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Tangem Visa Platinum card front
79Overall

Best fit

  • Tangem users funding everyday purchases with supported USDC or USDT.
  • Eligible purchases of $30 or more earning Basic's 1%, up to $100/month.

Before you choose

  • In-store EU/UK purchases earn no cashback, including phone-wallet payments.
  • Plus costs $29.99/month unless you meet a fee-waiver condition.
Read review
White Oobit virtual Visa card
74Overall

Best fit

  • Paying from a connected external wallet without preloading an Oobit balance.
  • Using Apple Pay or Google Pay for supported wallet-funded Visa purchases.

Before you choose

  • Payments cost 1%, with a $0.25 minimum outside Brazil; FX can add up to 1.5%.
  • Published terms allow level 1; asset, spend-cap and account-notice rules apply.
Read review
Plasma One Core Visa Signature card design
89Overall

Best fit

  • Plasma users spending stablecoins through a non-custodial wallet-linked Visa.
  • Combining bank receive and payout routes with everyday stablecoin spending.

Before you choose

  • Cashback is paid in XPL; higher tiers can require a 12-month token lock.
  • Lite adds 1% Plasma FX plus Visa conversion fees, typically around 1%.
Read review
Tria digital card design
67Overall

Best fit

  • Funding card purchases through Tria's self-custody crypto wallet.
  • Choosing a paid cashback tier without staking or holding a required token.

Before you choose

  • Lite costs $20/year, Pro $109 and Max $250; the wallet alone is not the card plan.
  • Cashback is paid in batches, with terms allowing delays of up to 12 months.
Read review
4 of 4 cards selected

Fees, rewards & everyday use

Compare the details

Showing 2 of 4 cards. Tap a card menu below to change the pair.

Tangem Card79
Oobit Card74
Plasma One Card89
Tria Card67
01

Scores

Overall Score
Tangem Card: 79
Oobit Card: 74
Plasma One Card: 89
Tria Card: 67
Cashback score
Tangem Card: 74
Oobit Card: 70
Plasma One Card: 79
Tria Card: 45
Travel score
Tangem Card: 64
Oobit Card: 55
Plasma One Card: 92
Tria Card: 63
Funds control score
Tangem Card: 90
Oobit Card: 78
Plasma One Card: 100
Tria Card: 91
Lowest fees score
Tangem Card: 54
Oobit Card: 59
Plasma One Card: 80
Tria Card: 51
Transfers score
Tangem Card: 91
Oobit Card: 65
Plasma One Card: 100
Tria Card: 63
02

Costs

Plan cost
Tangem Card: $0
Oobit Card: $0
Plasma One Card: $0
Tria Card: $20/year
FX fee
Tangem Card: Not disclosed
Oobit Card: Up to 1.5%
Plasma One Card: 0–1%
Tria Card: 0%
Top-up fee
Tangem Card: Crypto: no provider top-up fee. Bank: Basic ACH $1 / Fedwire $11; Plus free; third-party costs separate
Oobit Card: Connected-wallet spending needs no prefunding; account-balance top-up pricing varies by route
Plasma One Card: 0%
Tria Card: 1%
Card spending fee
Tangem Card: 0%
Oobit Card: 1% (min $0.25)
Plasma One Card: Not disclosed
Tria Card: Not disclosed
ATM fee
Tangem Card: Basic 4%; Plus 2%; operator surcharges separate
Oobit Card: 2.5%
Plasma One Card: $2 + 2%
Tria Card: Up to $2 + 3%; inquiry/decline up to $2
Virtual card
Tangem Card: $0 for the first virtual card
Oobit Card: Free
Plasma One Card: Up to 3 free virtual cards by tier
Tria Card: $20/year Lite membership; issued after payment and KYC
Physical card
Tangem Card: $15.63-$63.45 or free
Oobit Card: Not disclosed
Plasma One Card: First free; delivery $0–$50
Tria Card: $109-$250
Asset conversion fee
Tangem Card: Not disclosed
Oobit Card: Not disclosed
Plasma One Card: 0%
Tria Card: Not disclosed
Network conversion surcharge
Tangem Card: Not disclosed
Oobit Card: Not disclosed
Plasma One Card: 0% / ≈1%
Tria Card: Not disclosed
03

Plans & rewards

Entry plan
Tangem Card: Basic
Oobit Card: Not listed
Plasma One Card: Lite
Tria Card: Lite
Base cashback
Tangem Card: 1%
Oobit Card: 5%
Plasma One Card: 2%
Tria Card: 1.5%
Max cashback
Tangem Card: 2%
Oobit Card: 10%
Plasma One Card: 10%
Tria Card: 6%
Reward currency
Tangem Card: USDC
Oobit Card: OOB or stablecoin
Plasma One Card: XPL
Tria Card: USDC/USDT
Cashback cap · entry plan
Tangem Card: $100 / month
Oobit Card: Not disclosed
Plasma One Card: Not disclosed
Tria Card: Not disclosed
Full-rate spend · entry plan
Tangem Card: Not disclosed
Oobit Card: Not disclosed
Plasma One Card: $500 / month
Tria Card: $1,000 / month
Rate after spend cap · entry plan
Tangem Card: Not disclosed
Oobit Card: Not disclosed
Plasma One Card: 0.1%
Tria Card: 0.5%
Top cashback plan
Tangem Card: Plus
Oobit Card: Not disclosed
Plasma One Card: Platinum
Tria Card: Max
Cashback on top plan
Tangem Card: 2% in USDC
Oobit Card: Not disclosed
Plasma One Card: 4% in XPL
Tria Card: 6% in USDC/USDT
Cashback cap · top plan
Tangem Card: $300 / month
Oobit Card: Not disclosed
Plasma One Card: Not disclosed
Tria Card: Not disclosed
Full-rate spend · top plan
Tangem Card: Not disclosed
Oobit Card: Not disclosed
Plasma One Card: $3,000 / month
Tria Card: $2,000 / month
Rate after spend cap · top plan
Tangem Card: Not disclosed
Oobit Card: Not disclosed
Plasma One Card: 3%
Tria Card: 1%
Top plan price / access
Tangem Card: $360/yr
Oobit Card: Not disclosed
Plasma One Card: 150K XPL · 12-mo lock
Tria Card: $250/yr
Top plan qualification
Tangem Card: Subscribe to Tangem Pay Plus
Oobit Card: Not disclosed
Plasma One Card: Not disclosed
Tria Card: Purchase Max membership and pass KYC
Reward payout
Tangem Card: Not disclosed
Oobit Card: Usually within 1–3 days after payment completion
Plasma One Card: Not disclosed
Tria Card: See payout schedule
Programme opt-in
Tangem Card: Not disclosed
Oobit Card: Not disclosed
Plasma One Card: Not disclosed
Tria Card: Not required
Points earned
Tangem Card: Not disclosed
Oobit Card: 1–5 points / $1
Plasma One Card: Not disclosed
Tria Card: Not disclosed
Points asset
Tangem Card: Not disclosed
Oobit Card: Oobit Points
Plasma One Card: Not disclosed
Tria Card: Not disclosed
Points conversion
Tangem Card: Not disclosed
Oobit Card: 1,000 points = $1
Plasma One Card: Not disclosed
Tria Card: Not disclosed
Points cap / payout
Tangem Card: Not disclosed
Oobit Card: No minimum
Plasma One Card: Not disclosed
Tria Card: Not disclosed
USDT Or USDC Payments rewards
Tangem Card: Not listed
Oobit Card: 5%
Plasma One Card: Not listed
Tria Card: Not listed
OOB Payments rewards
Tangem Card: Not listed
Oobit Card: 10%
Plasma One Card: Not listed
Tria Card: Not listed
AI cashback · top plan
Tangem Card: Not disclosed
Oobit Card: Not disclosed
Plasma One Card: 10% on AI offers
Tria Card: Not disclosed
Travel cashback · top plan
Tangem Card: Not disclosed
Oobit Card: Not disclosed
Plasma One Card: 10% on eligible airlines · $300/non-rolling 6 mo · $600/year
Tria Card: Not disclosed
04

