visa card
Avici Card
Avici Card uses USDC collateral in a user-owned escrow smart contract to create a USD Visa spending balance. Virtual and physical Platinum and Signature cards support Apple Pay, Google Pay and cash access, with separate pricing and regional rules for the international and United States programmes.
Self-custodyLow FXTravel focusUS availableFree base planPhysical card
Main trade-offs
- Standard purchase cashback is 0%; rare event promotions are temporary.
- Visa can add 0.4%-1%; non-U.S. penalty fees remain unresolved.
- Availability is regional, with only 31 U.S. states explicitly supported.
01 · Core economics
Costs that matter
Avici has a $0 Platinum option and a paid Signature tier. Standard purchase cashback is 0%; compare card pricing, FX layers and cash-access costs below.
ItemStandard tierWhat it means
Annual plan$0Competitive entry price
Cash funding0%$0 Avici card top-up fee; swap and network execution costs are separate and not fully published.
Provider FX markup0%Avici does not add its own foreign-exchange markup.
Card network conversion surcharge0.4–1%Visa may apply this range to non-USD transactions.
Issuer foreign-transaction fee1%Published for the separate U.S. programme.
ATM withdrawal0% / 0.65% + $1Signature withdrawals have a 0% Avici fee; Platinum costs 0.65% + $1. Both tiers are limited to $250 and 3 withdrawals per day. ATM-operator and foreign-currency charges may apply separately.
Card spending0%No listed base spend fee
Physical card$20-$75Depends on tier
Extra virtual card$10$10 Platinum; Signature renewal $20/year. Included allowance: Platinum $15 first / $10 extra; Signature $30 first year / $20 renewal.
Limits and secondary feesLimits and other fees
Daily card spendNot disclosedListed
Monthly card spendNot disclosedListed
ATM limit$250/dayListed
Account depositNot disclosedListed
02 · Rewards programme
Card features and spending mechanics
Avici Card focuses on its spending and account features. The current card programme does not add purchase cashback or points.
Current card programme
Memberships
Instant issue
$0after KYCVisa Platinum
Visa Platinum
- Cashback
- 0%
- Virtual cards
- $15 first card; $10 each additional card
- ATM
- $1 + 0.65%
- Physical card
- $50 plus delivery; standard delivery is $0
- Best fit
- Lower-cost tier; compare its card prices and ATM charge with Signature.
Upgrade
$30/yrVisa Signature
Visa Signature
- Cashback
- 0%
- Virtual cards
- $30 first year; $20 annual renewal
- ATM
- Not listed
- Physical card
- $75 plus delivery; $20/year from year two
- Best fit
- Paid tier with a 0% Avici ATM fee; standard purchase cashback remains 0%.
03 · Everyday use
How the card fits everyday use
See the available card formats, phone wallets and account rails, plus any channels that are still being confirmed.
Card access
- Visa networkAvailable
- Virtual cardAvailable
- Physical cardAvailable
- ATM withdrawalsAvailable
Wallets & apps
- Apple PayAvailable
- Google PayAvailable
- iOS appAvailable
- Android appAvailable
- Web appNot disclosed
Account rails
- Stablecoin depositsAvailable
- USD bank detailsNot confirmed
- EUR bank detailsNot confirmed
- Local payoutsNot confirmed
- Card-funded top-upsCountry-specific
04 · Money in and out
How money enters, settles and leaves Avici
Receive and send rails are separated. Fees, speed, limits and availability stay attached to the route where they apply.
Money inWays to fund or receive1 route
Crypto deposits
1 route
Crypto depositsUSDC funds a user-owned escrow contract and supports a USD secured-card balance.USDCEthereumPolygonOptimismArbitrum+1FeeNot confirmedSpeedNot confirmedLimits$1 minimum card top-up; $0 minimum card withdrawalExternal cost$0 transferDetails
Fee components
- $0 · transfer
More assets, currencies or networks
Solana
Access path
Direct card balance
Asset / network map
USDC: Ethereum, Polygon, Optimism, Arbitrum, Solana
Availability
Supported asset and network combinations
Account setup
wallet
Restrictions
Solana deposits use provider auto-bridging. The advertised any-token route has no exhaustive public asset list.
Balance & conversionWallet control
Assets stay in the connected wallet until an authorized spend or transfer action.
What happens on receipt
How a received asset reaches the spendable balance depends on the supported asset and account setup.
