Main strengths
- Virtual access starts after approval, and a physical card adds store and ATM use.
- The U.S. agreement lists $0 purchase, monthly, ATM and international fees.
- Cash, USDC or supported crypto can be selected from one Coinbase account.
Coinbase Visa DebitStandard card design
Stablecoin account + Visa card
Coinbase Card
Coinbase Card is a prepaid Visa that spends cash, USDC or supported crypto from a linked Coinbase account. Its United States, United Kingdom and EEA programmes have different issuers, limits, wallet support and rewards, while the crypto spread and current reward rate stay dynamic.
US availableFree base planPhysical cardNo top-up feeToken rewardsFiat top-up
Main trade-offs
- The crypto spread appears in transaction preview, so no fixed rate is comparable.
- Rewards are U.S.-only, and the current rate and asset change in the app.
- European limits are personal, and phone-wallet support is not available there.
01 · Core economics
Costs that matter
Coinbase Card has a $0 recurring entry cost. Funding, conversion, FX and cash-access charges are shown separately below.
ItemValueWhat it means
Monthly plan$0/moNo recurring monthly plan fee on the current entry offer
Cash funding0%Linked-bank and payroll funding are marketed at $0; other Coinbase account funding routes were not reviewed for this card profile.
Foreign fees0Coinbase lists a $0 international transaction fee for the U.S. programme. Visa conversion, U.K./EEA pricing and crypto conversion spread remain separate.
ATM withdrawal0Coinbase charges $0 for ATM withdrawals in the U.S. programme. ATM operators may add a surcharge; Coinbase ATM pricing for the U.K. and EEA is not published here.
Card spending0%No listed base spend fee
Limits and secondary feesLimits and other fees
Daily card spend$2,500/24hListed
Monthly card spendNot disclosedListed
ATM limit$1,000/24hListed
Account deposit$5,000/24hListed
02 · Rewards programme
Coinbase Card rotating crypto rewards
Coinbase Card's current public card materials do not publish a purchase-reward schedule. Rates, reward asset and limits are still to be announced.
Rates, reward asset and caps are not public yet
03 · Everyday use
How the card fits everyday use
See the available card formats, phone wallets and account rails, plus any channels that are still being confirmed.
Card access
- Visa networkAvailable
- Virtual cardAvailable
- Physical cardAvailable
- ATM withdrawalsAvailable
Wallets & apps
- Apple PayNot disclosed
- Google PayNot disclosed
- iOS appAvailable
- Android appAvailable
- Web appNot disclosed
Account rails
- Crypto depositsVia provider account
- Bank depositsRegion-dependent
- Crypto withdrawalsVia provider account
- Fiat withdrawalsRegion-dependent
- Direct card top-upsNot supported
04 · Money in and out
How money enters, settles and leaves Coinbase
The card uses the provider account balance. Account funding and withdrawal routes are included only when they feed that same card-linked account; they are not presented as direct card top-ups.
Money inWays to fund or receive3 routes
Crypto deposits
1 route
Crypto depositsCredits the linked Coinbase account used by the cardSupported cryptoNetwork selected in Coinbase accountFeeNo fixed feeSpeedNot confirmedLimitsNot confirmedAvailabilityConfirmed scopeDetails
Fee components
- No provider transfer fee
Access path
Via provider account
Asset / network map
Supported crypto: Network selected in Coinbase account
Availability
Supported asset and network combinations
Limit scope
Not publicly confirmed
Restrictions
Use the exact asset and network shown in Coinbase. This is a provider-account route and is available only where Coinbase account access and Coinbase Card eligibility overlap.
Bank deposits
2 routes
Linked bank accountFunds the parent Coinbase account used by the card.FeeNot confirmedSpeedNot confirmedLimitsNot confirmedAvailabilityConfirmed scopeDetails
Fee components
- Fee terms are descriptive only
Access path
Via provider account
Availability
Funds the parent Coinbase account used by the card. US, UK and EEA methods differ, and this is not a separate card-account rail.
Fee scope
Method-dependent; current terms are shown in the Coinbase account
Limit scope
Not publicly confirmed
Payroll depositFunds the parent Coinbase account used by the card; regional availability was not separately mapped.Fee$0SpeedVaries by railLimitsNot confirmedAvailabilityRegion-dependentDetails
Fee components
- $0 · transfer
Access path
Via provider account
Availability
Funds the parent Coinbase account used by the card; regional availability was not separately mapped.
Limit scope
Not publicly confirmed
Balance & conversionAccount balance
Funds sit in a custodial account balance before card spend or payout.
What happens on receipt
The card spends from a linked Coinbase account.
Money outWays to send, withdraw or settle3 routes
External crypto sends
1 route
Coinbase account crypto withdrawalVia the linked Coinbase account, not a direct card payout.Supported cryptoNetwork selected in Coinbase accountFeeNot confirmedSpeedNetwork-dependentLimitsNot confirmedAvailabilityRegion-dependentDetails
Fee components
- Fee terms are descriptive only
Access path
Via provider account
Asset / network map
Supported crypto: Network selected in Coinbase account
Availability
External blockchain address through the asset and network selected in Coinbase; account, network and regional availability vary
Fee scope
Network-dependent and shown before confirmation
Limit scope
Not publicly confirmed
Restrictions
Via the linked Coinbase account, not a direct card payout. Off-chain Coinbase-user transfers are excluded from card rail counts.
