BleapBleap
94
Side-by-side card comparison
Bleap vs Exa: fees, rewards and account setup
Bleap Card has the higher Overall Score by 28 points (94 vs 66). Bleap Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Exa Card may still be the better personal fit.
Information checked Aug 23, 202659 official sources reviewed
01 · Make the first cut
Bleap Card is the better all-round starting point
Bleap Card has the higher Overall Score in this comparison. Exa Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBleap94Exa66Higher score
CashbackBleap74Exa19Higher score
TravelBleap100Exa61Higher score
Funds controlBleap100Exa88Higher score
Lowest feesBleap95Exa67Higher score
TransfersBleap100Exa97Higher score
Choose Bleap Card if cashback and travel matter most
Bleap Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody with an independent exit
- Core card fees are listed at zero
- Both card formats and phone wallets
Choose Exa Card if its day-to-day setup suits you
Exa Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Deposited assets can earn yield
- Spend balance or borrow USDC
- Self-custody on Exactly Protocol
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Bleap94Exa66
Bleap Card has the higher Overall Score by 28 points.
- Entry cost & FX
- Bleap$0 plan · Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply FXExa$0 plan · 1.5% FX
Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 1.5%).
- Purchase rewards
- Bleap1% base · up to 20%Exa0% cashback
Bleap Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- BleapSelf-controlled walletExaSelf-controlled wallet
Bleap Card and Exa Card use the same self-controlled wallet setup.
- Everyday access
- BleapVirtual + Physical · Apple Pay, Google PayExaVirtual · Apple Pay, Google Pay
Bleap Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Bleap3 stablecoins · Stablecoin transfers; Bank transfer in, Bank cash-outExa1 stablecoin · Stablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1%-20%
- Plan cost
- $0
- FX fee
- Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
- ATM fee
- Bleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 3 crypto · 1 fiat
66
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.5%
- ATM fee
- $1 + 0.65%
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 4 fiat
- Payout methods
- 1 crypto · 2 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsBleap CardOverall94Exa CardOverall66
Bleap CardOverall94Exa CardOverall66Scores
6 fields- Overall Score
- Bleap Card94Exa Card66
- Cashback score
- Bleap Card74Exa Card19
- Travel score
- Bleap Card100Exa Card61
- Funds control score
- Bleap Card100Exa Card88
- Lowest fees score
- Bleap Card95Exa Card67
- Transfers score
- Bleap Card100Exa Card97
Strengths & trade-offs
2 fields- Strengths
- Bleap CardSelf-custody with an independent exit, Core card fees are listed at zeroExa CardDeposited assets can earn yield, Spend balance or borrow USDC
- Trade-offs
- Bleap CardRollout remains account-gated, High cashback is category-specificExa CardHeavy Exactly Protocol dependency, Pay Later needs DeFi literacy
Costs
7 fields- Plan cost
- Bleap Card$0Exa Card$0
- FX fee
- Bleap CardBleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can applyExa Card1.5%
- Top-up fee
- Bleap CardSEPA buy processing: 0%; other funding routes can include a spread or external network costExa Card1%
- Card spending fee
- Bleap Card0%Exa CardNot disclosed
- ATM fee
- Bleap CardBleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can applyExa Card$1 + 0.65%
- Virtual card
- Bleap Card€0Exa CardFree with Exa Wallet
- Physical card
- Bleap Card€0 issuance; €0 deliveryExa CardNot available
Plans
2 fields- Available plans
- Bleap CardNot disclosedExa CardNot disclosed
- Top cashback plan
- Bleap CardNot disclosedExa CardNot disclosed
Everyday use
8 fields- Network
- Bleap CardMastercardExa CardVisa
- Card formats
- Bleap CardVirtual, PhysicalExa CardVirtual
- ATM withdrawals
- Bleap CardAvailableExa CardAvailable
- Mobile wallets
- Bleap CardApple Pay, Google PayExa CardApple Pay, Google Pay
- Apps
- Bleap CardiOS, AndroidExa CardiOS, Android, Web
- Daily spending limit
- Bleap Card€15,000/day; €10,000 per transactionExa CardDynamic / collateral-based; exact Exa App limit shown in app
- Monthly spending limit
- Bleap Card€30,000 rolling monthExa CardDynamic / collateral-based; exact Exa App limit shown in app
- ATM limit
- Bleap Card3 withdrawals and €400 per monthExa Card$250/withdrawal; $1000/day
Funding & transfers
5 fields- Networks
- Bleap CardBase, Arbitrum, SolanaExa CardOptimism
- Crypto deposits
- Bleap CardStablecoins: USDC, EURE, USDTExa CardStablecoins: USDC; Other crypto: ETH, OP, WBTC, wstETH
- Fiat deposits
- Bleap CardManual bank transferExa CardUSD ACH deposit, USD wire deposit, EUR SEPA deposit, Local currency deposit
- Transfers
- Bleap CardStablecoin transfers; Bank transfer in, Bank cash-outExa CardStablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout
- Payout currencies
- Bleap CardEUR, MXNExa CardUSD, EUR
Rewards
3 fields- Base cashback
- Bleap Card1%Exa Card0%
- Max cashback
- Bleap Card20%Exa Card0%
- Reward currency
- Bleap CardUSDCExa CardNo cashback
Earn
5 fields- Advertised APY
- Bleap CardNot disclosedExa CardUp to 0.99776% APY
- How it works
- Bleap CardOptional earn vaultExa CardEarn on spending balance, Borrow against collateral
- Separate deposit
- Bleap CardYesExa CardNo
- Use balance for spending
- Bleap CardNot disclosedExa CardYes
- Lock-up
- Bleap CardNoExa CardNo
Trust & availability
6 fields- Custody
- Bleap CardSelf-custodyExa CardSelf-custody
- Control until payment
- Bleap CardYou keep controlExa CardYou keep control
- Card issuer
- Bleap CardUnlimit EU LtdExa CardThird National Bank, Third National
- Card processing
- Bleap CardNot disclosedExa CardExa Labs SAS
- Deposits & withdrawals
- Bleap CardNot disclosedExa CardBridge, Manteca
- Programme operator
- Bleap CardNot disclosedExa CardExa Labs SAS
Sources
2 fields- Official sources
- Bleap Card28Exa Card31
- Last reviewed
- Bleap CardAug 10, 2026Exa CardAug 23, 2026
04 · The takeaway
Bleap Card is the stronger all-round choice
Bleap Card finishes ahead with an Overall Score of 94 versus 66 for Exa Card. Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 1.5%). Bleap Card has the higher published base cashback rate (1% vs 0%).
Exa Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Bleap Card and Exa Card use the same self-controlled wallet setup.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bleap Card and Exa Card reviews first.
Continue with
Bleap Card
Continue with
Exa Card
05 · Common questions
Bleap vs Exa FAQ
Is Bleap or Exa better overall?
Bleap Card has the higher Overall Score (94 vs 66). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bleap or Exa?
Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 1.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bleap or Exa?
Bleap Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bleap and Exa differ on custody?
Bleap Card and Exa Card use the same self-controlled wallet setup.
How current is this Bleap vs Exa comparison?
The latest information check for these two cards was August 23, 2026, using 59 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.