Main strengths
- Both formats support Apple Pay and Google Pay where eligible.
Stablecoin account + Visa card
Solayer Pay supports USDC Visa spending on Solana through virtual and physical cards, phone wallets and optional yield on spendable sUSD. Emerald Points are tracked separately from card payments and do not have a published conversion value.
Main strengths
01 · Core economics
Solayer Pay Card uses paid membership tiers. Compare the entry price with funding, FX and cash-access costs before choosing a level.
Good fit for USDC spending with a physical card, phone wallets and optional sUSD yield.
May not fit if Users who prefer cash cashback or need a documented card-balance withdrawal route.
Main trade-offs
02 · Points programme
Card purchases earn 1-5 Emerald Points per dollar based on transaction size. Solayer has announced possible future $LAYER allocations, partner airdrops and perks, but no fixed conversion, allocation or redemption date is currently published.
The earning rate depends on each transaction size
Programme points tracked separately from $LAYER
Possible ecosystem uses are announced, not guaranteed
No fixed conversion, allocation or redemption date
03 · Everyday use
See the available card formats, phone wallets and account rails, plus any channels that are still being confirmed.
04 · Money in and out
Receive and send rails are separated. Fees, speed, limits and availability stay attached to the route where they apply.
1 route
Direct card balance
USDC: Solana
Supported asset and network combinations
Deposit limits not publicly confirmed
Initiated in the Card tab through the connected wallet. Only the reviewed USDC on Solana route is included; other assets and networks are not inferred.
Funds sit in a custodial account balance before card spend or payout.
How a received asset reaches the spendable balance depends on the supported asset and account setup.
No approved rails are mapped for this direction.
05 · Balance yield
sUSD can earn a variable, Treasury-bill-backed rate while remaining available for card spend.
~3.5% APY
06 · Trust and eligibility
See current signup reach, identity checks and the organisations behind the card.
Identity verification is required to access card services.
These entries are regional guidance rather than a complete signup list. A missing country is not treated as unavailable; confirm eligibility during signup.
The named organisations and their current roles are listed below.
Provides the product and account experience. Named legal operators appear separately.
Controls the operational card balance until payment; US smart-contract collateral remains cardholder-controlled.
Custodial operational balanceIssues the card and card account for the applicable Solayer Pay programme.
Applies to: Regional Solayer Pay card programmeProvides identity-verification tooling for Solayer Pay onboarding.
Applies to: Solayer Pay KYCOperates the public platform and App experience; regional card terms control card-account roles.
Applies to: General platform and App services07 · Methodology
The score combines practical costs, rewards, daily usability, funding and transfers, eligibility, custody, and the provider stack.
Missing or undisclosed fields receive no positive credit.
Higher is better
Visa spending includes virtual card, physical card, Apple Pay, Google Pay and ATM access.
Named programme infrastructure includes Third National (issuer).
No purchase cashback is included in the confirmed product terms.
08 · Evidence
We check every published fact and value against official product, fee, membership and legal information covering costs, eligibility, rewards and custody.
09 · Card comparison
A side-by-side look at cards built around stablecoin funding, everyday Visa access and linked yield features.

A Visa for spending USDC from Solana, with phone-wallet access and optional yield on spendable sUSD.
Compare up to four cards in detail across fees, rewards, everyday use, money movement, custody and more.
Help keep this page accurate
Tell us what changed and, if possible, include an official source. We review corrections before updating public card facts.