Side-by-side card comparison

Fuse vs Tria: overall score versus use-case fit

Fuse Card has the higher Overall Score by 7 points (74 vs 67). Fuse Card looks stronger for Travel, Lowest fees, and Transfers, while Tria Card comes out ahead for Cashback.

Information checked Aug 25, 202636 official sources reviewed

01 · Overall score versus use-case fit

Fuse Card is the better all-round starting point

Fuse Card has the higher Overall Score in this comparison. Tria Card may be the better fit for Cashback. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallFuse74Tria67Higher score
CashbackFuse25Tria45Higher score
TravelFuse65Tria62Higher score
Funds controlFuse91Tria91Same score
Lowest feesFuse93Tria51Higher score
TransfersFuse97Tria63Higher score

Choose Fuse Card if travel and lowest fees matter most

Fuse Card comes out ahead for Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Separate USDC Card Account
  • Apple Pay for in-person spend
  • USD and EUR receive rails

Choose Tria Card if cashback matters most

Tria Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Self-custody wallet linked to card spend
  • Physical, virtual and phone-wallet access
  • Higher tiers raise caps and perks

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Fuse74
Tria67

Fuse Card has the higher Overall Score by 7 points.

Entry cost & FX
Fuse$0 plan · 0% FX
Tria$25/year plan · 0–3% FX

Fuse Card has the lower starting plan cost ($0 vs $25/year).

Purchase rewards
Fuse0% cashback
Tria1.5% base · up to 6%

Tria Card has the higher published base cashback rate (1.5% vs 0%).

Funds control
FuseSelf-controlled wallet
TriaSelf-controlled wallet

Fuse Card and Tria Card use the same self-controlled wallet setup.

Everyday access
FuseVirtual · Apple Pay
TriaVirtual + Physical · Apple Pay, Google Pay

Tria Card lists more card formats and phone-wallet options (4 vs 2).

Money movement
Fuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfers
Tria2 stablecoins · Stablecoin transfers

Both cards list the same number of stablecoins and ways to send money out.

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
0%
Plan cost
$0
FX fee
0%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay
Receive methods
3 crypto · 2 fiat
Payout methods
1 crypto · 2 fiat
Cashback
1.5%-6%
Plan cost
$25/year
FX fee
0–3%
ATM fee
Up to $2 + 3%; inquiry/decline up to $2
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
5 crypto · 0 fiat
Payout methods
5 crypto · 0 fiat

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Fuse CardOverall74
Tria CardOverall67
01

Scores

6 fields
Overall Score
Fuse Card
74
Tria Card
67
Cashback score
Fuse Card
25
Tria Card
45
Travel score
Fuse Card
65
Tria Card
62
Funds control score
Fuse Card
91
Tria Card
91
Lowest fees score
Fuse Card
93
Tria Card
51
Transfers score
Fuse Card
97
Tria Card
63
02

Strengths & trade-offs

2 fields
Strengths
Fuse Card
Separate USDC Card Account, Apple Pay for in-person spend
Tria Card
Self-custody wallet linked to card spend, Physical, virtual and phone-wallet access
Trade-offs
Fuse Card
iOS and virtual-only access, Receive rails convert incoming fiat
Tria Card
Entry tier is paid, Funding and FX use separate fee layers
03

Costs

7 fields
Plan cost
Fuse Card
$0
Tria Card
$25/year
FX fee
Fuse Card
0%
Tria Card
0–3%
Top-up fee
Fuse Card
0%
Tria Card
1%
Card spending fee
Fuse Card
0%
Tria Card
Not disclosed
ATM fee
Fuse Card
Not available
Tria Card
Up to $2 + 3%; inquiry/decline up to $2
Virtual card
Fuse Card
Virtual card purchase $0 after Bridge KYC
Tria Card
$25/year Virtual membership; issued after payment and KYC
Physical card
Fuse Card
Not available in captured Fuse support page
Tria Card
Signature $109/year PVC card + virtual; Premium $250/year metal card + virtual; shipping is country/batch gated
04

Plans

2 fields
Available plans
Fuse Card
1 plans: Fuse Plus
Tria Card
3 plans: Virtual, Signature, Premium
Top cashback plan
Fuse Card
Not disclosed
Tria Card
Premium: 6%
05

Everyday use

8 fields
Network
Fuse Card
Visa
Tria Card
Visa
Card formats
Fuse Card
Virtual
Tria Card
Virtual, Physical
ATM withdrawals
Fuse Card
Not available
Tria Card
Available
Mobile wallets
Fuse Card
Apple Pay
Tria Card
Apple Pay, Google Pay
Apps
Fuse Card
iOS
Tria Card
iOS, Android, Web
Daily spending limit
Fuse Card
$2,000/day; $2,000/transaction
Tria Card
Dynamic / collateral-based; marketing claims up to $1,000,000/day
Monthly spending limit
Fuse Card
Monthly cap not disclosed; daily and transaction caps are approved
Tria Card
Dynamic / collateral-based; marketing claims up to $1,000,000/day
ATM limit
Fuse Card
Not available
Tria Card
$750/withdrawal; 3 withdrawals/24h
06

Funding & transfers

5 fields
Networks
Fuse Card
Solana
Tria Card
Ethereum, Polygon, Base, Arbitrum, Optimism, BSC +2
Crypto deposits
Fuse Card
Stablecoins: USDC; Other crypto: SOL, SPL tokens
Tria Card
Stablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL
Fiat deposits
Fuse Card
USD virtual bank account, EUR virtual bank account
Tria Card
Not disclosed
Transfers
Fuse Card
Stablecoin transfers; ACH / SEPA bank transfers
Tria Card
Stablecoin transfers
Payout currencies
Fuse Card
USD, EUR
Tria Card
Not disclosed
07

Rewards

3 fields
Base cashback
Fuse Card
0%
Tria Card
1.5%
Max cashback
Fuse Card
0%
Tria Card
6%
Reward currency
Fuse Card
No cashback
Tria Card
USDC and/or USDT stablecoins cashback
08

Earn

5 fields
Advertised APY
Fuse Card
Not disclosed
Tria Card
Up to 15% APY
How it works
Fuse Card
Optional earn vault
Tria Card
Optional earn vault
Separate deposit
Fuse Card
Yes
Tria Card
Not disclosed
Use balance for spending
Fuse Card
No
Tria Card
Not disclosed
Lock-up
Fuse Card
Not disclosed
Tria Card
No
09

Trust & availability

5 fields
Custody
Fuse Card
Self-custody
Tria Card
Self-custody
Control until payment
Fuse Card
You keep control
Tria Card
You keep control
Card issuer
Fuse Card
Lead Bank
Tria Card
Nimbus, LLC, Third National
Card processing
Fuse Card
Bridge Ventures LLC, Squads Labs
Tria Card
Not disclosed
Programme operator
Fuse Card
Bridge Ventures LLC
Tria Card
Threely Dimensions Inc.
10

Sources

2 fields
Official sources
Fuse Card
15
Tria Card
21
Last reviewed
Fuse Card
Aug 12, 2026
Tria Card
Aug 25, 2026

04 · The trade-off

Fuse Card is the stronger all-round choice

Fuse Card finishes ahead with an Overall Score of 74 versus 67 for Tria Card. Fuse Card has the lower starting plan cost ($0 vs $25/year). Tria Card has the higher published base cashback rate (1.5% vs 0%).

Tria Card still comes out ahead for Cashback, which may matter more than the overall result if that is how you plan to use the card. Fuse Card and Tria Card use the same self-controlled wallet setup.

Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fuse Card and Tria Card reviews first.

05 · Common questions

Fuse vs Tria FAQ

Is Fuse or Tria better overall?

Fuse Card has the higher Overall Score (74 vs 67). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Fuse or Tria?

Fuse Card has the lower starting plan cost ($0 vs $25/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Fuse or Tria?

Tria Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Fuse and Tria differ on custody?

Fuse Card and Tria Card use the same self-controlled wallet setup.

How current is this Fuse vs Tria comparison?

The latest information check for these two cards was August 25, 2026, using 36 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace