Main strengths
- USDT, USDC, ETH and SOL can fund supported regional card routes.
- Eligible purchases earn 2% Assetback, rising to 3% after set thresholds.
- APAC offers a $49 physical card, while several routes support phone wallets.
Current Bitget Wallet Card visualStandard card design
Stablecoin account + Visa/Mastercard card
Bitget Wallet Card
Bitget Wallet Card connects a self-custody wallet to regional Visa and Mastercard programmes for virtual spending, crypto-funded card balances and selected phone wallets. Its current Assetback programme returns 2% on eligible purchases and 3% after regional spending thresholds, with the reward asset chosen by the user.
Visa / MCNo CEXTiered rewardsCrypto-nativeETH depositsPhysical card
View Bitget Wallet Compare card
Up to $20 for invited Bitget Wallet users
- Open Bitget Wallet through this referral link.
- Bind this promo code in Bitget Wallet.
- Use this code when Bitget Wallet asks you to bind a referral:
Main trade-offs
- Fees, limits, ATM access and wallet support differ across regional programmes.
- The monthly eligible-spend cap for current Assetback rewards is undisclosed.
- China needs extra signup caution; Australia remains subject to APAC terms.
01 · Core economics
Costs that matter
This table combines the currently published fee range without forcing a regional programme selection. Values reflect reviewed routes; remaining gaps stay explicit in What it means.
ItemValueWhat it means
Monthly fee$0 listedSeveral reviewed routes list no recurring fee, but a reusable monthly price is not published for every route.
Virtual card$0–$10 equivalentReviewed routes range from free issuance to 0.1 USDC within 72 hours or 10 USDC later; other route pricing is not disclosed.
Top-up fee0% listedAPAC, Immersve and Pakistan base schedules list 0%; Reap and Express rates are not disclosed.
Issuer foreign-transaction feeUp to 1.7%The reviewed APAC and Immersve routes publish 1.7% for non-USD spend. Other route rates are not disclosed.
Asset conversion fee0.05% listedThe reviewed APAC schedule publishes 0.05%; no reusable conversion rate is confirmed for every route.
ATM withdrawal1% / $5 minimumAPAC physical-card withdrawals use the higher of 1% or $5, plus any ATM-operator fee. Other routes vary or do not support ATM access.
Physical card$49The $49 physical card is confirmed for APAC. Other routes are virtual-only or do not confirm a physical card.
02 · Rewards programme
Bitget Wallet Card Assetback
Eligible settled purchases start at 2% Assetback. The rate rises to 3% after the applicable monthly spend threshold or during the documented new-cardholder booster; the reward asset is selected in the app, while the monthly eligible-spend cap remains undisclosed.
Lowest current purchase reward rate
Conditional: not the automatic rate
Tokenized equities are not direct ownership of the referenced shares.
Unknown caps are not treated as unlimited
How the booster works
From 2% base Assetback to 3%
The 3% rate requires the applicable $100 or $200 monthly spend threshold, or the documented new-cardholder window. ATM withdrawals, cash advances, P2P, exchange and excluded merchant codes do not qualify; refunds reverse rewards, and the monthly eligible-spend cap is not published.
The threshold depends on the published country group
The 3% booster includes current-month retroactivity
Rewards become claimable after an eligible transaction
USDC goes to the card balance; other assets go to rewards
03 · Everyday use
How the card fits everyday use
See the available card formats, phone wallets and account rails, plus any channels that are still being confirmed.
Card access
- Visa/Mastercard networkAvailable
- Virtual cardAvailable
- Physical cardAvailable
- ATM withdrawalsNot disclosed
Wallets & apps
- Apple PayNot disclosed
- Google PayAvailable
- iOS appAvailable
- Android appAvailable
- Web appNot disclosed
Account rails
- Crypto depositsVia provider account
- Bank depositsNot confirmed
- Crypto withdrawalsNot confirmed
- Fiat withdrawalsNot confirmed
- Direct card top-upsNot supported
04 · Money in and out
How money enters, settles and leaves Bitget Wallet
The card uses the provider account balance. Account funding and withdrawal routes are included only when they feed that same card-linked account; they are not presented as direct card top-ups.
