Side-by-side card comparison

Bleap vs Coin98 Fusion: fees, rewards and account setup

Bleap Card has the higher Overall Score by 34 points (94 vs 60). Bleap Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coin98 Fusion Card may still be the better personal fit.

Information checked Aug 10, 202651 official sources reviewed

01 · Make the first cut

Bleap Card is the better all-round starting point

Bleap Card has the higher Overall Score in this comparison. Coin98 Fusion Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallBleap94Coin98 Fusion60Higher score
CashbackBleap74Coin98 Fusion17Higher score
TravelBleap100Coin98 Fusion65Higher score
Funds controlBleap100Coin98 Fusion64Higher score
Lowest feesBleap95Coin98 Fusion72Higher score
TransfersBleap100Coin98 Fusion39Higher score

Choose Bleap Card if cashback and travel matter most

Bleap Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Self-custody with an independent exit
  • Core card fees are listed at zero
  • Both card formats and phone wallets

Choose Coin98 Fusion Card if its day-to-day setup suits you

Coin98 Fusion Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Virtual Visa with both phone wallets
  • USDC and USDT top-ups on five networks
  • No monthly or annual card fee

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
Bleap94
Coin98 Fusion60

Bleap Card has the higher Overall Score by 34 points.

Entry cost & FX
Bleap$0 plan · Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply FX
Coin98 Fusion$0 plan · 1.7% foreign-currency conversion FX

Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 1.7% foreign-currency conversion).

Purchase rewards
Bleap1% base · up to 20%
Coin98 Fusion0% cashback

Bleap Card has the higher published base cashback rate (1% vs 0%).

Funds control
BleapSelf-controlled wallet
Coin98 FusionHybrid custody

Bleap Card uses a self-controlled wallet setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
BleapVirtual + Physical · Apple Pay, Google Pay
Coin98 FusionVirtual · Apple Pay, Google Pay

Bleap Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Bleap3 stablecoins · Stablecoin transfers; Bank transfer in, Bank cash-out
Coin98 Fusion2 stablecoins · Not modeled

Bleap Card lists more stablecoins and ways to send money out (5 vs 2).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
1%-20%
Plan cost
$0
FX fee
Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
ATM fee
Bleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 1 fiat
Payout methods
3 crypto · 1 fiat
Cashback
0%
Plan cost
$0
FX fee
1.7% foreign-currency conversion
ATM fee
1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

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03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Bleap CardOverall94
Coin98 Fusion CardOverall60
01

Scores

6 fields
Overall Score
Bleap Card
94
Coin98 Fusion Card
60
Cashback score
Bleap Card
74
Coin98 Fusion Card
17
Travel score
Bleap Card
100
Coin98 Fusion Card
65
Funds control score
Bleap Card
100
Coin98 Fusion Card
64
Lowest fees score
Bleap Card
95
Coin98 Fusion Card
72
Transfers score
Bleap Card
100
Coin98 Fusion Card
39
02

Strengths & trade-offs

2 fields
Strengths
Bleap Card
Self-custody with an independent exit, Core card fees are listed at zero
Coin98 Fusion Card
Virtual Visa with both phone wallets, USDC and USDT top-ups on five networks
Trade-offs
Bleap Card
Rollout remains account-gated, High cashback is category-specific
Coin98 Fusion Card
Evergreen rewards are not verified, Top-up, FX and ATM fees apply
03

Costs

7 fields
Plan cost
Bleap Card
$0
Coin98 Fusion Card
$0
FX fee
Bleap Card
Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
Coin98 Fusion Card
1.7% foreign-currency conversion
Top-up fee
Bleap Card
SEPA buy processing: 0%; other funding routes can include a spread or external network cost
Coin98 Fusion Card
1%
Card spending fee
Bleap Card
0%
Coin98 Fusion Card
Not disclosed
ATM fee
Bleap Card
Bleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
Coin98 Fusion Card
1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
Virtual card
Bleap Card
€0
Coin98 Fusion Card
USD 9 issuance/activation fee
Physical card
Bleap Card
€0 issuance; €0 delivery
Coin98 Fusion Card
Not applicable while the physical card is under development
04

