Exa adds USD and EUR bank payouts alongside its deposit rails
Exa now documents Bridge-powered ACH, domestic US wire and SEPA payouts from USDC, with rail-specific fees and eligibility checks.
The essentials
Update facts
- ACH payout fee
- 0.4%
- Wire payout fee
- 1%
- SEPA payout fee
- 0.7%
- Bank payout currencies
- USD / EUR
What to check
- Complete the Exa and Bridge identity and route-approval checks.
- Use an eligible own-name bank account and a supported ACH, domestic US wire or SEPA route.
- Onramp availability does not guarantee that the matching payout rail is available.
- Every offramp carries its stated fee; the sponsored threshold applies to qualifying onramps, not payouts.
What changed
Exa’s current funding documentation now describes both directions of its Bridge-powered bank flow. Supported users can add USD or EUR and receive USDC, then convert USDC back to USD or EUR for an approved bank payout.
The outbound routes are ACH and domestic US wire for USD, plus SEPA for EUR. This expands the public profile from bank deposits plus crypto sends to a documented bank off-ramp.
Fees and timing
The current terms list a 0.4% fee for every ACH offramp, 1% for every domestic wire offramp and 0.7% for every SEPA offramp. ACH is described as taking one to three business days, domestic wire as same or next business day, and SEPA as one to two business days.
Qualifying onramp fees can be sponsored until the earlier of $3,000 cumulative onramp volume or 60 onramp transactions. The terms also count onramp and offramp activity toward the shared eligibility counter, but do not extend that sponsorship to payout fees.
Availability remains conditional
The bank rails depend on Exa and Bridge identity checks, jurisdiction and route approval. Having access to a deposit route does not by itself confirm access to the corresponding payout route.
Before converting funds, check that the destination account and route appear in the current Exa flow and review the displayed amount, currency and fee.