Bank transfers & payouts
2 routes
Coinbase U.S. account cash-outVia the linked Coinbase account, not a card refund or direct card payout.USDFeeNot confirmedSpeedVaries by railLimitsNot confirmedAvailabilityConfirmed scopeDetails
Fee components
- Fee terms are descriptive only
Access path
Via provider account
Availability
ACH, wire and eligible instant cash-out methods in the US
Fee scope
Method-dependent and shown in the Coinbase account
Limit scope
Not publicly confirmed
Restrictions
Via the linked Coinbase account, not a card refund or direct card payout. Availability must overlap with Coinbase Card eligibility.
Coinbase U.K. and EEA account cash-outVia the linked Coinbase account, not a card refund or direct card payout.GBPEURFeeNot confirmedSpeedNot confirmedLimitsNot confirmedAvailabilitySEPADetails
Fee components
- Fee terms are descriptive only
Access path
Via provider account
Availability
Faster Payments, SEPA and other eligible account cash-out methods
Fee scope
Country-, currency- and method-dependent
Limit scope
Not publicly confirmed
Restrictions
Via the linked Coinbase account, not a card refund or direct card payout. Availability must overlap with Coinbase Card eligibility.
06 · Trust and eligibility
Where Coinbase is available and who supports the card
See current signup reach, identity checks and the organisations behind the card.
Identity & KYC
Identity verification is required to access card services.
Availability
Residence in one of the listed countries is required but does not guarantee card access; identity and account checks still apply.
- Residence perimeter
- 32 countriesPublished regional guidance; final access remains account- and KYC-dependent.
- Final access check
- Confirm during signupCountry guidance does not guarantee access; programme assignment and KYC still apply.
Residence eligibility perimeter32 countries · access still account-gated
AustriaBelgiumBulgariaCroatiaCyprusCzechiaDenmarkEstoniaFinlandFranceGermanyGreeceHungaryIcelandIrelandItalyLatviaLiechtensteinLithuaniaLuxembourgMaltaNetherlandsNorwayPolandPortugalRomaniaSlovakiaSloveniaSpainSwedenUnited KingdomUnited States
Who handles what
The named organisations and their current roles are listed below.
RoleHandled byResponsibility and scope
Card productCoinbase
Provides the product and account experience. Named legal operators appear separately.
Custody controlCoinbase + programme partners
Controls settlement until payment.
Custodial accountCard issuerPathward, N.A.
Issues the card for the applicable programme.
Jurisdiction: United States · Applies to: U.S. programme onlyCard processingMarqeta, Inc.
Supports card processing for the applicable programme.
Jurisdiction: United States · Applies to: U.S. programme onlyCard issuerPaysafe Financial Services Limited
Issues the card for the applicable programme.
Jurisdiction: United Kingdom · Applies to: U.K. programme onlyCard issuerPaysafe Payment Solutions Limited
Issues the card for the applicable programme.
Jurisdiction: Ireland / EEA · Applies to: EEA programme only07 · Methodology
Why the score is 65
The score combines practical costs, rewards, daily usability, funding and transfers, eligibility, custody, and the provider stack.
Missing or undisclosed fields receive no positive credit.
65/100
ModerateHigher is better
Key score driversLargest effects after applying the Overall category weights
Strongest lift93
Company & infrastructure
Named programme infrastructure includes Visa (network), Pathward, N.A. (issuer), Marqeta, Inc. (processing) and Paysafe Financial Services Limited (issuer).
Additional support79
Everyday usability
Visa spending includes virtual card, physical card and ATM access.
Main constraint25
Rewards value
No current purchase reward rate is published, which keeps this category low.
08 · Evidence
Sources
22 sources22 officialChecked Aug 30, 2026
We check every published fact and value against official product, fee, membership and legal information covering costs, eligibility, rewards and custody.
Primary sourcesOfficial product, fee, membership and legal pages
Coinbase Card U.S. availability and identity verificationOfficial source ↗Coinbase Card U.K. and EEA availabilityOfficial source ↗Coinbase Card: The Visa® debit card that rewards cryptoOfficial source ↗Coinbase Card - Debit card overview | Coinbase HelpOfficial source ↗Use your Coinbase Card | Coinbase HelpOfficial source ↗Coinbase Card - Fees and taxes for the Coinbase debit card | Coinbase HelpOfficial source ↗
09 · Card comparison
How Coinbase Card compares to others
A side-by-side look at cards built around stablecoin funding, everyday Visa access and money movement.
1 / 3
Current card
Coinbase Card
Cash, USDC or supported crypto can be selected from one Coinbase account.
- Card
- Prepaid Visa, Virtual + Physical
- Funds control
- Custodial balance
- Cashback
- Not confirmed
- FX fee
- U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate.
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDC
- Transfers & payouts
- Crypto + Bank transfers
Similar match
A crypto-funded prepaid card with virtual, physical and phone-wallet access.
- Card
- Prepaid Visa, Virtual + Physical
- Funds control
- Custodial balance
- Cashback
- 0%–3%
- FX fee
- 1.2%–2%
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDT + USDC
- Transfers & payouts
- Crypto + Bank transfers
Similar match
A Visa for spending USDC from Solana, with phone-wallet access and optional yield on spendable sUSD.
- Card
- Card type not confirmed Visa, Virtual + Physical
- Funds control
- Custodial balance
- Cashback
- 0% base
- FX fee
- Not confirmed
- Apps
- iOS, Android · Web app not confirmed
- Stablecoin set
- USDC
- Transfers & payouts
- Not confirmed
Want a deeper comparison?
Compare up to four cards in detail across fees, rewards, everyday use, money movement, custody and more.
Help keep this page accurate
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Tell us what changed and, if possible, include an official source. We review corrections before updating public card facts.