NexoNexo
65
Side-by-side card comparison
Nexo vs Bleap: fees, rewards and account setup
Bleap Card has the higher Overall Score by 29 points (94 vs 65). Bleap Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Nexo Card may still be the better personal fit.
Information checked Aug 10, 202641 official sources reviewed
01 · Make the first cut
Bleap Card is the better all-round starting point
Bleap Card has the higher Overall Score in this comparison. Nexo Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallNexo65Bleap94Higher score
CashbackNexo41Bleap74Higher score
TravelNexo65Bleap100Higher score
Funds controlNexo52Bleap100Higher score
Lowest feesNexo57Bleap95Higher score
TransfersNexo91Bleap100Higher score
Choose Nexo Card if its day-to-day setup suits you
Nexo Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Choose debit spend or credit-line use
- No base monthly or annual card fee
- Virtual card works with phone wallets
Choose Bleap Card if cashback and travel matter most
Bleap Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody with an independent exit
- Core card fees are listed at zero
- Both card formats and phone wallets
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Nexo65Bleap94
Bleap Card has the higher Overall Score by 29 points.
- Entry cost & FX
- Nexo$0 plan · 0.2–2.5% FXBleap$0 plan · Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply FX
Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 0.2–2.5%).
- Purchase rewards
- Nexo0.5% base · up to 2%Bleap1% base · up to 20%
Bleap Card has the higher published base cashback rate (1% vs 0.5%).
- Funds control
- NexoCustodial balanceBleapSelf-controlled wallet
Nexo Card uses a custodial balance setup, while Bleap Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- NexoVirtual + Physical · Apple Pay, Google PayBleapVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Nexo2 stablecoins · Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalBleap3 stablecoins · Stablecoin transfers; Bank transfer in, Bank cash-out
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0.5%-2%
- Plan cost
- $0
- FX fee
- 0.2–2.5%
- ATM fee
- 0–2%; minimum 1.99 EUR/GBP
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 4 crypto · 3 fiat
- Cashback
- 1%-20%
- Plan cost
- $0
- FX fee
- Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
- ATM fee
- Bleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 3 crypto · 1 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsNexo CardOverall65Bleap CardOverall94
Nexo CardOverall65Bleap CardOverall94Scores
6 fields- Overall Score
- Nexo Card65Bleap Card94
- Cashback score
- Nexo Card41Bleap Card74
- Travel score
- Nexo Card65Bleap Card100
- Funds control score
- Nexo Card52Bleap Card100
- Lowest fees score
- Nexo Card57Bleap Card95
- Transfers score
- Nexo Card91Bleap Card100
Strengths & trade-offs
2 fields- Strengths
- Nexo CardChoose debit spend or credit-line use, No base monthly or annual card feeBleap CardSelf-custody with an independent exit, Core card fees are listed at zero
- Trade-offs
- Nexo CardSpending follows the Nexo account model, Credit Mode adds collateral riskBleap CardRollout remains account-gated, High cashback is category-specific
Costs
7 fields- Plan cost
- Nexo Card$0Bleap Card$0
- FX fee
- Nexo Card0.2–2.5%Bleap CardBleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
- Top-up fee
- Nexo CardNot disclosedBleap CardSEPA buy processing: 0%; other funding routes can include a spread or external network cost
- Card spending fee
- Nexo CardNot disclosedBleap Card0%
- ATM fee
- Nexo Card0–2%; minimum 1.99 EUR/GBPBleap CardBleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
- Virtual card
- Nexo CardAvailable from $50 account balanceBleap Card€0
- Physical card
- Nexo CardFree shipping; requires more than $5,000 account balance and at least Gold tierBleap Card€0 issuance; €0 delivery
Plans
2 fields- Available plans
- Nexo Card4 plans: Base, Silver, Gold, PlatinumBleap CardNot disclosed
- Top cashback plan
- Nexo CardPlatinum: 2%Bleap CardNot disclosed
Everyday use
8 fields- Network
- Nexo CardMastercardBleap CardMastercard
- Card formats
- Nexo CardVirtual, PhysicalBleap CardVirtual, Physical
- ATM withdrawals
- Nexo CardAvailableBleap CardAvailable
- Mobile wallets
- Nexo CardApple Pay, Google PayBleap CardApple Pay, Google Pay
- Apps
- Nexo CardiOS, Android, WebBleap CardiOS, Android
- Daily spending limit
- Nexo Card€10,000 / £9,000/day; €10,000 / £9,000/transactionBleap Card€15,000/day; €10,000 per transaction
- Monthly spending limit
- Nexo Card€60,000 / £54,000/monthBleap Card€30,000 rolling month
- ATM limit
- Nexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/monthBleap Card3 withdrawals and €400 per month
Funding & transfers
5 fields- Networks
- Nexo CardNot disclosedBleap CardBase, Arbitrum, Solana
- Crypto deposits
- Nexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3Bleap CardStablecoins: USDC, EURE, USDT
- Fiat deposits
- Nexo CardNexo account bank depositBleap CardManual bank transfer
- Transfers
- Nexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalBleap CardStablecoin transfers; Bank transfer in, Bank cash-out
- Payout currencies
- Nexo CardEUR, GBP, USDBleap CardEUR, MXN
Rewards
3 fields- Base cashback
- Nexo Card0.5%Bleap Card1%
- Max cashback
- Nexo Card2%Bleap Card20%
- Reward currency
- Nexo CardNEXO Tokens or BTC cashbackBleap CardUSDC
Earn
5 fields- Advertised APY
- Nexo CardUp to 13% APYBleap CardNot disclosed
- How it works
- Nexo CardEarn on spending balanceBleap CardOptional earn vault
- Separate deposit
- Nexo CardNot disclosedBleap CardYes
- Use balance for spending
- Nexo CardYesBleap CardNot disclosed
- Lock-up
- Nexo CardNoBleap CardNo
Trust & availability
4 fields- Custody
- Nexo CardCustodialBleap CardSelf-custody
- Control until payment
- Nexo CardProvider controls fundsBleap CardYou keep control
- Card issuer
- Nexo CardDiPocket UABBleap CardUnlimit EU Ltd
- Programme operator
- Nexo CardNexo Services Sp. z o.o.Bleap CardNot disclosed
Sources
2 fields- Official sources
- Nexo Card13Bleap Card28
- Last reviewed
- Nexo CardAug 5, 2026Bleap CardAug 10, 2026
04 · The takeaway
Bleap Card is the stronger all-round choice
Bleap Card finishes ahead with an Overall Score of 94 versus 65 for Nexo Card. Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 0.2–2.5%). Bleap Card has the higher published base cashback rate (1% vs 0.5%).
Nexo Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Nexo Card uses a custodial balance setup, while Bleap Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Nexo Card and Bleap Card reviews first.
Continue with
Nexo Card
Continue with
Bleap Card
05 · Common questions
Nexo vs Bleap FAQ
Is Nexo or Bleap better overall?
Bleap Card has the higher Overall Score (94 vs 65). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Nexo or Bleap?
Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 0.2–2.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Nexo or Bleap?
Bleap Card has the higher published base cashback rate (1% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Nexo and Bleap differ on custody?
Nexo Card uses a custodial balance setup, while Bleap Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Nexo vs Bleap comparison?
The latest information check for these two cards was August 10, 2026, using 41 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.