Money inWays to fund or receive1 route
Crypto deposits
1 route
Crypto depositsCredits the regional card balance after the selected programme and supported network are confirmed in the app.USDCUSDTETHSOLEthereum+2Fee0%SpeedNot confirmedLimitsAPAC: up to $200,000 per top-up; other programme limits vary or are undisclosed · Network and programme limits are dynamic or regionalExternal cost0% networkDetails
Fee components
- 0% · transfer
- 0% · network
More assets, currencies or networks
BNB Chain, Base
Access path
Direct card balance
Asset / network map
USDC: Ethereum, BNB Chain, Base
Availability
Supported asset and network combinations
Restrictions
Ethereum is confirmed for Reap, BNB Chain for Express and Base for one activation flow. This is not a universal network matrix. · The exact asset-network matrix is dynamic and must be checked before transfer. · No universal asset-network matrix is inferred from the umbrella product page.
Balance & conversionHybrid settlement
Funding and settlement cross wallet and provider-controlled account boundaries.
What happens on receipt
The reviewed card routes are crypto-funded.
Money outWays to send, withdraw or settle2 routes
Internal transfers
2 routes
Regional card-balance returnUnused balances are withdrawable in the reviewed Immersve and Pakistan routes, but not in APAC.USDCUSDTFeeNo fixed feeSpeedVaries by railLimitsNot confirmedAvailabilityEuropeDetails
Fee components
- No provider transfer fee
Access path
Via provider account
Availability
Europe/Africa/LATAM and Pakistan self-service routes
Limit scope
Not publicly confirmed
Restrictions
Unused balances are withdrawable in the reviewed Immersve and Pakistan routes, but not in APAC. Destination asset and network remain programme-dependent.
Support-assisted balance recoveryUnused balance cannot be withdrawn directly in these routes; the user must contact support for recovery.USDCFeeNot confirmedSpeedVaries by railLimitsNot confirmedAvailabilityConfirmed scopeDetails
Fee components
- Fee terms are descriptive only
Access path
Via provider account
Availability
Reap and Express programme routes
Fee scope
Not publicly itemized
Limit scope
Not publicly confirmed
Restrictions
Unused balance cannot be withdrawn directly in these routes; the user must contact support for recovery.
06 · Trust and eligibility
Where Bitget Wallet is available and who supports the card
See current signup reach, identity checks and the organisations behind the card.
Identity & KYC
Identity verification is required to access card services.
Availability
These entries are regional guidance rather than a complete signup list. A missing country is not treated as unavailable; confirm programme assignment and eligibility during signup.
- Residence perimeter
- 54 countriesPublished regional guidance; final access remains account- and KYC-dependent.
- Final access check
- Confirm during signupCountry guidance does not guarantee access; programme assignment and KYC still apply.
- Australia
- Soft AllowedThe current APAC application page accepts Australia while the APAC cardholder agreement says the service is not intended for Australian residents. Final access remains subject to in-app routing and KYC.
- China
- Soft RestrictedCurrent official guide and Express pages present China access while a dedicated Help Center notice says new Mainland China signups are unavailable. Verify the route in the app; do not auto-exclude.
Residence eligibility perimeter54 countries · access still account-gated
ArgentinaAustraliaAustriaBangladeshBelgiumBrazilBulgariaChileChinaColombiaCroatiaCyprusCzechiaDenmarkEcuadorEl SalvadorEstoniaFinlandFranceGermanyGreeceGuatemalaHungaryIndiaIndonesiaIrelandItalyJapanLatviaLithuaniaLuxembourgMalaysiaMaltaMexicoNetherlandsNigeriaPakistanPanamaPeruPhilippinesPolandPortugalRomaniaSingaporeSlovakiaSloveniaSouth AfricaSouth KoreaSpainSwedenTaiwanThailandUnited KingdomVietnam
Who handles what
The named organisations and their current roles are listed below.
