No FXSelf-custody
- Cashback
- 0%-5%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Free base planUSDC/BTC rewards
- Cashback
- 1.5%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
Self-custodyClear fees
- Cashback
- 2%-10%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa
No FXNon-custodial
- Cashback
- 0.5%-8%
- Plan cost
- $0
- Custody
- Non Custodial
- Network
- Visa
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Gnosis PayOverall77
Binance CardOverall58
Plasma One CardOverall87
Wirex One CardOverall77
Gnosis PayOverall77Binance CardOverall58Plasma One CardOverall87Wirex One CardOverall77Scores
6 fields- Overall Score
- Gnosis Pay77Binance Card58Plasma One Card87Wirex One Card77
- Cashback score
- Gnosis Pay22Binance Card37Plasma One Card78Wirex One Card70
- Travel score
- Gnosis Pay100Binance Card36Plasma One Card72Wirex One Card85
- Funds control score
- Gnosis Pay89Binance Card47Plasma One Card99Wirex One Card73
- Lowest fees score
- Gnosis Pay87Binance Card56Plasma One Card80Wirex One Card68
- Transfers score
- Gnosis Pay91Binance Card75Plasma One Card100Wirex One Card94
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersBinance CardSpend supported Binance crypto balances, Google Pay supportPlasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perksWirex One CardFive current card tiers, 0.5% to 8% cashback in USD
- Trade-offs
- Gnosis PaySetup is more complex than prepaid cards, Cashback depends on GNO programme rulesBinance CardSpending follows the Binance account model, Virtual-only cardPlasma One CardPhysical access is limited; no ATM, Cashback is capped by tierWirex One CardHigher tiers require WPAY exposure, Limits remain region-specific
Costs
7 fields- Plan cost
- Gnosis Pay$0Binance Card$0Plasma One Card$0Wirex One Card$0
- FX fee
- Gnosis Pay0%Binance Card2–3%Plasma One Card0–1%Wirex One Card0%
- Top-up fee
- Gnosis Pay0%Binance CardNot disclosedPlasma One Card0%Wirex One CardNot disclosed
- Card spending fee
- Gnosis Pay0%Binance CardNot disclosedPlasma One CardNot disclosedWirex One CardNot disclosed
- ATM fee
- Gnosis Pay0–2%Binance CardNot disclosedPlasma One CardNot availableWirex One Card2%
- Virtual card
- Gnosis PayFree; available after the card application is acceptedBinance CardVirtual card up to 15 minutes after approval; 0 USD issuance feePlasma One CardUp to 3 free virtual cards by tierWirex One CardIncluded on every membership tier
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeBinance CardGlobal Program virtual-only; Brazil physical card is a separate regional branchPlasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.Wirex One CardPlastic from Premium; Visa Signature Metal from Private
Plans
2 fields- Available plans
- Gnosis PayNot disclosedBinance Card3 plans: Tier 1, Tier 2, Tier 3Plasma One Card3 plans: Lite, Core, PlatinumWirex One Card5 plans: Base, Premium, Elite, Private +1
- Top cashback plan
- Gnosis PayNot disclosedBinance CardTier 3: 3%Plasma One CardPlatinum: 4%Wirex One CardBespoke: 8%
Everyday use
8 fields- Network
- Gnosis PayVisaBinance CardMastercardPlasma One CardVisaWirex One CardVisa
- Card formats
- Gnosis PayVirtual, PhysicalBinance CardVirtualPlasma One CardVirtual, PhysicalWirex One CardVirtual, Physical
- ATM withdrawals
- Gnosis PayAvailableBinance CardNot disclosedPlasma One CardNot availableWirex One CardAvailable
- Mobile wallets
- Gnosis PayApple Pay, Google PayBinance CardGoogle PayPlasma One CardApple Pay, Google PayWirex One CardApple Pay, Google Pay
- Apps
- Gnosis PayWebBinance CardiOS, AndroidPlasma One CardiOS, AndroidWirex One CardiOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionBinance CardShown in appPlasma One CardShown in appWirex One CardEEA card-spend limit: €30,000/day and €30,000 per transaction; other regions are shown in app
- Monthly spending limit
- Gnosis PayNot disclosedBinance CardShown in appPlasma One CardShown in appWirex One CardEEA card-spend limit: €30,000/month; other regions are shown in app
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayBinance CardNot disclosedPlasma One CardNot available, including for physical cardsWirex One CardEEA physical/Metal ATM limit: €500/day, €5,000/month and 5 withdrawals/day; 2% above the free allowance
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainBinance CardNot disclosedPlasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +5Wirex One CardNot disclosed
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeBinance CardOther crypto: Supported cryptoPlasma One CardStablecoins: USDT, USDC, USDGWirex One CardStablecoins: USDC, USDT, EURC
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANBinance CardBinance account bank depositPlasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual accountWirex One CardBank funding, External card top-up
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundBinance CardStablecoin transfers; Binance account fiat withdrawalPlasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawalsWirex One CardStablecoin transfers; Pay to an external card, Bank account payouts
- Payout currencies
- Gnosis PayEUReBinance CardNot disclosedPlasma One CardUSD, EUR, GBP, MXN, BRL, COPWirex One CardUSD, EUR, GBP
Rewards
3 fields- Base cashback
- Gnosis Pay0%Binance Card1.5%Plasma One Card2%Wirex One Card0.5%
- Max cashback
- Gnosis Pay5%Binance Card3%Plasma One Card10%Wirex One Card8%
- Reward currency
- Gnosis PayGNO cashbackBinance CardUSDC or BTC equivalent cashback (country-dependent)Plasma One CardUSD cashback paid in XPLWirex One CardUSD cashback
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredBinance CardNot offeredPlasma One CardUp to 5% APYWirex One CardNot offered
- How it works
- Gnosis PayNot offeredBinance CardNot offeredPlasma One CardOptional earn vaultWirex One CardNot offered
- Separate deposit
- Gnosis PayNot offeredBinance CardNot offeredPlasma One CardYesWirex One CardNot offered
- Use balance for spending
- Gnosis PayNot offeredBinance CardNot offeredPlasma One CardNoWirex One CardNot offered
- Lock-up
- Gnosis PayNot offeredBinance CardNot offeredPlasma One CardNoWirex One CardNot offered
Trust & availability
9 fields- Custody
- Gnosis PaySelf-custodyBinance CardCustodialPlasma One CardSelf-custodyWirex One CardNon-custodial
- Control until payment
- Gnosis PayYou keep controlBinance CardProvider controls fundsPlasma One CardYou keep controlWirex One CardNot disclosed
- Card issuer
- Gnosis PayMonavateBinance CardImmersve LimitedPlasma One CardRain, Third NationalWirex One CardTransact Payments Malta Limited, Novatti Group Limited
- Card processing
- Gnosis PayPaymentologyBinance CardNot disclosedPlasma One Card0xWirex One CardNot disclosed
- Custody / key management
- Gnosis PaySafe{Wallet}Binance CardNot disclosedPlasma One CardPrivy, VedaWirex One CardPrivy Technologies, Inc.
- Deposits & withdrawals
- Gnosis PayNot disclosedBinance CardNot disclosedPlasma One CardBridge, Bridge Ventures LLCWirex One CardNot disclosed
- Bank transfers
- Gnosis PayMoneriumBinance CardNot disclosedPlasma One CardNot disclosedWirex One CardNot disclosed
- Identity verification
- Gnosis PaySumsubBinance CardNot disclosedPlasma One CardNot disclosedWirex One CardNot disclosed
- Programme operator
- Gnosis PayGnosis PayBinance CardNot disclosedPlasma One CardPlasmaWirex One CardUAB Wirex
Sources
2 fields- Official sources
- Gnosis Pay17Binance Card12Plasma One Card12Wirex One Card36
- Last reviewed
- Gnosis PayAug 6, 2026Binance CardAug 5, 2026Plasma One CardAug 27, 2026Wirex One CardAug 12, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.