Coin98Coin98 Fusion
60
Side-by-side card comparison
Coin98 Fusion vs Fuse: fees, rewards and account setup
Fuse Card has the higher Overall Score by 14 points (74 vs 60). Fuse Card also looks stronger for Cashback, Funds control, Lowest fees, and Transfers. The details below show where Coin98 Fusion Card may still be the better personal fit.
Information checked Aug 12, 202638 official sources reviewed
01 · Make the first cut
Fuse Card is the better all-round starting point
Fuse Card has the higher Overall Score in this comparison. Coin98 Fusion Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCoin98 Fusion60Fuse74Higher score
CashbackCoin98 Fusion17Fuse25Higher score
TravelCoin98 Fusion65Fuse65Same score
Funds controlCoin98 Fusion64Fuse91Higher score
Lowest feesCoin98 Fusion72Fuse93Higher score
TransfersCoin98 Fusion39Fuse97Higher score
Choose Coin98 Fusion Card if its day-to-day setup suits you
Coin98 Fusion Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Virtual Visa with both phone wallets
- USDC and USDT top-ups on five networks
- No monthly or annual card fee
Choose Fuse Card if cashback and funds control matter most
Fuse Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Separate USDC Card Account
- Apple Pay for in-person spend
- USD and EUR receive rails
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Coin98 Fusion60Fuse74
Fuse Card has the higher Overall Score by 14 points.
- Entry cost & FX
- Coin98 Fusion$0 plan · 1.7% foreign-currency conversion FXFuse$0 plan · 0% FX
Fuse Card has the lower published FX fee (0% vs 1.7% foreign-currency conversion).
- Purchase rewards
- Coin98 Fusion0% cashbackFuse0% cashback
Both cards show the same base cashback rate of 0%.
- Funds control
- Coin98 FusionHybrid custodyFuseSelf-controlled wallet
Coin98 Fusion Card uses a hybrid custody setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Coin98 FusionVirtual · Apple Pay, Google PayFuseVirtual · Apple Pay
Coin98 Fusion Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Coin98 Fusion2 stablecoins · Not modeledFuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfers
Fuse Card lists more stablecoins and ways to send money out (3 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.7% foreign-currency conversion
- ATM fee
- 1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 1 crypto · 2 fiat
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03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCoin98 Fusion CardOverall60Fuse CardOverall74
Coin98 Fusion CardOverall60Fuse CardOverall74Scores
6 fields- Overall Score
- Coin98 Fusion Card60Fuse Card74
- Cashback score
- Coin98 Fusion Card17Fuse Card25
- Travel score
- Coin98 Fusion Card65Fuse Card65
- Funds control score
- Coin98 Fusion Card64Fuse Card91
- Lowest fees score
- Coin98 Fusion Card72Fuse Card93
- Transfers score
- Coin98 Fusion Card39Fuse Card97
Strengths & trade-offs
2 fields- Strengths
- Coin98 Fusion CardVirtual Visa with both phone wallets, USDC and USDT top-ups on five networksFuse CardSeparate USDC Card Account, Apple Pay for in-person spend
- Trade-offs
- Coin98 Fusion CardEvergreen rewards are not verified, Top-up, FX and ATM fees applyFuse CardiOS and virtual-only access, Receive rails convert incoming fiat
Costs
7 fields- Plan cost
- Coin98 Fusion Card$0Fuse Card$0
- FX fee
- Coin98 Fusion Card1.7% foreign-currency conversionFuse Card0%
- Top-up fee
- Coin98 Fusion Card1%Fuse Card0%
- Card spending fee
- Coin98 Fusion CardNot disclosedFuse Card0%
- ATM fee
- Coin98 Fusion Card1% or SGD 5, whichever is higher, plus any ATM-operator surchargeFuse CardNot available
- Virtual card
- Coin98 Fusion CardUSD 9 issuance/activation feeFuse CardVirtual card purchase $0 after Bridge KYC
- Physical card
- Coin98 Fusion CardNot applicable while the physical card is under developmentFuse CardNot available in captured Fuse support page
Plans
2 fields- Available plans
- Coin98 Fusion CardNot disclosedFuse Card1 plans: Fuse Plus
