Card comparison

Compare cards, side by side

Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.

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02 · Read the shortlist

Start with scores and key trade-offs

Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.

3 cards in view

Bleap Card

No FXSelf-custodyTravel focusCategory rewards

Cashback: 1%-20%
Plan cost: $0
Custody: Self Custody
Network: Mastercard

View detailsSelected

OKX Card (EEA)

No FXFunds controlClear feesTiered rewards

Cashback: 2%-10%
Plan cost: $0
Custody: Hybrid
Network: Mastercard

View detailsSelected

Illustrative black ZEN Mastercard card concept

ZEN Card

Visa / MCLow FXNo CEXTravel focus

Cashback: 0% base
Plan cost: $0
Custody: Custodial
Network: Mastercard/Visa

View detailsSelected

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03 · Compare the evidence

Scan every difference, row by row

Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.

Best known Not disclosed

Cards

Bleap CardOverall94

OKX Card (EEA)Overall85

ZEN CardOverall77

Special offer: Bleap Card
No active offer
OKX Card (EEA)
Check in appOKX shows the current EU referral reward before participation
ZEN Card
No active offer

Scores

6 fields

Overall Score: Bleap Card
94
OKX Card (EEA)
85
ZEN Card
77

Cashback score: Bleap Card
74
OKX Card (EEA)
82
ZEN Card
39

Travel score: Bleap Card
100
OKX Card (EEA)
64
ZEN Card
96

Funds control score: Bleap Card
100
OKX Card (EEA)
76
ZEN Card
65

Lowest fees score: Bleap Card
95
OKX Card (EEA)
90
ZEN Card
80

Transfers score: Bleap Card
100
OKX Card (EEA)
77
ZEN Card
98

Strengths & trade-offs

2 fields

Strengths: Bleap Card
Self-custody with an independent exit, Core card fees are listed at zero
OKX Card (EEA)
Low documented card costs, Current FAQ confirms 2%-10% USDG cashback
ZEN Card
Free plan with 0.5% weekday FX margin, Physical, virtual and phone-wallet access

Trade-offs: Bleap Card
Rollout remains account-gated, High cashback is category-specific
OKX Card (EEA)
Virtual-only with no ATM access, 10% is conditional, capped VIP upside
ZEN Card
Free-plan ATM withdrawals cost 1.5%, No universal public cashback rate

Costs

7 fields

Plan cost: Bleap Card
$0
OKX Card (EEA)
$0
ZEN Card
$0

FX fee: Bleap Card
Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
OKX Card (EEA)
0% OKX markup + Mastercard rate
ZEN Card
0–0.5%

Top-up fee: Bleap Card
SEPA buy processing: 0%; other funding routes can include a spread or external network cost
OKX Card (EEA)
0%
ZEN Card
0–3%

Card spending fee: Bleap Card
0%
OKX Card (EEA)
0%
ZEN Card
0%

ATM fee: Bleap Card
Bleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
OKX Card (EEA)
Not available
ZEN Card
0–1.5%

Virtual card: Bleap Card
€0
OKX Card (EEA)
€0
ZEN Card
Free/Gold: 1 included; Platinum/Pro: 3 included; next card €5

Physical card: Bleap Card
€0 issuance; €0 delivery
OKX Card (EEA)
Not available
ZEN Card
Free first card €10; Gold 1 included; Platinum/Pro 2 included; next card €10

Plans

2 fields

Available plans: Bleap Card
Not disclosed
OKX Card (EEA)
5 plans: Regular, VIP 1, VIP 2, VIP 3 +1
ZEN Card
4 plans: Free, Gold, Platinum, Pro

Top cashback plan: Bleap Card
Not disclosed
OKX Card (EEA)
VIP 4+: 10%
ZEN Card
Free: 0%

Everyday use

8 fields

Network: Bleap Card
Mastercard
OKX Card (EEA)
Mastercard
ZEN Card
Mastercard/Visa

Card formats: Bleap Card
Virtual, Physical
OKX Card (EEA)
Virtual
ZEN Card
Virtual, Physical

ATM withdrawals: Bleap Card
Available
OKX Card (EEA)
Not available
ZEN Card
Available

Mobile wallets: Bleap Card
Apple Pay, Google Pay
OKX Card (EEA)
Apple Pay, Google Pay
ZEN Card
Apple Pay, Google Pay

Apps: Bleap Card
iOS, Android
OKX Card (EEA)
iOS, Android
ZEN Card
iOS, Android, Web

Daily spending limit: Bleap Card
€15,000/day; €10,000 per transaction
OKX Card (EEA)
No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.
ZEN Card
Standard €10,000/day; maximum €30,000/day (currency equivalents also published)

Monthly spending limit: Bleap Card
€30,000 rolling month
OKX Card (EEA)
No fixed monthly amount is published; balance and risk controls apply.
ZEN Card
Not publicly confirmed

ATM limit: Bleap Card
3 withdrawals and €400 per month
OKX Card (EEA)
ATM withdrawals are not supported.
ZEN Card
Standard €2,000/day; maximum €30,000/day (currency equivalents also published)

Funding & transfers

5 fields

Networks: Bleap Card
Base, Arbitrum, Solana
OKX Card (EEA)
X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1
ZEN Card
Not disclosed

Crypto deposits: Bleap Card
Stablecoins: USDC, EURE, USDT
OKX Card (EEA)
Stablecoins: USDC, USDG, USDT
ZEN Card
Stablecoins: USDT, USDC; Other crypto: BTC, ETH

Fiat deposits: Bleap Card
Manual bank transfer
OKX Card (EEA)
Not disclosed
ZEN Card
SEPA bank transfer, Payment-card top-up

Transfers: Bleap Card
Stablecoin transfers; Bank transfer in, Bank cash-out
OKX Card (EEA)
Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
ZEN Card
Stablecoin transfers; Card-to-card transfer; SEPA transfers

Payout currencies: Bleap Card
EUR, MXN
OKX Card (EEA)
Not disclosed
ZEN Card
EUR

Rewards

3 fields

Base cashback: Bleap Card
1%
OKX Card (EEA)
2%
ZEN Card
0%

Max cashback: Bleap Card
20%
OKX Card (EEA)
10%
ZEN Card
Not disclosed

Reward currency: Bleap Card
USDC
OKX Card (EEA)
USDG cashback
ZEN Card
Transaction currency

Earn

5 fields

Advertised APY: Bleap Card
Not disclosed
OKX Card (EEA)
Not disclosed
ZEN Card
Not offered

How it works: Bleap Card
Optional earn vault
OKX Card (EEA)
Not disclosed
ZEN Card
Not offered

Separate deposit: Bleap Card
Yes
OKX Card (EEA)
Not disclosed
ZEN Card
Not offered

Use balance for spending: Bleap Card
Not disclosed
OKX Card (EEA)
Not disclosed
ZEN Card
Not offered

Lock-up: Bleap Card
No
OKX Card (EEA)
Not disclosed
ZEN Card
Not offered

Trust & availability

5 fields

Custody: Bleap Card
Self-custody
OKX Card (EEA)
Hybrid custody
ZEN Card
Custodial

Control until payment: Bleap Card
You keep control
OKX Card (EEA)
You keep control
ZEN Card
Provider controls funds

Card issuer: Bleap Card
Unlimit EU Ltd
OKX Card (EEA)
UAB Monavate
ZEN Card
UAB ZEN.COM

Deposits & withdrawals: Bleap Card
Not disclosed
OKX Card (EEA)
Not disclosed
ZEN Card
Triple A Technologies Pte Ltd, Coreline Solutions LLC

Programme operator: Bleap Card
Not disclosed
OKX Card (EEA)
OKX Europe Limited
ZEN Card
Not disclosed

Sources

2 fields

Official sources: Bleap Card
28
OKX Card (EEA)
21
ZEN Card
43

Last reviewed: Bleap Card
Aug 10, 2026
OKX Card (EEA)
Aug 5, 2026
ZEN Card
Aug 23, 2026

Use the comparison

Choose the trade-offs you can live with

Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.

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