No FXSelf-custodyTravel focusCategory rewards
- Cashback
- 1%-20%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Mastercard
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
Select cards for this comparison
Add or remove a card and every comparison row updates automatically.
02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
No FXSelf-custodyTravel focusClear fees
- Cashback
- 0%-5%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa
77
Visa / MCLow FXNo CEXTravel focus
- Cashback
- 0% base
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard/Visa
03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Bleap CardOverall94
Gnosis PayOverall77
ZEN CardOverall77
Bleap CardOverall94Gnosis PayOverall77ZEN CardOverall77Scores
6 fields- Overall Score
- Bleap Card94Gnosis Pay77ZEN Card77
- Cashback score
- Bleap Card74Gnosis Pay22ZEN Card39
- Travel score
- Bleap Card100Gnosis Pay100ZEN Card96
- Funds control score
- Bleap Card100Gnosis Pay89ZEN Card65
- Lowest fees score
- Bleap Card95Gnosis Pay87ZEN Card80
- Transfers score
- Bleap Card100Gnosis Pay91ZEN Card98
Strengths & trade-offs
2 fields- Strengths
- Bleap CardSelf-custody with an independent exit, Core card fees are listed at zeroGnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersZEN CardFree plan with 0.5% weekday FX margin, Physical, virtual and phone-wallet access
- Trade-offs
- Bleap CardRollout remains account-gated, High cashback is category-specificGnosis PaySetup is more complex than prepaid cards, Cashback depends on GNO programme rulesZEN CardFree-plan ATM withdrawals cost 1.5%, No universal public cashback rate
Costs
7 fields- Plan cost
- Bleap Card$0Gnosis Pay$0ZEN Card$0
- FX fee
- Bleap CardBleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can applyGnosis Pay0%ZEN Card0–0.5%
- Top-up fee
- Bleap CardSEPA buy processing: 0%; other funding routes can include a spread or external network costGnosis Pay0%ZEN Card0–3%
- Card spending fee
- Bleap Card0%Gnosis Pay0%ZEN Card0%
- ATM fee
- Bleap CardBleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can applyGnosis Pay0–2%ZEN Card0–1.5%
- Virtual card
- Bleap Card€0Gnosis PayFree; available after the card application is acceptedZEN CardFree/Gold: 1 included; Platinum/Pro: 3 included; next card €5
- Physical card
- Bleap Card€0 issuance; €0 deliveryGnosis Pay30.23 EURe one-time; shipping freeZEN CardFree first card €10; Gold 1 included; Platinum/Pro 2 included; next card €10
Plans
2 fields- Available plans
- Bleap CardNot disclosedGnosis PayNot disclosedZEN Card4 plans: Free, Gold, Platinum, Pro
- Top cashback plan
- Bleap CardNot disclosedGnosis PayNot disclosedZEN CardFree: 0%
Everyday use
8 fields- Network
- Bleap CardMastercardGnosis PayVisaZEN CardMastercard/Visa
- Card formats
- Bleap CardVirtual, PhysicalGnosis PayVirtual, PhysicalZEN CardVirtual, Physical
- ATM withdrawals
- Bleap CardAvailableGnosis PayAvailableZEN CardAvailable
- Mobile wallets
- Bleap CardApple Pay, Google PayGnosis PayApple Pay, Google PayZEN CardApple Pay, Google Pay
- Apps
- Bleap CardiOS, AndroidGnosis PayWebZEN CardiOS, Android, Web
- Daily spending limit
- Bleap Card€15,000/day; €10,000 per transactionGnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionZEN CardStandard €10,000/day; maximum €30,000/day (currency equivalents also published)
- Monthly spending limit
- Bleap Card€30,000 rolling monthGnosis PayNot disclosedZEN CardNot publicly confirmed
- ATM limit
- Bleap Card3 withdrawals and €400 per monthGnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayZEN CardStandard €2,000/day; maximum €30,000/day (currency equivalents also published)
Funding & transfers
5 fields- Networks
- Bleap CardBase, Arbitrum, SolanaGnosis PayGnosis ChainZEN CardNot disclosed
- Crypto deposits
- Bleap CardStablecoins: USDC, EURE, USDTGnosis PayStablecoins: EURe, GBPe, USDCeZEN CardStablecoins: USDT, USDC; Other crypto: BTC, ETH
- Fiat deposits
- Bleap CardManual bank transferGnosis PayReceive-only SEPA IBANZEN CardSEPA bank transfer, Payment-card top-up
- Transfers
- Bleap CardStablecoin transfers; Bank transfer in, Bank cash-outGnosis PayStablecoin transfers; IBAN outboundZEN CardStablecoin transfers; Card-to-card transfer; SEPA transfers
- Payout currencies
- Bleap CardEUR, MXNGnosis PayEUReZEN CardEUR
Rewards
3 fields- Base cashback
- Bleap Card1%Gnosis Pay0%ZEN Card0%
- Max cashback
- Bleap Card20%Gnosis Pay5%ZEN CardNot disclosed
- Reward currency
- Bleap CardUSDCGnosis PayGNO cashbackZEN CardTransaction currency
Earn
5 fields- Advertised APY
- Bleap CardNot disclosedGnosis PayNot offeredZEN CardNot offered
- How it works
- Bleap CardOptional earn vaultGnosis PayNot offeredZEN CardNot offered
- Separate deposit
- Bleap CardYesGnosis PayNot offeredZEN CardNot offered
- Use balance for spending
- Bleap CardNot disclosedGnosis PayNot offeredZEN CardNot offered
- Lock-up
- Bleap CardNoGnosis PayNot offeredZEN CardNot offered
Trust & availability
9 fields- Custody
- Bleap CardSelf-custodyGnosis PaySelf-custodyZEN CardCustodial
- Control until payment
- Bleap CardYou keep controlGnosis PayYou keep controlZEN CardProvider controls funds
- Card issuer
- Bleap CardUnlimit EU LtdGnosis PayMonavateZEN CardUAB ZEN.COM
- Card processing
- Bleap CardNot disclosedGnosis PayPaymentologyZEN CardNot disclosed
- Custody / key management
- Bleap CardNot disclosedGnosis PaySafe{Wallet}ZEN CardNot disclosed
- Deposits & withdrawals
- Bleap CardNot disclosedGnosis PayNot disclosedZEN CardTriple A Technologies Pte Ltd, Coreline Solutions LLC
- Bank transfers
- Bleap CardNot disclosedGnosis PayMoneriumZEN CardNot disclosed
- Identity verification
- Bleap CardNot disclosedGnosis PaySumsubZEN CardNot disclosed
- Programme operator
- Bleap CardNot disclosedGnosis PayGnosis PayZEN CardNot disclosed
Sources
2 fields- Official sources
- Bleap Card28Gnosis Pay17ZEN Card43
- Last reviewed
- Bleap CardAug 10, 2026Gnosis PayAug 6, 2026ZEN CardAug 23, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.