Brighty raises fees on bank deposits and transfers
Incoming SEPA and Faster Payments now cost 0.3% with a €10 minimum. SWIFT deposits cost 0.7% with a €50 minimum. Outgoing bank transfers also have plan-specific percentage charges and minimums.
The essentials
Update facts
- Incoming SEPA and Faster Payments; €10 minimum
- 0.3%
- Incoming SWIFT; €50 minimum
- 0.7%
- Outgoing SEPA/FPS minimum
- €10
These charges apply to the Brighty account
- Incoming SEPA and Faster Payments cost 0.3% per transaction, with a €10 minimum across One, Plus and Pro. Incoming SWIFT costs 0.7%, with a €50 minimum.
- Outgoing SEPA and Faster Payments cost €3 + 0.3% on One or €0.50 + 0.3% on Plus/Pro, with a €10 minimum on every plan.
- Outgoing SWIFT costs 0.9%, with a €50 minimum on One/Plus or €30 on Pro.
- Incoming crypto transfers still carry no Brighty provider fee. External network charges are separate. These account-rail fees are not card-purchase charges.
The cost of moving money into Brighty changed
Brighty previously listed no provider fee for incoming SEPA and Faster Payments. Its current schedule charges 0.3%, subject to a €10 minimum. The minimum for incoming SWIFT has moved from €12 to €50 while the 0.7% rate remains.
The outgoing schedule now combines a fixed amount and 0.3% for SEPA and Faster Payments. SWIFT keeps a 0.9% rate, but the minimum differs by plan.
Card limits have new published amounts
The current Brighty table lists €15,000 for every virtual Visa plan and for physical Visa on Plus and Pro. Virtual Mastercard values are €50,000, €75,000 and €100,000 for One, Plus and Pro.
Brighty labels the card limit period “Daily/Montly” in the source table. We report the amounts but do not assume a daily or monthly scoring limit from that ambiguous label.