- Top cashback plan
- Coin98 Fusion CardNot disclosedFuse CardNot disclosed
Everyday use
8 fields- Network
- Coin98 Fusion CardVisaFuse CardVisa
- Card formats
- Coin98 Fusion CardVirtualFuse CardVirtual
- ATM withdrawals
- Coin98 Fusion CardAvailableFuse CardNot available
- Mobile wallets
- Coin98 Fusion CardApple Pay, Google PayFuse CardApple Pay
- Apps
- Coin98 Fusion CardiOS, AndroidFuse CardiOS
- Daily spending limit
- Coin98 Fusion CardNo daily card-spend limit published; SGD 200,000 rolling 12-month spending limitFuse Card$2,000/day; $2,000/transaction
- Monthly spending limit
- Coin98 Fusion CardNo monthly card-spend limit published; SGD 200,000 rolling 12-month spending limitFuse CardMonthly cap not disclosed; daily and transaction caps are approved
- ATM limit
- Coin98 Fusion CardSGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclearFuse CardNot available
Funding & transfers
5 fields- Networks
- Coin98 Fusion CardEthereum, Solana, Polygon, Base, TronFuse CardSolana
- Crypto deposits
- Coin98 Fusion CardStablecoins: USDC, USDTFuse CardStablecoins: USDC; Other crypto: SOL, SPL tokens
- Fiat deposits
- Coin98 Fusion CardNot disclosedFuse CardUSD virtual bank account, EUR virtual bank account
- Transfers
- Coin98 Fusion CardNot disclosedFuse CardStablecoin transfers; ACH / SEPA bank transfers
- Payout currencies
- Coin98 Fusion CardNot disclosedFuse CardUSD, EUR
Rewards
3 fields- Base cashback
- Coin98 Fusion Card0%Fuse Card0%
- Max cashback
- Coin98 Fusion Card0%Fuse Card0%
- Reward currency
- Coin98 Fusion CardNot applicableFuse CardNo cashback
Earn
5 fields- Advertised APY
- Coin98 Fusion CardNot offeredFuse CardNot disclosed
- How it works
- Coin98 Fusion CardNot offeredFuse CardOptional earn vault
- Separate deposit
- Coin98 Fusion CardNot offeredFuse CardYes
- Use balance for spending
- Coin98 Fusion CardNot offeredFuse CardNo
- Lock-up
- Coin98 Fusion CardNot offeredFuse CardNot disclosed
Trust & availability
5 fields- Custody
- Coin98 Fusion CardHybrid custodyFuse CardSelf-custody
- Control until payment
- Coin98 Fusion CardProvider controls fundsFuse CardYou keep control
- Card issuer
- Coin98 Fusion CardDCS Card Centre Pte. Ltd.Fuse CardLead Bank
- Card processing
- Coin98 Fusion CardNot disclosedFuse CardBridge Ventures LLC, Squads Labs
- Programme operator
- Coin98 Fusion CardNot disclosedFuse CardBridge Ventures LLC
Sources
2 fields- Official sources
- Coin98 Fusion Card23Fuse Card15
- Last reviewed
- Coin98 Fusion CardAug 5, 2026Fuse CardAug 12, 2026
04 · The takeaway
Fuse Card is the stronger all-round choice
Fuse Card finishes ahead with an Overall Score of 74 versus 60 for Coin98 Fusion Card. Fuse Card has the lower published FX fee (0% vs 1.7% foreign-currency conversion). Both cards show the same base cashback rate of 0%.
Coin98 Fusion Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Coin98 Fusion Card uses a hybrid custody setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Fuse Card lists more stablecoins and ways to send money out (3 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Coin98 Fusion Card and Fuse Card reviews first.
Continue with
Coin98 Fusion Card
Continue with
Fuse Card
05 · Common questions
Coin98 Fusion vs Fuse FAQ
Is Coin98 Fusion or Fuse better overall?
Fuse Card has the higher Overall Score (74 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Coin98 Fusion or Fuse?
Fuse Card has the lower published FX fee (0% vs 1.7% foreign-currency conversion). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Coin98 Fusion or Fuse?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Coin98 Fusion and Fuse differ on custody?
Coin98 Fusion Card uses a hybrid custody setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Coin98 Fusion vs Fuse comparison?
The latest information check for these two cards was August 12, 2026, using 38 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.