MEXCMEXC Global
72
Side-by-side card comparison
MEXC Global vs Decaf
MEXC Global Card has the higher Overall Score by 8 points (72 vs 64). MEXC Global Card looks stronger for Cashback, Lowest fees, and Transfers, while Decaf Card comes out ahead for Travel and Funds control.
Latest check Oct 19, 202642 official sources reviewed
MEXC Global Card
Best fit
- Using USDT from MEXC to fund online and phone-wallet Visa purchases.
- Foreign purchases at Visa rates without an added MEXC FX markup.
- 4% promo USDT cashback at M-Score 350–599, capped at 100 USDT/month.
Before you choose
- Standard purchases cost 1%; the temporary fee waiver has no confirmed end.
- M-Score's earning formula is unpublished and promotional rewards can change.
- A separate card balance is required; physical cards and ATMs are unavailable.
Decaf Card
Best fit
- Spending USDC received on Solana or Stellar through a separate card load.
- Using the virtual Visa for Apple Pay and Google Pay purchases.
- Receiving bank payments as USDC before allocating funds to the card.
Before you choose
- Virtual issuance costs $5; physical cards cost $10–$90 by region.
- US international fees are 1%; the non-USD international FX ceiling is 2%.
- Card collateral can be liquidated; US withdrawals require prior notice.
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Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsMEXC Global CardOverall72Decaf CardOverall64
MEXC Global CardOverall72Decaf CardOverall64Scores
- Overall Score
- MEXC Global Card72Decaf Card64
- Cashback score
- MEXC Global Card64Decaf Card29
- Travel score
- MEXC Global Card57Decaf Card60
- Funds control score
- MEXC Global Card46Decaf Card63
- Lowest fees score
- MEXC Global Card78Decaf Card57
- Transfers score
- MEXC Global Card83Decaf Card70
Costs
- Plan cost
- MEXC Global Card$0Decaf Card$0
- FX fee
- MEXC Global Card0%Decaf Card1–2%
- Top-up fee
- MEXC Global Card0%Decaf CardCard-load fee unknown; parent-account bank deposits have separate charges
- Card spending fee
- MEXC Global Card1%Decaf CardNot disclosed
- ATM fee
- MEXC Global CardNot availableDecaf Card0% Decaf markup
- Virtual card
- MEXC Global CardCurrently free; standard advertised price USD 20. Offer expiry unclear.Decaf Card$5
- Physical card
- MEXC Global CardUnavailableDecaf Card$90 international / $10 US
Plans
- Available plans
- MEXC Global Card3 plans: Standard, Premier, EliteDecaf CardNot disclosed
- Top cashback plan
- MEXC Global CardElite: 10%Decaf CardNot disclosed
Everyday use
- Network
- MEXC Global CardVisaDecaf CardVisa
- Card formats
- MEXC Global CardVirtualDecaf CardVirtual, Physical
- ATM withdrawals
- MEXC Global CardNot availableDecaf CardNot disclosed
- Mobile wallets
- MEXC Global CardApple Pay, Google PayDecaf CardApple Pay, Google Pay
- Apps
- MEXC Global CardiOS, Android, WebDecaf CardiOS, Android, Web
- Daily spending limit
- MEXC Global CardUSD 1,000,000 per dayDecaf CardNot disclosed
- Monthly spending limit
- MEXC Global CardMonthly amount unclear; 2,500 transactions/month.Decaf CardNot disclosed
- ATM limit
- MEXC Global CardNot available for current virtual card.Decaf Card$250 per withdrawal; up to 3 withdrawals daily
Funding & transfers
- Networks
- MEXC Global CardNot disclosedDecaf CardSolana, Stellar
- Crypto deposits
- MEXC Global CardStablecoins: USDTDecaf CardStablecoins: USDC
- Fiat deposits
- MEXC Global CardMEXC account EUR deposit, MEXC account USD depositDecaf CardUSD, EUR and MXN account receipts
- Transfers
- MEXC Global CardStablecoin transfers; MEXC User internal transfer; MEXC account EUR SEPA withdrawal, MEXC account USD SWIFT withdrawalDecaf CardParent-account bank withdrawals, MoneyGram cash pickup
- Payout currencies
- MEXC Global CardEUR, USDDecaf CardUSD, EUR, MXN, COP, BRL, ARS, VES
Rewards
- Base cashback
- MEXC Global Card4%Decaf CardNot disclosed
- Max cashback
- MEXC Global Card10%Decaf CardNot disclosed
- Reward currency
- MEXC Global CardUSDTDecaf CardNot disclosed
Earn
- Advertised APY
- MEXC Global CardNot disclosedDecaf CardNot disclosed
- How it works
- MEXC Global CardOptional earn vaultDecaf CardOptional earn vault
- Separate deposit
- MEXC Global CardYesDecaf CardYes
- Use balance for spending
- MEXC Global CardNot disclosedDecaf CardNot disclosed
- Lock-up
- MEXC Global CardNot disclosedDecaf CardNot disclosed
Trust & availability
- Custody
- MEXC Global CardCustodialDecaf CardNon-custodial
- Control until payment
- MEXC Global CardProvider controls fundsDecaf CardNot disclosed
- Card issuer
- MEXC Global CardNot disclosedDecaf CardThird National, Inc.
- Card processing
- MEXC Global CardNot disclosedDecaf CardRain
- Deposits & withdrawals
- MEXC Global CardNot disclosedDecaf CardMoneyGram
Sources
- Official sources
- MEXC Global Card21Decaf Card21
- Last reviewed
- MEXC Global CardOct 3, 2026Decaf CardOct 19, 2026
Choosing between these cards
When to choose MEXC Global or Decaf
Spending in foreign currencies
For FX on foreign-currency purchases, MEXC Global lists 0%, versus 1–2% at Decaf. Use the tariff for your country and plan; conversion fees can add to these figures.
Paying with a physical card
Decaf offers a physical card, while MEXC Global does not. For purchases that require the card itself rather than a phone wallet, consider Decaf and check its order and delivery terms.
Sending money to a bank
For bank payouts, MEXC Global has reviewed routes in EUR, USD; Decaf has routes in ARS, BRL, COP, EUR and other currencies. Choose the route for your destination currency and check its country coverage and fee.
Common questions
MEXC Global vs Decaf FAQ
Is MEXC Global or Decaf better overall?
MEXC Global Card has the higher Overall Score (72 vs 64). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MEXC Global or Decaf?
MEXC Global Card has the lower published FX fee (0% vs 1–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MEXC Global or Decaf?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MEXC Global and Decaf differ on custody?
MEXC Global Card uses a custodial balance setup, while Decaf Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MEXC Global vs Decaf comparison?
The latest information check for these two cards was October 19, 2026, using 42 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.