KartaKarta Personal
62
Side-by-side card comparison
Karta Personal vs MEXC Global: overall score versus use-case fit
MEXC Global Card has the higher Overall Score by 10 points (72 vs 62). Karta Personal Card looks stronger for Funds control and Transfers, while MEXC Global Card comes out ahead for Cashback, Travel, and Lowest fees.
Information checked Oct 3, 202646 official sources reviewed
01 · Overall score versus use-case fit
MEXC Global Card is the better all-round starting point
MEXC Global Card has the higher Overall Score in this comparison. Karta Personal Card may be the better fit for Funds control and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKarta Personal62MEXC Global72Higher score
CashbackKarta Personal15MEXC Global64Higher score
TravelKarta Personal47MEXC Global57Higher score
Funds controlKarta Personal92MEXC Global46Higher score
Lowest feesKarta Personal55MEXC Global78Higher score
TransfersKarta Personal91MEXC Global83Higher score
Choose Karta Personal Card if funds control and transfers matter most
Karta Personal Card comes out ahead for Funds control and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- USDT and USDC deposits across multiple networks
- Apple Pay, Google Pay and contactless ATM access
- Live multi-network crypto payouts
Choose MEXC Global Card if cashback and travel matter most
MEXC Global Card comes out ahead for Cashback, Travel, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- No provider FX or conversion markup
- 4% promotional Standard cashback
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Karta Personal62MEXC Global72
MEXC Global Card has the higher Overall Score by 10 points.
- Entry cost & FX
- Karta Personal$0 plan · 1–3% FXMEXC Global$0 plan · 0% FX
MEXC Global Card has the lower published FX fee (0% vs 1–3%).
- Purchase rewards
- Karta Personal0% cashbackMEXC Global4% base · up to 10%
MEXC Global Card has the higher published base cashback rate (4% vs 0%).
- Funds control
- Karta PersonalSelf-controlled walletMEXC GlobalCustodial balance
Karta Personal Card uses a self-controlled wallet setup, while MEXC Global Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Karta PersonalVirtual · Apple Pay, Google PayMEXC GlobalVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Karta Personal3 stablecoins · Stablecoin transfers; Karta-to-Karta transfer; Bank payoutMEXC Global1 stablecoin · Stablecoin transfers; MEXC User internal transfer; MEXC account EUR SEPA withdrawal, MEXC account USD SWIFT withdrawal
Karta Personal Card lists more stablecoins and ways to send money out (6 vs 5).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1–3%
- ATM fee
- USD 1 + 2.5% per successful contactless withdrawal; USD 1 for a declined attempt
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 7 fiat
- Payout methods
- 5 crypto · 0 fiat
- Cashback
- 4%-10%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 2 fiat
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03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsKarta Personal CardOverall62MEXC Global CardOverall72
Karta Personal CardOverall62MEXC Global CardOverall72Scores
6 fields- Overall Score
- Karta Personal Card62MEXC Global Card72
- Cashback score
- Karta Personal Card15MEXC Global Card64
- Travel score
- Karta Personal Card47MEXC Global Card57
- Funds control score
- Karta Personal Card92MEXC Global Card46
- Lowest fees score
- Karta Personal Card55MEXC Global Card78
- Transfers score
- Karta Personal Card91MEXC Global Card83
Strengths & trade-offs
2 fields- Strengths
- Karta Personal CardUSDT and USDC deposits across multiple networks, Apple Pay, Google Pay and contactless ATM accessMEXC Global CardApple Pay and Google Pay, No provider FX or conversion markup
- Trade-offs
- Karta Personal CardSeveral separate foreign-payment charges, Telegram Mini App is the only app surfaceMEXC Global CardOpaque M-Score point accrual, Virtual card only
Costs
7 fields- Plan cost
- Karta Personal Card$0MEXC Global Card$0
- FX fee
- Karta Personal Card1–3%MEXC Global Card0%
- Top-up fee
- Karta Personal CardFree on Polygon, Base, Optimism, BNB Smart Chain, Arbitrum, Solana and Ethereum; 5.90 USDT on TRC-20MEXC Global Card0%
- Card spending fee
- Karta Personal Card1.5%MEXC Global Card1%
- ATM fee
- Karta Personal CardUSD 1 + 2.5% per successful contactless withdrawal; USD 1 for a declined attemptMEXC Global CardNot available
- Virtual card
- Karta Personal Card5 USDT one-timeMEXC Global CardCurrently free; standard advertised price USD 20. Offer expiry unclear.
- Physical card
- Karta Personal Card99 USDT plastic / 299 USDT Metal LED preorderMEXC Global CardUnavailable
Plans
2 fields- Available plans
- Karta Personal CardNot disclosedMEXC Global Card3 plans: Standard, Premier, Elite
- Top cashback plan
- Karta Personal CardNot disclosedMEXC Global CardElite: 10%
Everyday use
8 fields- Network
- Karta Personal CardVisaMEXC Global CardVisa
- Card formats
- Karta Personal CardVirtualMEXC Global CardVirtual
- ATM withdrawals
- Karta Personal CardAvailableMEXC Global CardNot available
- Mobile wallets
- Karta Personal CardApple Pay, Google PayMEXC Global CardApple Pay, Google Pay
- Apps
- Karta Personal CardNo app listedMEXC Global CardiOS, Android, Web
- Daily spending limit
- Karta Personal Card$25,000 per transaction; no universal daily amount publishedMEXC Global CardUSD 1,000,000 per day
- Monthly spending limit
- Karta Personal CardNot publicly disclosed; limits are dynamicMEXC Global CardMonthly amount unclear; 2,500 transactions/month.
- ATM limit
- Karta Personal Card$250 per contactless withdrawal; maximum 3 attempts per rolling 24hMEXC Global CardNot available for current virtual card.
Funding & transfers
5 fields- Networks
- Karta Personal CardPolygon, Base, Optimism, BNB Smart Chain, Arbitrum, Solana +17MEXC Global CardNot disclosed
- Crypto deposits
- Karta Personal CardStablecoins: USDT, USDCMEXC Global CardStablecoins: USDT
- Fiat deposits
- Karta Personal CardUSD ACH, USD SWIFT, USD Domestic wire, EUR SEPA +3MEXC Global CardMEXC account EUR deposit, MEXC account USD deposit
- Transfers
- Karta Personal CardStablecoin transfers; Karta-to-Karta transfer; Bank payoutMEXC Global CardStablecoin transfers; MEXC User internal transfer; MEXC account EUR SEPA withdrawal, MEXC account USD SWIFT withdrawal
- Payout currencies
- Karta Personal CardNot disclosedMEXC Global CardEUR, USD
Rewards
3 fields- Base cashback
- Karta Personal Card0%MEXC Global Card4%
- Max cashback
- Karta Personal Card0%MEXC Global Card10%
- Reward currency
- Karta Personal CardNo cashbackMEXC Global CardUSDT
Earn
5 fields- Advertised APY
- Karta Personal CardNot offeredMEXC Global CardNot disclosed
- How it works
- Karta Personal CardNot offeredMEXC Global CardOptional earn vault
- Separate deposit
- Karta Personal CardNot offeredMEXC Global CardYes
- Use balance for spending
- Karta Personal CardNot offeredMEXC Global CardNot disclosed
- Lock-up
- Karta Personal CardNot offeredMEXC Global CardNot disclosed
Trust & availability
6 fields- Custody
- Karta Personal CardSelf-custodyMEXC Global CardCustodial
- Control until payment
- Karta Personal CardYou keep controlMEXC Global CardProvider controls funds
- Card issuer
- Karta Personal CardNimbus LLC d/b/a Third NationalMEXC Global CardNot disclosed
- Custody / key management
- Karta Personal CardPrivyMEXC Global CardNot disclosed
- Identity verification
- Karta Personal CardSumsubMEXC Global CardNot disclosed
- Programme operator
- Karta Personal CardKarta Finance, Inc.MEXC Global CardNot disclosed
Sources
2 fields- Official sources
- Karta Personal Card25MEXC Global Card21
- Last reviewed
- Karta Personal CardSep 5, 2026MEXC Global CardOct 3, 2026
04 · The trade-off
MEXC Global Card is the stronger all-round choice
MEXC Global Card finishes ahead with an Overall Score of 72 versus 62 for Karta Personal Card. MEXC Global Card has the lower published FX fee (0% vs 1–3%). MEXC Global Card has the higher published base cashback rate (4% vs 0%).
Karta Personal Card still comes out ahead for Funds control and Transfers, which may matter more than the overall result if that is how you plan to use the card. Karta Personal Card uses a self-controlled wallet setup, while MEXC Global Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Karta Personal Card lists more stablecoins and ways to send money out (6 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Karta Personal Card and MEXC Global Card reviews first.
Continue with
Karta Personal Card
Continue with
MEXC Global Card
05 · Common questions
Karta Personal vs MEXC Global FAQ
Is Karta Personal or MEXC Global better overall?
MEXC Global Card has the higher Overall Score (72 vs 62). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Karta Personal or MEXC Global?
MEXC Global Card has the lower published FX fee (0% vs 1–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Karta Personal or MEXC Global?
MEXC Global Card has the higher published base cashback rate (4% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Karta Personal and MEXC Global differ on custody?
Karta Personal Card uses a self-controlled wallet setup, while MEXC Global Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Karta Personal vs MEXC Global comparison?
The latest information check for these two cards was October 3, 2026, using 46 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.