Low FXClear fees
- Cashback
- 1%-2%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
Select cards for this comparison
Add or remove a card and every comparison row updates automatically.
02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Visa / MCTiered rewards
- Cashback
- 2%-10%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard/Visa
BTC depositsCrypto-native
- Cashback
- 0%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
BTC depositsCrypto-native
- Cashback
- 0.5%-2%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Kolo CardOverall73
Bybit Card (Global)Overall72
RedotPay CardOverall69
Nexo CardOverall66
Kolo CardOverall73Bybit Card (Global)Overall72RedotPay CardOverall69Nexo CardOverall66- Special offer
- Kolo CardNo active offerBybit Card (Global)Get 10 USDT10 USDT referral reward after qualifying Bybit Card spendRedotPay CardNo active offerNexo CardNo active offer
Scores
6 fields- Overall Score
- Kolo Card73Bybit Card (Global)72RedotPay Card69Nexo Card66
- Cashback score
- Kolo Card54Bybit Card (Global)63RedotPay Card41Nexo Card41
- Travel score
- Kolo Card70Bybit Card (Global)80RedotPay Card84Nexo Card65
- Funds control score
- Kolo Card56Bybit Card (Global)51RedotPay Card55Nexo Card52
- Lowest fees score
- Kolo Card83Bybit Card (Global)66RedotPay Card66Nexo Card57
- Transfers score
- Kolo Card92Bybit Card (Global)79RedotPay Card85Nexo Card91
Strengths & trade-offs
2 fields- Strengths
- Kolo CardFree virtual Visa Platinum, 2% BTC cashback for 30 daysBybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessRedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay supportNexo CardChoose debit spend or credit-line use, No base monthly or annual card fee
- Trade-offs
- Kolo CardConversion and FX fees can stack, Card spending uses a custodial walletBybit Card (Global)Spending follows the Bybit account model, FX can get expensiveRedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% feeNexo CardSpending follows the Nexo account model, Credit Mode adds collateral risk
Costs
7 fields- Plan cost
- Kolo Card$0Bybit Card (Global)$0RedotPay Card$0Nexo Card$0
- FX fee
- Kolo Card1%Bybit Card (Global)1.5–7%RedotPay Card1.2–2%Nexo Card0.2–2.5%
- Top-up fee
- Kolo Card0%Bybit Card (Global)Not disclosedRedotPay CardNot disclosedNexo CardNot disclosed
- Card spending fee
- Kolo CardNot disclosedBybit Card (Global)Not disclosedRedotPay CardNot disclosedNexo CardNot disclosed
- ATM fee
- Kolo Card$1 + 0.65%Bybit Card (Global)0–2%RedotPay Card2–3%Nexo Card0–2%; minimum 1.99 EUR/GBP
- Virtual card
- Kolo CardFreeBybit Card (Global)No fee until further noticeRedotPay Card10 USD one-time issuance fee; non-refundable after paymentNexo CardAvailable from $50 account balance
- Physical card
- Kolo CardPlanned for Q3 2026; not currently availableBybit Card (Global)Free / 5 / 29.99RedotPay Card100 USD one-time issuance fee; non-refundable after paymentNexo CardFree shipping; requires more than $5,000 account balance and at least Gold tier
Plans
2 fields- Available plans
- Kolo CardNot disclosedBybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2RedotPay Card2 plans: Regular, ProNexo Card4 plans: Base, Silver, Gold, Platinum
- Top cashback plan
- Kolo CardNot disclosedBybit Card (Global)Infinite: 10%RedotPay CardPro: 3%Nexo CardPlatinum: 2%
Everyday use
8 fields- Network
- Kolo CardVisaBybit Card (Global)Mastercard/VisaRedotPay CardVisaNexo CardMastercard
- Card formats
- Kolo CardVirtualBybit Card (Global)Virtual, PhysicalRedotPay CardVirtual, PhysicalNexo CardVirtual, Physical
- ATM withdrawals
- Kolo CardAvailableBybit Card (Global)AvailableRedotPay CardAvailableNexo CardAvailable
- Mobile wallets
- Kolo CardApple Pay, Google PayBybit Card (Global)Apple Pay, Google Pay · Region dependentRedotPay CardApple Pay, Google PayNexo CardApple Pay, Google Pay
- Apps
- Kolo CardiOS, AndroidBybit Card (Global)iOS, AndroidRedotPay CardiOS, AndroidNexo CardiOS, Android, Web
- Daily spending limit
- Kolo Card$9,000/dayBybit Card (Global)$1k Peru · $5k Argentina · $50k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoRedotPay CardNot disclosedNexo Card€10,000 / £9,000/day; €10,000 / £9,000/transaction
- Monthly spending limit
- Kolo Card$9,000/monthBybit Card (Global)$5k Peru · $10k Argentina · $150k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoRedotPay CardNot disclosedNexo Card€60,000 / £54,000/month
- ATM limit
- Kolo Card$500/withdrawal; 3 withdrawals/24hBybit Card (Global)$50/$15k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedRedotPay CardNot disclosedNexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/month
Funding & transfers
5 fields- Networks
- Kolo CardNot disclosedBybit Card (Global)Not disclosedRedotPay CardTRC20, ERC20, BEP20Nexo CardNot disclosed
- Crypto deposits
- Kolo CardStablecoins: USDT, USDC, DAI, EURC, EURI; Other crypto: BTC, ETH, SOL, BNB, LTC +10Bybit Card (Global)Other crypto: Supported cryptoRedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3Nexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3
- Fiat deposits
- Kolo CardNot disclosedBybit Card (Global)Bybit account bank depositRedotPay CardRedotPay account bank depositNexo CardNexo account bank deposit
- Transfers
- Kolo CardStablecoin transfers; Kolo user transfers, Transfers between your Kolo wallets; Withdraw to an eligible card, EUR SEPA withdrawalBybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalRedotPay CardStablecoin transfers; RedotPay International TransferNexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawal
- Payout currencies
- Kolo CardEURBybit Card (Global)Not disclosedRedotPay CardNot disclosedNexo CardEUR, GBP, USD
Rewards
3 fields- Base cashback
- Kolo Card1%Bybit Card (Global)2%RedotPay Card0%Nexo Card0.5%
- Max cashback
- Kolo Card2%Bybit Card (Global)10%RedotPay Card3%Nexo Card2%
- Reward currency
- Kolo CardBTC cashbackBybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)RedotPay CardUSDs cashbackNexo CardNEXO Tokens or BTC cashback
Earn
5 fields- Advertised APY
- Kolo CardNot offeredBybit Card (Global)Not disclosedRedotPay CardUp to 1% APYNexo CardUp to 13% APY
- How it works
- Kolo CardNot offeredBybit Card (Global)Earn on spending balanceRedotPay CardOptional earn vaultNexo CardEarn on spending balance
- Separate deposit
- Kolo CardNot offeredBybit Card (Global)Not disclosedRedotPay CardYesNexo CardNot disclosed
- Use balance for spending
- Kolo CardNot offeredBybit Card (Global)YesRedotPay CardNot disclosedNexo CardYes
- Lock-up
- Kolo CardNot offeredBybit Card (Global)NoRedotPay CardNot disclosedNexo CardNo
Trust & availability
6 fields- Custody
- Kolo CardCustodialBybit Card (Global)CustodialRedotPay CardCustodialNexo CardCustodial
- Control until payment
- Kolo CardProvider controls fundsBybit Card (Global)Provider controls fundsRedotPay CardProvider controls fundsNexo CardProvider controls funds
- Card issuer
- Kolo CardBanco Popular de Puerto Rico, Wirex LimitedBybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.RedotPay CardXfers Pte. Ltd.Nexo CardDiPocket UAB
- Card processing
- Kolo CardNot disclosedBybit Card (Global)Not disclosedRedotPay CardRedotPayNexo CardNot disclosed
- Identity verification
- Kolo CardSumSubBybit Card (Global)Not disclosedRedotPay CardNot disclosedNexo CardNot disclosed
- Programme operator
- Kolo CardHardline Holding LimitedBybit Card (Global)Not disclosedRedotPay CardRed F. Technology LimitedNexo CardNexo Services Sp. z o.o.
Sources
2 fields- Official sources
- Kolo Card28Bybit Card (Global)9RedotPay Card28Nexo Card14
- Last reviewed
- Kolo CardAug 28, 2026Bybit Card (Global)Oct 11, 2026RedotPay CardAug 25, 2026Nexo CardSep 2, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.