Low FXClear fees
- Cashback
- 1%-2%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
BTC depositsCrypto-native
- Cashback
- 0%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Visa / MCTiered rewards
- Cashback
- 2%-10%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard/Visa
BTC depositsCrypto-native
- Cashback
- 0.5%-2%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Mastercard
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Kolo CardOverall73
RedotPay CardOverall69
Bybit Card (Global)Overall68
Nexo CardOverall65
Kolo CardOverall73RedotPay CardOverall69Bybit Card (Global)Overall68Nexo CardOverall65- Special offer
- Kolo CardNo active offerRedotPay CardNo active offerBybit Card (Global)Get 10 USDT10 USDT referral reward after qualifying Bybit Card spendNexo CardNo active offer
Scores
6 fields- Overall Score
- Kolo Card73RedotPay Card69Bybit Card (Global)68Nexo Card65
- Cashback score
- Kolo Card54RedotPay Card41Bybit Card (Global)62Nexo Card41
- Travel score
- Kolo Card70RedotPay Card83Bybit Card (Global)76Nexo Card65
- Funds control score
- Kolo Card56RedotPay Card55Bybit Card (Global)47Nexo Card52
- Lowest fees score
- Kolo Card83RedotPay Card66Bybit Card (Global)64Nexo Card57
- Transfers score
- Kolo Card92RedotPay Card85Bybit Card (Global)78Nexo Card91
Strengths & trade-offs
2 fields- Strengths
- Kolo CardFree virtual Visa Platinum, 2% BTC cashback for 30 daysRedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay supportBybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessNexo CardChoose debit spend or credit-line use, No base monthly or annual card fee
- Trade-offs
- Kolo CardConversion and FX fees can stack, Card spending uses a custodial walletRedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% feeBybit Card (Global)Spending follows the Bybit account model, FX can get expensiveNexo CardSpending follows the Nexo account model, Credit Mode adds collateral risk
Costs
7 fields- Plan cost
- Kolo Card$0RedotPay Card$0Bybit Card (Global)$0Nexo Card$0
- FX fee
- Kolo Card1%RedotPay Card1.2–2%Bybit Card (Global)1–7%Nexo Card0.2–2.5%
- Top-up fee
- Kolo Card0%RedotPay CardNot disclosedBybit Card (Global)Not disclosedNexo CardNot disclosed
- Card spending fee
- Kolo CardNot disclosedRedotPay CardNot disclosedBybit Card (Global)Not disclosedNexo CardNot disclosed
- ATM fee
- Kolo Card$1 + 0.65%RedotPay Card2–3%Bybit Card (Global)0–2%Nexo Card0–2%; minimum 1.99 EUR/GBP
- Virtual card
- Kolo CardFreeRedotPay Card10 USD one-time issuance fee; non-refundable after paymentBybit Card (Global)No fee until further noticeNexo CardAvailable from $50 account balance
- Physical card
- Kolo CardPlanned for Q3 2026; not currently availableRedotPay Card100 USD one-time issuance fee; non-refundable after paymentBybit Card (Global)Free / 5 / 29.99Nexo CardFree shipping; requires more than $5,000 account balance and at least Gold tier
Plans
2 fields- Available plans
- Kolo CardNot disclosedRedotPay Card2 plans: Regular, ProBybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Nexo Card4 plans: Base, Silver, Gold, Platinum
- Top cashback plan
- Kolo CardNot disclosedRedotPay CardPro: 3%Bybit Card (Global)Infinite: 10%Nexo CardPlatinum: 2%
Everyday use
8 fields- Network
- Kolo CardVisaRedotPay CardVisaBybit Card (Global)Mastercard/VisaNexo CardMastercard
- Card formats
- Kolo CardVirtualRedotPay CardVirtual, PhysicalBybit Card (Global)Virtual, PhysicalNexo CardVirtual, Physical
- ATM withdrawals
- Kolo CardAvailableRedotPay CardAvailableBybit Card (Global)AvailableNexo CardAvailable
- Mobile wallets
- Kolo CardApple Pay, Google PayRedotPay CardApple Pay, Google PayBybit Card (Global)Not disclosedNexo CardApple Pay, Google Pay
- Apps
- Kolo CardiOS, AndroidRedotPay CardiOS, AndroidBybit Card (Global)iOS, AndroidNexo CardiOS, Android, Web
- Daily spending limit
- Kolo Card$9,000/dayRedotPay CardNot disclosedBybit Card (Global)$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoNexo Card€10,000 / £9,000/day; €10,000 / £9,000/transaction
- Monthly spending limit
- Kolo Card$9,000/monthRedotPay CardNot disclosedBybit Card (Global)$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoNexo Card€60,000 / £54,000/month
- ATM limit
- Kolo Card$500/withdrawal; 3 withdrawals/24hRedotPay CardNot disclosedBybit Card (Global)$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedNexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/month
Funding & transfers
5 fields- Networks
- Kolo CardNot disclosedRedotPay CardTRC20, ERC20, BEP20Bybit Card (Global)Not disclosedNexo CardNot disclosed
- Crypto deposits
- Kolo CardStablecoins: USDT, USDC, DAI, EURC, EURI; Other crypto: BTC, ETH, SOL, BNB, LTC +10RedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3Bybit Card (Global)Other crypto: Supported cryptoNexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3
- Fiat deposits
- Kolo CardNot disclosedRedotPay CardRedotPay account bank depositBybit Card (Global)Bybit account bank depositNexo CardNexo account bank deposit
- Transfers
- Kolo CardStablecoin transfers; Kolo user transfers, Transfers between your Kolo wallets; Withdraw to an eligible card, EUR SEPA withdrawalRedotPay CardStablecoin transfers; RedotPay International TransferBybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalNexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawal
- Payout currencies
- Kolo CardEURRedotPay CardNot disclosedBybit Card (Global)Not disclosedNexo CardEUR, GBP, USD
Rewards
3 fields- Base cashback
- Kolo Card1%RedotPay Card0%Bybit Card (Global)2%Nexo Card0.5%
- Max cashback
- Kolo Card2%RedotPay Card3%Bybit Card (Global)10%Nexo Card2%
- Reward currency
- Kolo CardBTC cashbackRedotPay CardUSDs cashbackBybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Nexo CardNEXO Tokens or BTC cashback
Earn
5 fields- Advertised APY
- Kolo CardNot offeredRedotPay CardUp to 1% APYBybit Card (Global)Not disclosedNexo CardUp to 13% APY
- How it works
- Kolo CardNot offeredRedotPay CardOptional earn vaultBybit Card (Global)Earn on spending balanceNexo CardEarn on spending balance
- Separate deposit
- Kolo CardNot offeredRedotPay CardYesBybit Card (Global)Not disclosedNexo CardNot disclosed
- Use balance for spending
- Kolo CardNot offeredRedotPay CardNot disclosedBybit Card (Global)YesNexo CardYes
- Lock-up
- Kolo CardNot offeredRedotPay CardNot disclosedBybit Card (Global)NoNexo CardNo
Trust & availability
6 fields- Custody
- Kolo CardCustodialRedotPay CardCustodialBybit Card (Global)CustodialNexo CardCustodial
- Control until payment
- Kolo CardProvider controls fundsRedotPay CardProvider controls fundsBybit Card (Global)Provider controls fundsNexo CardProvider controls funds
- Card issuer
- Kolo CardBanco Popular de Puerto Rico, Wirex LimitedRedotPay CardXfers Pte. Ltd.Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Nexo CardDiPocket UAB
- Card processing
- Kolo CardNot disclosedRedotPay CardRedotPayBybit Card (Global)Not disclosedNexo CardNot disclosed
- Identity verification
- Kolo CardSumSubRedotPay CardNot disclosedBybit Card (Global)Not disclosedNexo CardNot disclosed
- Programme operator
- Kolo CardHardline Holding LimitedRedotPay CardRed F. Technology LimitedBybit Card (Global)Not disclosedNexo CardNexo Services Sp. z o.o.
Sources
2 fields- Official sources
- Kolo Card28RedotPay Card28Bybit Card (Global)9Nexo Card13
- Last reviewed
- Kolo CardAug 28, 2026RedotPay CardAug 25, 2026Bybit Card (Global)Aug 14, 2026Nexo CardAug 5, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.