RoleHandled byResponsibility and scope
Card productBitget Wallet
Provides the product and account experience. Named legal operators appear separately.
Custody controlBitget Wallet + programme partners
Controls settlement until payment.
Hybrid custodyCard issuerDCS Card Centre
Regional card issuance, card balance and payment programme.
Jurisdiction: Singapore · Applies to: APAC applicants assigned to the DCS programme only.Card services / infrastructureImmersve
Programme infrastructure and regional Mastercard routing.
Applies to: Only accounts assigned to the Immersve route.Card issuerMonavate
Issues the captured virtual prepaid Mastercard and safeguards e-money.
Jurisdiction: United Kingdom · Applies to: UK Immersve terms only; exact applicability across every Bitget regional account remains unknown.Card issuerFiat24
Regional Mastercard card/account infrastructure.
Jurisdiction: Switzerland · Applies to: Mainland China route only; current signup access remains soft restricted because official pages conflict.Card services / infrastructureReap
Regional virtual-card and USDC funding infrastructure.
Applies to: Reap-assigned Bangladesh and Nigeria accounts only.Programme operatorBTG Technology Holdings Limited
Operates the account and card programme described in the Asia Pacific terms.
Jurisdiction: Seychelles · Applies to: Asia Pacific programme only.07 · Methodology
Why the score is 69
The score combines practical costs, rewards, daily usability, funding and transfers, eligibility, custody, and the provider stack.
Missing or undisclosed fields receive no positive credit.
69/100
ModerateHigher is better
Key score driversLargest effects after applying the Overall category weights
Strongest lift88
Everyday usability
Visa/Mastercard spending includes virtual card, physical card and Google Pay.
Additional support93
Company & infrastructure
Named programme infrastructure includes DCS Card Centre (issuer), Immersve (processing), Monavate (issuer) and Fiat24 (issuer).
Main constraint46
Cost efficiency
Card pricing and transaction costs shape this category.
08 · Evidence
Sources
47 sources47 officialChecked Aug 28, 2026
We check every published fact and value against official product, fee, membership and legal information covering costs, eligibility, rewards and custody.
Primary sourcesOfficial product, fee, membership and legal pages
Bitget Card Asia Pacific cardholder termsOfficial source ↗Bitget Wallet Card regional availabilityOfficial source ↗Bitget Wallet Card APAC application and KYCOfficial source ↗Bitget Wallet Card Mainland China signup noticeOfficial source ↗Bitget Wallet Help Center | FAQs & Official SupportOfficial source ↗What is Bitget Wallet Card assetback? | Assetback - Bitget Wallet Help CenterOfficial source ↗
09 · Card comparison
How Bitget Wallet Card compares to others
A side-by-side look at cards built around stablecoin funding, everyday card access and money movement.
1 / 3
Current card
Bitget Wallet Card
USDT, USDC, ETH and SOL can fund supported regional card routes.
- Card
- Wallet-linked Visa + Mastercard, Virtual + Physical
- Funds control
- Hybrid custody
- Cashback
- 2%–3%
- FX fee
- Not confirmed
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDT + USDC
- Transfers & payouts
- Internal transfers
Similar match
Crypto stays user-controlled until it is converted into the EUR card balance.
- Card
- Debit Mastercard, Virtual + Physical
- Funds control
- Hybrid custody
- Cashback
- 0.5%–1%
- FX fee
- Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency
- Apps
- iOS, Android, Web app
- Stablecoin set
- USDC + USDT
- Transfers & payouts
- Crypto + Bank transfers
- Card
- Credit line Visa, Virtual only
- Funds control
- Hybrid custody
- Cashback
- 0%
- FX fee
- 1.7% foreign-currency conversion
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDC + USDT
- Transfers & payouts
- Not confirmed
Want a deeper comparison?
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