Everyday use

Network
Tangem Card: Visa
Oobit Card: Visa
Plasma One Card: Visa
Tria Card: Visa
Card formats
Tangem Card: Virtual, Physical
Oobit Card: Virtual
Plasma One Card: Virtual, Physical
Tria Card: Virtual, Physical
ATM withdrawals
Tangem Card: Available
Oobit Card: Available
Plasma One Card: Available
Tria Card: Available
Mobile wallets
Tangem Card: Apple Pay, Google Pay
Oobit Card: Apple Pay, Google Pay
Plasma One Card: Apple Pay, Google Pay
Tria Card: Apple Pay, Google Pay
Apps
Tangem Card: iOS, Android
Oobit Card: iOS, Android
Plasma One Card: iOS, Android
Tria Card: iOS, Android, Web
Daily spending limit
Tangem Card: $10,000 / day
Oobit Card: $10,000 / day
Plasma One Card: Dynamic / shown in app
Tria Card: Dynamic / collateral-based; marketing claims up to $1,000,000/day
Monthly spending limit
Tangem Card: No current monthly POS amount is published; up to 1,000 POS transactions per month
Oobit Card: No universal monthly card-spend limit published
Plasma One Card: Dynamic / shown in app
Tria Card: Dynamic / collateral-based; marketing claims up to $1,000,000/day
ATM limit
Tangem Card: $250 / withdrawal
Oobit Card: $250 / withdrawal
Plasma One Card: $500 / withdrawal
Tria Card: $750 / 24 hours
05

Money in & out

Networks
Tangem Card: Polygon, BNB Smart Chain, Base, Arbitrum
Oobit Card: Ethereum, BNB Smart Chain, Solana, Polygon, Optimism +1
Plasma One Card: Plasma, Ethereum, Solana, Tron, Polygon +6
Tria Card: Ethereum, Polygon, Base, Arbitrum, Optimism +3
Stablecoin deposits
Tangem Card: USDC, USDT
Oobit Card: Not disclosed
Plasma One Card: USDT, USDC, USDG, USDe, PYUSD +2
Tria Card: USDC, USDT
Other crypto deposits
Tangem Card: Not disclosed
Oobit Card: Not disclosed
Plasma One Card: ETH, WBTC, HYPE, WETH, cbBTC +7
Tria Card: BTC, ETH, SOL
Fiat deposits
Tangem Card: USD ACH deposit, USD Fedwire deposit
Oobit Card: Not disclosed
Plasma One Card: USD virtual account, EUR / GBP virtual accounts, MXN / BRL local rails +1
Tria Card: Not disclosed
Crypto transfers
Tangem Card: Stablecoin withdrawal to Tangem Wallet
Oobit Card: Not disclosed
Plasma One Card: Plasma mainnet sends
Tria Card: Wallet crypto transfers
Internal transfers
Tangem Card: Not disclosed
Oobit Card: Oobit Pay Friends
Plasma One Card: Plasma One usernames
Tria Card: Not disclosed
Bank transfers
Tangem Card: USD ACH withdrawal, USD Fedwire withdrawal
Oobit Card: Crypto-to-bank payout
Plasma One Card: Virtual account withdrawals
Tria Card: Not disclosed
Payout currencies
Tangem Card: USD, USDC
Oobit Card: USD, EUR, GBP, INR, TRY +7
Plasma One Card: USD, EUR, GBP, MXN, BRL +1
Tria Card: Not disclosed
06

Earn

Advertised APY
Tangem Card: Not offered
Oobit Card: Not offered
Plasma One Card: Up to 5% APY
Tria Card: Up to 15% APY
How it works
Tangem Card: Not offered
Oobit Card: Not offered
Plasma One Card: Optional earn vault
Tria Card: Optional earn vault
Separate deposit
Tangem Card: Not offered
Oobit Card: Not offered
Plasma One Card: Yes
Tria Card: Not disclosed
Use balance for spending
Tangem Card: Not offered
Oobit Card: Not offered
Plasma One Card: No
Tria Card: Not disclosed
Lock-up
Tangem Card: Not offered
Oobit Card: Not offered
Plasma One Card: No
Tria Card: No
07

Trust & sources

Custody
Tangem Card: Hybrid custody
Oobit Card: Hybrid custody
Plasma One Card: Self-custody
Tria Card: Self-custody
Control until payment
Tangem Card: You keep control
Oobit Card: You keep control
Plasma One Card: You keep control
Tria Card: You keep control
Card issuer
Tangem Card: Third National
Oobit Card: ThirdNational
Plasma One Card: Rain, Third National
Tria Card: Nimbus, LLC, Third National
Card processing
Tangem Card: Paera LLC
Oobit Card: Not disclosed
Plasma One Card: 0x
Tria Card: Not disclosed
Custody / key management
Tangem Card: Not disclosed
Oobit Card: Not disclosed
Plasma One Card: Privy, Veda
Tria Card: Not disclosed
Deposits & withdrawals
Tangem Card: Not disclosed
Oobit Card: Not disclosed
Plasma One Card: Bridge, Bridge Ventures LLC
Tria Card: Not disclosed
Identity verification
Tangem Card: Sumsub
Oobit Card: Not disclosed
Plasma One Card: Not disclosed
Tria Card: Not disclosed
Programme operator
Tangem Card: Not disclosed
Oobit Card: Not disclosed
Plasma One Card: Plasma
Tria Card: Threely Dimensions Inc.
Official sources
Tangem Card: 20
Oobit Card: 16
Plasma One Card: 12
Tria Card: 21
Last reviewed
Tangem Card: Oct 17, 2026
Oobit Card: Oct 20, 2026
Plasma One Card: Oct 18, 2026
Tria Card: Sep 30, 2026

Sign-up Offers

Plasma One Core Visa Signature card design

Plasma One Card

Partner offer

Get $10

$100 in eligible purchases at 2+ merchants within 14 days of redeeming the code.

$10 spend credit; cannot be withdrawn.

Excludes ID-document countries Nigeria, Bangladesh and Kenya. Eligible purchases must settle.

Offer details & conditions

Join Plasma One through this referral link.

Join as a new user through the link, complete identity verification and activate a card.

Spend $100 on qualifying card purchases at two or more distinct merchants within 14 days of code redemption.

The $10 reward is card spend credit, not withdrawable cash.

CARDGD is a separate access code; 4E7CQV is the referral code.

The invited user's identity-document country must not be Nigeria, Bangladesh or Kenya. Only settled eligible purchases count.

If the referral code is not applied from the link, enter it during signup.4E7CQV

CARDGD is a separate access code. Check the current referral conditions in the Plasma One app before spending. The $10 spend credit is paid on the following Thursday after qualifying purchases settle; pending authorizations, refunds and wallet transfers do not count.

Get Plasma OneRead review
See other offers

Partner links may earn us a commission. They never affect scores or rankings. Affiliate disclosure

Using the comparison

Compare cards FAQ

Can I compare more than two cards on my phone?

Yes. Select up to four cards. On a phone, two cards appear side by side. Tap the left or right card menu to show another selected card; the rest stay in your comparison.

How do I add or replace a card?

Open Change cards, choose two to four cards and apply your selection. The same control stays beside the section menu as you scroll through the table.

Which plan do the cashback figures describe?

Entry-plan and top-plan rewards have separate rows, with the plan name shown for each. A headline maximum can apply to a bonus category rather than every purchase. The info icons beside the figures show their qualifying terms.

What is the difference between the cashback caps?

A cashback cap limits the rewards you earn. A full-rate spend cap limits the purchases earning a particular rate; a lower rate may apply afterwards. A redemption cap limits how much you can redeem. These are separate rows because they measure different things.

Does Not disclosed mean a fee is zero?

No. It means we do not have a published figure for that item. Confirmed zero fees appear as 0% or $0. Tap an info icon for plan, asset or regional conditions attached to a published fee.

Do partner offers influence the scores?

No. Scores and rankings follow our published methodology. Partner links, signup offers and commissions never change those calculations.

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