BleapBleap
94
Side-by-side card comparison
Bleap vs Brighty: fees, rewards and account setup
Bleap Card has the higher Overall Score by 24 points (94 vs 70). Bleap Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Brighty Card may still be the better personal fit.
Information checked Aug 16, 202653 official sources reviewed
01 · Make the first cut
Bleap Card is the better all-round starting point
Bleap Card has the higher Overall Score in this comparison. Brighty Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBleap94Brighty70Higher score
CashbackBleap74Brighty48Higher score
TravelBleap100Brighty80Higher score
Funds controlBleap100Brighty65Higher score
Lowest feesBleap95Brighty68Higher score
TransfersBleap100Brighty93Higher score
Choose Bleap Card if cashback and travel matter most
Bleap Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody with an independent exit
- Core card fees are listed at zero
- Both card formats and phone wallets
Choose Brighty Card if its day-to-day setup suits you
Brighty Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Free entry plan
- USDC cashback
- Multiple account rails
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Bleap94Brighty70
Bleap Card has the higher Overall Score by 24 points.
- Entry cost & FX
- Bleap$0 plan · Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply FXBrighty$0 plan · Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources FX
Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources).
- Purchase rewards
- Bleap1% base · up to 20%Brighty0.5% base · up to 1.75%
Bleap Card has the higher published base cashback rate (1% vs 0.5%).
- Funds control
- BleapSelf-controlled walletBrightyCustodial balance
Bleap Card uses a self-controlled wallet setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- BleapVirtual + Physical · Apple Pay, Google PayBrightyVirtual + Physical · Apple Pay
Bleap Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Bleap3 stablecoins · Stablecoin transfers; Bank transfer in, Bank cash-outBrighty2 stablecoins · Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1%-20%
- Plan cost
- $0
- FX fee
- Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
- ATM fee
- Bleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 3 crypto · 1 fiat
- Cashback
- 0.5%-1.8%
- Plan cost
- $0
- FX fee
- Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay
- Receive methods
- 4 crypto · 2 fiat
- Payout methods
- 16 crypto · 4 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsBleap CardOverall94Brighty CardOverall70
Bleap CardOverall94Brighty CardOverall70Scores
6 fields- Overall Score
- Bleap Card94Brighty Card70
- Cashback score
- Bleap Card74Brighty Card48
- Travel score
- Bleap Card100Brighty Card80
- Funds control score
- Bleap Card100Brighty Card65
- Lowest fees score
- Bleap Card95Brighty Card68
- Transfers score
- Bleap Card100Brighty Card93
Strengths & trade-offs
2 fields- Strengths
- Bleap CardSelf-custody with an independent exit, Core card fees are listed at zeroBrighty CardFree entry plan, USDC cashback
- Trade-offs
- Bleap CardRollout remains account-gated, High cashback is category-specificBrighty CardNetwork-specific FX gap, Physical terms vary
Costs
7 fields- Plan cost
- Bleap Card$0Brighty Card$0
- FX fee
- Bleap CardBleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can applyBrighty CardVisa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- Top-up fee
- Bleap CardSEPA buy processing: 0%; other funding routes can include a spread or external network costBrighty Card0%
- Card spending fee
- Bleap Card0%Brighty CardNot disclosed
- ATM fee
- Bleap CardBleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can applyBrighty CardNot disclosed
- Virtual card
- Bleap Card€0Brighty CardVisa and Mastercard: published issue price €2.99; included-card interaction unresolved
- Physical card
- Bleap Card€0 issuance; €0 deliveryBrighty CardVisa: One unavailable; Plus includes one and Pro includes two, with €0 issue price
Plans
2 fields- Available plans
- Bleap CardNot disclosedBrighty Card3 plans: One, Plus, Pro
- Top cashback plan
- Bleap CardNot disclosedBrighty CardOne: 0.5%
Everyday use
8 fields- Network
- Bleap CardMastercardBrighty CardVisa/Mastercard
- Card formats
- Bleap CardVirtual, PhysicalBrighty CardVirtual, Physical
- ATM withdrawals
- Bleap CardAvailableBrighty CardAvailable
- Mobile wallets
- Bleap CardApple Pay, Google PayBrighty CardApple Pay
- Apps
- Bleap CardiOS, AndroidBrighty CardiOS, Android
- Daily spending limit
- Bleap Card€15,000/day; €10,000 per transactionBrighty CardPublished period is ambiguous: Visa virtual €15k / €15k / €50k; Mastercard virtual €15k / €25k / €50k for One / Plus / Pro
- Monthly spending limit
- Bleap Card€30,000 rolling monthBrighty CardPublished period is ambiguous: physical Visa €15k on Plus and €50k on Pro
- ATM limit
- Bleap Card3 withdrawals and €400 per monthBrighty CardATM withdrawal limits are not published; only physical Visa fees are known
Funding & transfers
5 fields- Networks
- Bleap CardBase, Arbitrum, SolanaBrighty CardEthereum, Tron, Bitcoin SegWit, Bitcoin Legacy, Cardano, Tezos +6
- Crypto deposits
- Bleap CardStablecoins: USDC, EURE, USDTBrighty CardStablecoins: USDC, EURC; Other crypto: BTC, ETH
- Fiat deposits
- Bleap CardManual bank transferBrighty CardSEPA / Faster Payments, SWIFT
- Transfers
- Bleap CardStablecoin transfers; Bank transfer in, Bank cash-outBrighty CardStablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
- Payout currencies
- Bleap CardEUR, MXNBrighty CardEUR, GBP, USD, AED
Rewards
3 fields- Base cashback
- Bleap Card1%Brighty Card0.5%
- Max cashback
- Bleap Card20%Brighty Card1.8%
- Reward currency
- Bleap CardUSDCBrighty CardUSDC
Earn
5 fields- Advertised APY
- Bleap CardNot disclosedBrighty CardNot disclosed
- How it works
- Bleap CardOptional earn vaultBrighty CardEarn on spending balance
- Separate deposit
- Bleap CardYesBrighty CardNo
- Use balance for spending
- Bleap CardNot disclosedBrighty CardYes
- Lock-up
- Bleap CardNoBrighty CardNo
Trust & availability
5 fields- Custody
- Bleap CardSelf-custodyBrighty CardCustodial
- Control until payment
- Bleap CardYou keep controlBrighty CardProvider controls funds
- Card issuer
- Bleap CardUnlimit EU LtdBrighty CardWallester AS
- Custody / key management
- Bleap CardNot disclosedBrighty CardFireblocks
- Identity verification
- Bleap CardNot disclosedBrighty CardSumsub
Sources
2 fields- Official sources
- Bleap Card28Brighty Card25
- Last reviewed
- Bleap CardAug 10, 2026Brighty CardAug 16, 2026
04 · The takeaway
Bleap Card is the stronger all-round choice
Bleap Card finishes ahead with an Overall Score of 94 versus 70 for Brighty Card. Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). Bleap Card has the higher published base cashback rate (1% vs 0.5%).
Brighty Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Bleap Card uses a self-controlled wallet setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bleap Card and Brighty Card reviews first.
Continue with
Bleap Card
Continue with
Brighty Card
05 · Common questions
Bleap vs Brighty FAQ
Is Bleap or Brighty better overall?
Bleap Card has the higher Overall Score (94 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bleap or Brighty?
Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bleap or Brighty?
Bleap Card has the higher published base cashback rate (1% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bleap and Brighty differ on custody?
Bleap Card uses a self-controlled wallet setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Bleap vs Brighty comparison?
The latest information check for these two cards was August 16, 2026, using 53 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.