Plans

2 fields
Available plans
Bleap Card
Not disclosed
Coin98 Fusion Card
Not disclosed
Top cashback plan
Bleap Card
Not disclosed
Coin98 Fusion Card
Not disclosed
05

Everyday use

8 fields
Network
Bleap Card
Mastercard
Coin98 Fusion Card
Visa
Card formats
Bleap Card
Virtual, Physical
Coin98 Fusion Card
Virtual
ATM withdrawals
Bleap Card
Available
Coin98 Fusion Card
Available
Mobile wallets
Bleap Card
Apple Pay, Google Pay
Coin98 Fusion Card
Apple Pay, Google Pay
Apps
Bleap Card
iOS, Android
Coin98 Fusion Card
iOS, Android
Daily spending limit
Bleap Card
€15,000/day; €10,000 per transaction
Coin98 Fusion Card
No daily card-spend limit published; SGD 200,000 rolling 12-month spending limit
Monthly spending limit
Bleap Card
€30,000 rolling month
Coin98 Fusion Card
No monthly card-spend limit published; SGD 200,000 rolling 12-month spending limit
ATM limit
Bleap Card
3 withdrawals and €400 per month
Coin98 Fusion Card
SGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclear
06

Funding & transfers

5 fields
Networks
Bleap Card
Base, Arbitrum, Solana
Coin98 Fusion Card
Ethereum, Solana, Polygon, Base, Tron
Crypto deposits
Bleap Card
Stablecoins: USDC, EURE, USDT
Coin98 Fusion Card
Stablecoins: USDC, USDT
Fiat deposits
Bleap Card
Manual bank transfer
Coin98 Fusion Card
Not disclosed
Transfers
Bleap Card
Stablecoin transfers; Bank transfer in, Bank cash-out
Coin98 Fusion Card
Not disclosed
Payout currencies
Bleap Card
EUR, MXN
Coin98 Fusion Card
Not disclosed
07

Rewards

3 fields
Base cashback
Bleap Card
1%
Coin98 Fusion Card
0%
Max cashback
Bleap Card
20%
Coin98 Fusion Card
0%
Reward currency
Bleap Card
USDC
Coin98 Fusion Card
Not applicable
08

Earn

5 fields
Advertised APY
Bleap Card
Not disclosed
Coin98 Fusion Card
Not offered
How it works
Bleap Card
Optional earn vault
Coin98 Fusion Card
Not offered
Separate deposit
Bleap Card
Yes
Coin98 Fusion Card
Not offered
Use balance for spending
Bleap Card
Not disclosed
Coin98 Fusion Card
Not offered
Lock-up
Bleap Card
No
Coin98 Fusion Card
Not offered
09

Trust & availability

3 fields
Custody
Bleap Card
Self-custody
Coin98 Fusion Card
Hybrid custody
Control until payment
Bleap Card
You keep control
Coin98 Fusion Card
Provider controls funds
Card issuer
Bleap Card
Unlimit EU Ltd
Coin98 Fusion Card
DCS Card Centre Pte. Ltd.
10

Sources

2 fields
Official sources
Bleap Card
28
Coin98 Fusion Card
23
Last reviewed
Bleap Card
Aug 10, 2026
Coin98 Fusion Card
Aug 5, 2026

04 · The takeaway

Bleap Card is the stronger all-round choice

Bleap Card finishes ahead with an Overall Score of 94 versus 60 for Coin98 Fusion Card. Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 1.7% foreign-currency conversion). Bleap Card has the higher published base cashback rate (1% vs 0%).

Coin98 Fusion Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Bleap Card uses a self-controlled wallet setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Bleap Card lists more stablecoins and ways to send money out (5 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bleap Card and Coin98 Fusion Card reviews first.

05 · Common questions

Bleap vs Coin98 Fusion FAQ

Is Bleap or Coin98 Fusion better overall?

Bleap Card has the higher Overall Score (94 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Bleap or Coin98 Fusion?

Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 1.7% foreign-currency conversion). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Bleap or Coin98 Fusion?

Bleap Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Bleap and Coin98 Fusion differ on custody?

Bleap Card uses a self-controlled wallet setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Bleap vs Coin98 Fusion comparison?

The latest information check for these two cards was August 10, 2026, using 51 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace