Coin98Coin98 Fusion
60
Side-by-side card comparison
Coin98 Fusion vs Tria: overall score versus use-case fit
Tria Card has the higher Overall Score by 7 points (67 vs 60). Coin98 Fusion Card looks stronger for Travel and Lowest fees, while Tria Card comes out ahead for Cashback, Funds control, and Transfers.
Information checked Aug 25, 202644 official sources reviewed
01 · Overall score versus use-case fit
Tria Card is the better all-round starting point
Tria Card has the higher Overall Score in this comparison. Coin98 Fusion Card may be the better fit for Travel and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCoin98 Fusion60Tria67Higher score
CashbackCoin98 Fusion17Tria45Higher score
TravelCoin98 Fusion65Tria62Higher score
Funds controlCoin98 Fusion64Tria91Higher score
Lowest feesCoin98 Fusion72Tria51Higher score
TransfersCoin98 Fusion39Tria63Higher score
Choose Coin98 Fusion Card if travel and lowest fees matter most
Coin98 Fusion Card comes out ahead for Travel and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual Visa with both phone wallets
- USDC and USDT top-ups on five networks
- No monthly or annual card fee
Choose Tria Card if cashback and funds control matter most
Tria Card comes out ahead for Cashback, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet linked to card spend
- Physical, virtual and phone-wallet access
- Higher tiers raise caps and perks
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Coin98 Fusion60Tria67
Tria Card has the higher Overall Score by 7 points.
- Entry cost & FX
- Coin98 Fusion$0 plan · 1.7% foreign-currency conversion FXTria$25/year plan · 0–3% FX
Coin98 Fusion Card has the lower starting plan cost ($0 vs $25/year).
- Purchase rewards
- Coin98 Fusion0% cashbackTria1.5% base · up to 6%
Tria Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- Coin98 FusionHybrid custodyTriaSelf-controlled wallet
Coin98 Fusion Card uses a hybrid custody setup, while Tria Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Coin98 FusionVirtual · Apple Pay, Google PayTriaVirtual + Physical · Apple Pay, Google Pay
Tria Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Coin98 Fusion2 stablecoins · Not modeledTria2 stablecoins · Stablecoin transfers
Tria Card lists more stablecoins and ways to send money out (3 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.7% foreign-currency conversion
- ATM fee
- 1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 1.5%-6%
- Plan cost
- $25/year
- FX fee
- 0–3%
- ATM fee
- Up to $2 + 3%; inquiry/decline up to $2
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 0 fiat
- Payout methods
- 5 crypto · 0 fiat
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03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsCoin98 Fusion CardOverall60Tria CardOverall67
Coin98 Fusion CardOverall60Tria CardOverall67Scores
6 fields- Overall Score
- Coin98 Fusion Card60Tria Card67
- Cashback score
- Coin98 Fusion Card17Tria Card45
- Travel score
- Coin98 Fusion Card65Tria Card62
- Funds control score
- Coin98 Fusion Card64Tria Card91
- Lowest fees score
- Coin98 Fusion Card72Tria Card51
- Transfers score
- Coin98 Fusion Card39Tria Card63
Strengths & trade-offs
2 fields- Strengths
- Coin98 Fusion CardVirtual Visa with both phone wallets, USDC and USDT top-ups on five networksTria CardSelf-custody wallet linked to card spend, Physical, virtual and phone-wallet access
- Trade-offs
- Coin98 Fusion CardEvergreen rewards are not verified, Top-up, FX and ATM fees applyTria CardEntry tier is paid, Funding and FX use separate fee layers
Costs
7 fields- Plan cost
- Coin98 Fusion Card$0Tria Card$25/year
- FX fee
- Coin98 Fusion Card1.7% foreign-currency conversionTria Card0–3%
- Top-up fee
- Coin98 Fusion Card1%Tria Card1%
- Card spending fee
- Coin98 Fusion CardNot disclosedTria CardNot disclosed
- ATM fee
- Coin98 Fusion Card1% or SGD 5, whichever is higher, plus any ATM-operator surchargeTria CardUp to $2 + 3%; inquiry/decline up to $2
- Virtual card
- Coin98 Fusion CardUSD 9 issuance/activation feeTria Card$25/year Virtual membership; issued after payment and KYC
- Physical card
- Coin98 Fusion CardNot applicable while the physical card is under developmentTria CardSignature $109/year PVC card + virtual; Premium $250/year metal card + virtual; shipping is country/batch gated
Plans
2 fields- Available plans
- Coin98 Fusion CardNot disclosedTria Card3 plans: Virtual, Signature, Premium
- Top cashback plan
- Coin98 Fusion CardNot disclosedTria CardPremium: 6%
Everyday use
8 fields- Network
- Coin98 Fusion CardVisaTria CardVisa
- Card formats
- Coin98 Fusion CardVirtualTria CardVirtual, Physical
- ATM withdrawals
- Coin98 Fusion CardAvailableTria CardAvailable
- Mobile wallets
- Coin98 Fusion CardApple Pay, Google PayTria CardApple Pay, Google Pay
- Apps
- Coin98 Fusion CardiOS, AndroidTria CardiOS, Android, Web
- Daily spending limit
- Coin98 Fusion CardNo daily card-spend limit published; SGD 200,000 rolling 12-month spending limitTria CardDynamic / collateral-based; marketing claims up to $1,000,000/day
- Monthly spending limit
- Coin98 Fusion CardNo monthly card-spend limit published; SGD 200,000 rolling 12-month spending limitTria CardDynamic / collateral-based; marketing claims up to $1,000,000/day
- ATM limit
- Coin98 Fusion CardSGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclearTria Card$750/withdrawal; 3 withdrawals/24h
Funding & transfers
5 fields- Networks
- Coin98 Fusion CardEthereum, Solana, Polygon, Base, TronTria CardEthereum, Polygon, Base, Arbitrum, Optimism, BSC +2
- Crypto deposits
- Coin98 Fusion CardStablecoins: USDC, USDTTria CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL
- Fiat deposits
- Coin98 Fusion CardNot disclosedTria CardNot disclosed
- Transfers
- Coin98 Fusion CardNot disclosedTria CardStablecoin transfers
- Payout currencies
- Coin98 Fusion CardNot disclosedTria CardNot disclosed
Rewards
3 fields- Base cashback
- Coin98 Fusion Card0%Tria Card1.5%
- Max cashback
- Coin98 Fusion Card0%Tria Card6%
- Reward currency
- Coin98 Fusion CardNot applicableTria CardUSDC and/or USDT stablecoins cashback
Earn
5 fields- Advertised APY
- Coin98 Fusion CardNot offeredTria CardUp to 15% APY
- How it works
- Coin98 Fusion CardNot offeredTria CardOptional earn vault
- Separate deposit
- Coin98 Fusion CardNot offeredTria CardNot disclosed
- Use balance for spending
- Coin98 Fusion CardNot offeredTria CardNot disclosed
- Lock-up
- Coin98 Fusion CardNot offeredTria CardNo
Trust & availability
4 fields- Custody
- Coin98 Fusion CardHybrid custodyTria CardSelf-custody
- Control until payment
- Coin98 Fusion CardProvider controls fundsTria CardYou keep control
- Card issuer
- Coin98 Fusion CardDCS Card Centre Pte. Ltd.Tria CardNimbus, LLC, Third National
- Programme operator
- Coin98 Fusion CardNot disclosedTria CardThreely Dimensions Inc.
Sources
2 fields- Official sources
- Coin98 Fusion Card23Tria Card21
- Last reviewed
- Coin98 Fusion CardAug 5, 2026Tria CardAug 25, 2026
04 · The trade-off
Tria Card is the stronger all-round choice
Tria Card finishes ahead with an Overall Score of 67 versus 60 for Coin98 Fusion Card. Coin98 Fusion Card has the lower starting plan cost ($0 vs $25/year). Tria Card has the higher published base cashback rate (1.5% vs 0%).
Coin98 Fusion Card still comes out ahead for Travel and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Coin98 Fusion Card uses a hybrid custody setup, while Tria Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Tria Card lists more stablecoins and ways to send money out (3 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Coin98 Fusion Card and Tria Card reviews first.
Continue with
Coin98 Fusion Card
Continue with
Tria Card
05 · Common questions
Coin98 Fusion vs Tria FAQ
Is Coin98 Fusion or Tria better overall?
Tria Card has the higher Overall Score (67 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Coin98 Fusion or Tria?
Coin98 Fusion Card has the lower starting plan cost ($0 vs $25/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Coin98 Fusion or Tria?
Tria Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Coin98 Fusion and Tria differ on custody?
Coin98 Fusion Card uses a hybrid custody setup, while Tria Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Coin98 Fusion vs Tria comparison?
The latest information check for these two cards was August 25, 2026, using 44 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.