Money outWays to send, withdraw or settle1 route
External crypto sends
1 route
Card balance to Avici or external walletCard refunds are returned to the card balance and cannot be withdrawn directly until settled.USDCEthereumPolygonOptimismArbitrumFeeNot confirmedSpeedNetwork-dependentLimits$0 minimum card withdrawal; other limits not publishedExternal cost$0 transferDetails
Fee components
- $0 · transfer
Access path
Direct card balance
Asset / network map
USDC: Ethereum, Polygon, Optimism, Arbitrum
Availability
USDC withdrawal to an Avici wallet or external wallet
Account setup
wallet
Restrictions
Card refunds are returned to the card balance and cannot be withdrawn directly until settled.
06 · Trust and eligibility
Where Avici is available and who supports the card
See current signup reach, identity checks and the organisations behind the card.
Identity & KYC
Identity verification is required to access card services.
- Verification provider
- Sumsub
Availability
These entries are regional guidance rather than a complete signup list. A missing country is not treated as unavailable; confirm eligibility during signup.
- Explicit restrictions
- 18 countriesThese reviewed jurisdiction records are hard exclusions; locations outside the list still require the normal signup and identity checks.
Countries listed as regional guidance50 countries
Antigua and BarbudaArgentinaAustraliaBahamasBangladeshBarbadosBelizeBoliviaBrazilCayman IslandsColombiaCosta RicaCote d'IvoireDominicaDominican RepublicEcuadorEgyptEl SalvadorGhanaGrenadaGuatemalaGuyanaHondurasHong KongJapanKenyaMalaysiaMexicoMoroccoNew ZealandPakistanPanamaParaguayPeruPhilippinesSaint Kitts and NevisSaint LuciaSaint Vincent and the GrenadinesSenegalSingaporeSouth AfricaSurinameThailandTrinidad and TobagoTurks and Caicos IslandsUgandaUnited Arab EmiratesUnited StatesUruguayZambia
Explicit restriction list18 countries
BelarusChinaCubaIndiaIranIraqIsraelMyanmarNepalNicaraguaNorth KoreaRussiaSri LankaSyriaTurkeyUkraineVenezuelaVietnam
Who handles what
The named organisations and their current roles are listed below.
RoleHandled byResponsibility and scope
Card productAvici
Provides the product and account experience. Named legal operators appear separately.
Custody controlCardholder
Retains control of funds until payment.
Self-custodyCard issuerThird National
Card issuer
Applies to: Avici secured Visa card programmeCard processingRelay
Token auto-swap for USDC card top-up
Applies to: Avici Card top-up pathIdentity verificationSumsub
Identity and AML verification
Applies to: Avici Card onboarding and monitoring07 · Methodology
Why the score is 71
The score combines practical costs, rewards, daily usability, funding and transfers, eligibility, custody, and the provider stack.
Missing or undisclosed fields receive no positive credit.
71/100
GoodHigher is better
Key score driversLargest effects after applying the Overall category weights
Strongest lift99
Everyday usability
Visa spending includes virtual card, physical card, Apple Pay, Google Pay and ATM access.
Additional support92
Custody & control
Self-custody; funds remain user-controlled before payment.
Main constraint0
Rewards value
No purchase cashback is included in the confirmed product terms.
08 · Evidence
Sources
18 sources16 officialChecked Aug 21, 2026
We check every published fact and value against official product, fee, membership and legal information covering costs, eligibility, rewards and custody.
Primary sourcesOfficial product, fee, membership and legal pages
09 · Card comparison
How Avici Card compares to others
A side-by-side look at cards built around stablecoin funding, everyday Visa access and money movement.
1 / 3
Current card
Avici Card
USDC collateral stays in a user-owned smart contract until card spend settles.
- Card
- Wallet-linked Visa, Virtual + Physical
- Funds control
- Self-controlled wallet
- Cashback
- 0%
- FX fee
- 0% Avici FX fee; Visa may charge 0.4%-1% for non-USD transactions. The U.S. programme publishes 1%.
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDC
- Transfers & payouts
- Crypto transfers
- Card
- Credit line Visa, Virtual + Physical
- Funds control
- Self-controlled wallet
- Cashback
- 1.5%–6%
- FX fee
- 0% Tria markup; issuer-programme FX fee up to 3%
- Apps
- iOS, Android, Web app
- Stablecoin set
- USDC + USDT
- Transfers & payouts
- Crypto transfers
Similar match
Users keep private keys; card charges follow a separate regional account model.
- Card
- Credit line Visa, Virtual only
- Funds control
- Self-controlled wallet
- Cashback
- 0%–100%
- FX fee
- 1–3%
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDC
- Transfers & payouts
- Crypto transfers
Want a deeper comparison?
Compare up to four cards in detail across fees, rewards, everyday use, money movement, custody and more.
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