Exactly Protocol / ExaExa
66
Side-by-side card comparison
Exa vs Fuse: fees, rewards and account setup
Fuse Card has the higher Overall Score by 8 points (74 vs 66). Fuse Card also looks stronger for Cashback, Travel, Funds control, and Lowest fees. The details below show where Exa Card may still be the better personal fit.
Information checked Aug 23, 202646 official sources reviewed
01 · Make the first cut
Fuse Card is the better all-round starting point
Fuse Card has the higher Overall Score in this comparison. Exa Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallExa66Fuse74Higher score
CashbackExa19Fuse25Higher score
TravelExa61Fuse65Higher score
Funds controlExa88Fuse91Higher score
Lowest feesExa67Fuse93Higher score
TransfersExa97Fuse97Same score
Choose Exa Card if its day-to-day setup suits you
Exa Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, and Lowest fees, so compare that advantage with the features you would actually use.
- Deposited assets can earn yield
- Spend balance or borrow USDC
- Self-custody on Exactly Protocol
Choose Fuse Card if cashback and travel matter most
Fuse Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Separate USDC Card Account
- Apple Pay for in-person spend
- USD and EUR receive rails
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Exa66Fuse74
Fuse Card has the higher Overall Score by 8 points.
- Entry cost & FX
- Exa$0 plan · 1.5% FXFuse$0 plan · 0% FX
Fuse Card has the lower published FX fee (0% vs 1.5%).
- Purchase rewards
- Exa0% cashbackFuse0% cashback
Both cards show the same base cashback rate of 0%.
- Funds control
- ExaSelf-controlled walletFuseSelf-controlled wallet
Exa Card and Fuse Card use the same self-controlled wallet setup.
- Everyday access
- ExaVirtual · Apple Pay, Google PayFuseVirtual · Apple Pay
Exa Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Exa1 stablecoin · Stablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payoutFuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfers
Exa Card lists more stablecoins and ways to send money out (5 vs 3).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
66
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.5%
- ATM fee
- $1 + 0.65%
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 4 fiat
- Payout methods
- 1 crypto · 2 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 1 crypto · 2 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsExa CardOverall66Fuse CardOverall74
Exa CardOverall66Fuse CardOverall74Scores
6 fields- Overall Score
- Exa Card66Fuse Card74
- Cashback score
- Exa Card19Fuse Card25
- Travel score
- Exa Card61Fuse Card65
- Funds control score
- Exa Card88Fuse Card91
- Lowest fees score
- Exa Card67Fuse Card93
- Transfers score
- Exa Card97Fuse Card97
Strengths & trade-offs
2 fields- Strengths
- Exa CardDeposited assets can earn yield, Spend balance or borrow USDCFuse CardSeparate USDC Card Account, Apple Pay for in-person spend
- Trade-offs
- Exa CardHeavy Exactly Protocol dependency, Pay Later needs DeFi literacyFuse CardiOS and virtual-only access, Receive rails convert incoming fiat
Costs
7 fields- Plan cost
- Exa Card$0Fuse Card$0
- FX fee
- Exa Card1.5%Fuse Card0%
- Top-up fee
- Exa Card1%Fuse Card0%
- Card spending fee
- Exa CardNot disclosedFuse Card0%
- ATM fee
- Exa Card$1 + 0.65%Fuse CardNot available
- Virtual card
- Exa CardFree with Exa WalletFuse CardVirtual card purchase $0 after Bridge KYC
- Physical card
- Exa CardNot availableFuse CardNot available in captured Fuse support page
Plans
2 fields- Available plans
- Exa CardNot disclosedFuse Card1 plans: Fuse Plus
- Top cashback plan
- Exa CardNot disclosedFuse CardNot disclosed
Everyday use
8 fields- Network
- Exa CardVisaFuse CardVisa
- Card formats
- Exa CardVirtualFuse CardVirtual
- ATM withdrawals
- Exa CardAvailableFuse CardNot available
- Mobile wallets
- Exa CardApple Pay, Google PayFuse CardApple Pay
- Apps
- Exa CardiOS, Android, WebFuse CardiOS
- Daily spending limit
- Exa CardDynamic / collateral-based; exact Exa App limit shown in appFuse Card$2,000/day; $2,000/transaction
- Monthly spending limit
- Exa CardDynamic / collateral-based; exact Exa App limit shown in appFuse CardMonthly cap not disclosed; daily and transaction caps are approved
- ATM limit
- Exa Card$250/withdrawal; $1000/dayFuse CardNot available
Funding & transfers
5 fields- Networks
- Exa CardOptimismFuse CardSolana
- Crypto deposits
- Exa CardStablecoins: USDC; Other crypto: ETH, OP, WBTC, wstETHFuse CardStablecoins: USDC; Other crypto: SOL, SPL tokens
- Fiat deposits
- Exa CardUSD ACH deposit, USD wire deposit, EUR SEPA deposit, Local currency depositFuse CardUSD virtual bank account, EUR virtual bank account
- Transfers
- Exa CardStablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payoutFuse CardStablecoin transfers; ACH / SEPA bank transfers
- Payout currencies
- Exa CardUSD, EURFuse CardUSD, EUR
Rewards
3 fields- Base cashback
- Exa Card0%Fuse Card0%
- Max cashback
- Exa Card0%Fuse Card0%
- Reward currency
- Exa CardNo cashbackFuse CardNo cashback
Earn
5 fields- Advertised APY
- Exa CardUp to 0.99776% APYFuse CardNot disclosed
- How it works
- Exa CardEarn on spending balance, Borrow against collateralFuse CardOptional earn vault
- Separate deposit
- Exa CardNoFuse CardYes
- Use balance for spending
- Exa CardYesFuse CardNo
- Lock-up
- Exa CardNoFuse CardNot disclosed
Trust & availability
6 fields- Custody
- Exa CardSelf-custodyFuse CardSelf-custody
- Control until payment
- Exa CardYou keep controlFuse CardYou keep control
- Card issuer
- Exa CardThird National Bank, Third NationalFuse CardLead Bank
- Card processing
- Exa CardExa Labs SASFuse CardBridge Ventures LLC, Squads Labs
- Deposits & withdrawals
- Exa CardBridge, MantecaFuse CardNot disclosed
- Programme operator
- Exa CardExa Labs SASFuse CardBridge Ventures LLC
Sources
2 fields- Official sources
- Exa Card31Fuse Card15
- Last reviewed
- Exa CardAug 23, 2026Fuse CardAug 12, 2026
04 · The takeaway
Fuse Card is the stronger all-round choice
Fuse Card finishes ahead with an Overall Score of 74 versus 66 for Exa Card. Fuse Card has the lower published FX fee (0% vs 1.5%). Both cards show the same base cashback rate of 0%.
Exa Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Exa Card and Fuse Card use the same self-controlled wallet setup.
Exa Card lists more stablecoins and ways to send money out (5 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Exa Card and Fuse Card reviews first.
Continue with
Exa Card
Continue with
Fuse Card
05 · Common questions
Exa vs Fuse FAQ
Is Exa or Fuse better overall?
Fuse Card has the higher Overall Score (74 vs 66). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Exa or Fuse?
Fuse Card has the lower published FX fee (0% vs 1.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Exa or Fuse?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Exa and Fuse differ on custody?
Exa Card and Fuse Card use the same self-controlled wallet setup.
How current is this Exa vs Fuse comparison?
The latest information check for these two cards was August 23, 2026, using 46 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.