Fuse WalletFuse
74
Side-by-side card comparison
Fuse vs Spritz: overall score versus use-case fit
Fuse Card has the higher Overall Score by 12 points (74 vs 62). Fuse Card looks stronger for Travel, Funds control, Lowest fees, and Transfers, while Spritz Card comes out ahead for Cashback.
Information checked Aug 28, 202656 official sources reviewed
01 · Overall score versus use-case fit
Fuse Card is the better all-round starting point
Fuse Card has the higher Overall Score in this comparison. Spritz Card may be the better fit for Cashback. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallFuse74Spritz62Higher score
CashbackFuse25Spritz34Higher score
TravelFuse65Spritz46Higher score
Funds controlFuse91Spritz62Higher score
Lowest feesFuse93Spritz44Higher score
TransfersFuse97Spritz64Higher score
Choose Fuse Card if travel and funds control matter most
Fuse Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Separate USDC Card Account
- Apple Pay for in-person spend
- USD and EUR receive rails
Choose Spritz Card if cashback matters most
Spritz Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Direct crypto card top-up
- Both major phone wallets
- 154-country virtual access
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Fuse74Spritz62
Fuse Card has the higher Overall Score by 12 points.
- Entry cost & FX
- Fuse$0 plan · 0% FXSpritz$0 plan · Exact Spritz markup not disclosed; local exchange and conversion rates may apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Fuse0% cashbackSpritz0% base · up to 5%
Both cards show the same base cashback rate of 0%.
- Funds control
- FuseSelf-controlled walletSpritzHybrid custody
Fuse Card uses a self-controlled wallet setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- FuseVirtual · Apple PaySpritzVirtual + Physical · Apple Pay, Google Pay
Spritz Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Fuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfersSpritz0 stablecoins · Wallet-to-bank Off-Ramp
Fuse Card lists more stablecoins and ways to send money out (3 vs 1).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 1 crypto · 2 fiat
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- Exact Spritz markup not disclosed; local exchange and conversion rates may apply
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 4 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsFuse CardOverall74Spritz CardOverall62
Fuse CardOverall74Spritz CardOverall62Scores
6 fields- Overall Score
- Fuse Card74Spritz Card62
- Cashback score
- Fuse Card25Spritz Card34
- Travel score
- Fuse Card65Spritz Card46
- Funds control score
- Fuse Card91Spritz Card62
- Lowest fees score
- Fuse Card93Spritz Card44
- Transfers score
- Fuse Card97Spritz Card64
Strengths & trade-offs
2 fields- Strengths
- Fuse CardSeparate USDC Card Account, Apple Pay for in-person spendSpritz CardDirect crypto card top-up, Both major phone wallets
- Trade-offs
- Fuse CardiOS and virtual-only access, Receive rails convert incoming fiatSpritz CardATM use is not verified, Top-up fees vary by route
Costs
7 fields- Plan cost
- Fuse Card$0Spritz Card$0
- FX fee
- Fuse Card0%Spritz CardExact Spritz markup not disclosed; local exchange and conversion rates may apply
- Top-up fee
- Fuse Card0%Spritz Card1–3%
- Card spending fee
- Fuse Card0%Spritz Card0%
- ATM fee
- Fuse CardNot availableSpritz CardNot disclosed
- Virtual card
- Fuse CardVirtual card purchase $0 after Bridge KYCSpritz CardNot disclosed
- Physical card
- Fuse CardNot available in captured Fuse support pageSpritz CardNot disclosed
Plans
2 fields- Available plans
- Fuse Card1 plans: Fuse PlusSpritz CardNot disclosed
- Top cashback plan
- Fuse CardNot disclosedSpritz CardNot disclosed
Everyday use
8 fields- Network
- Fuse CardVisaSpritz CardVisa
- Card formats
- Fuse CardVirtualSpritz CardVirtual, Physical
- ATM withdrawals
- Fuse CardNot availableSpritz CardNot disclosed
- Mobile wallets
- Fuse CardApple PaySpritz CardApple Pay, Google Pay
- Apps
- Fuse CardiOSSpritz CardiOS
- Daily spending limit
- Fuse Card$2,000/day; $2,000/transactionSpritz CardNo provider-published daily spend cap
- Monthly spending limit
- Fuse CardMonthly cap not disclosed; daily and transaction caps are approvedSpritz CardNot disclosed
- ATM limit
- Fuse CardNot availableSpritz CardNot verified for the current no-PIN card
Funding & transfers
5 fields- Networks
- Fuse CardSolanaSpritz CardArbitrum, Avalanche, Base, Bitcoin, BNB Chain, Dash +6
- Crypto deposits
- Fuse CardStablecoins: USDC; Other crypto: SOL, SPL tokensSpritz CardOther crypto: Crypto top-up
- Fiat deposits
- Fuse CardUSD virtual bank account, EUR virtual bank accountSpritz CardNot disclosed
- Transfers
- Fuse CardStablecoin transfers; ACH / SEPA bank transfersSpritz CardWallet-to-bank Off-Ramp
- Payout currencies
- Fuse CardUSD, EURSpritz CardUSD, CAD, GBP, EUR
Rewards
3 fields- Base cashback
- Fuse Card0%Spritz Card0%
- Max cashback
- Fuse Card0%Spritz Card5%
- Reward currency
- Fuse CardNo cashbackSpritz CardSpritz Credits
Earn
5 fields- Advertised APY
- Fuse CardNot disclosedSpritz CardNot offered
- How it works
- Fuse CardOptional earn vaultSpritz CardNot offered
- Separate deposit
- Fuse CardYesSpritz CardNot offered
- Use balance for spending
- Fuse CardNoSpritz CardNot offered
- Lock-up
- Fuse CardNot disclosedSpritz CardNot offered
Trust & availability
5 fields- Custody
- Fuse CardSelf-custodySpritz CardHybrid custody
- Control until payment
- Fuse CardYou keep controlSpritz CardProvider controls funds
- Card issuer
- Fuse CardLead BankSpritz CardNot disclosed
- Card processing
- Fuse CardBridge Ventures LLC, Squads LabsSpritz CardRain
- Programme operator
- Fuse CardBridge Ventures LLCSpritz CardNot disclosed
Sources
2 fields- Official sources
- Fuse Card15Spritz Card41
- Last reviewed
- Fuse CardAug 12, 2026Spritz CardAug 28, 2026
04 · The trade-off
Fuse Card is the stronger all-round choice
Fuse Card finishes ahead with an Overall Score of 74 versus 62 for Spritz Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Both cards show the same base cashback rate of 0%.
Spritz Card still comes out ahead for Cashback, which may matter more than the overall result if that is how you plan to use the card. Fuse Card uses a self-controlled wallet setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Fuse Card lists more stablecoins and ways to send money out (3 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fuse Card and Spritz Card reviews first.
Continue with
Fuse Card
Continue with
Spritz Card
05 · Common questions
Fuse vs Spritz FAQ
Is Fuse or Spritz better overall?
Fuse Card has the higher Overall Score (74 vs 62). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Fuse or Spritz?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Fuse or Spritz?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Fuse and Spritz differ on custody?
Fuse Card uses a self-controlled wallet setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Fuse vs Spritz comparison?
The latest information check for these two cards was August 28, 2026, using 56 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.