Exa adds USD and EUR bank payouts alongside its deposit rails
Exa now documents Bridge-powered ACH, domestic US wire and SEPA payouts from USDC, with rail-specific fees and eligibility checks.
The essentials
Update facts
- ACH after shared allowance
- 0.4%
- Wire payout fee
- 1%
- SEPA after shared allowance
- 0.7%
- Bank payout currencies
- USD / EUR
What to check
- Complete the Exa and Bridge identity and route-approval checks.
- Use an eligible own-name bank account and a supported ACH, domestic US wire or SEPA route.
- Onramp availability does not guarantee that the matching payout rail is available.
- Deposits and bank payouts share a sponsored allowance of $3,000 cumulative volume or 60 transactions, whichever comes first. Domestic US wires cost 1% from the first transfer.
What changed
Exa’s current funding documentation now describes both directions of its Bridge-powered bank flow. Supported users can add USD or EUR and receive USDC, then convert USDC back to USD or EUR for an approved bank payout.
The outbound routes are ACH and domestic US wire for USD, plus SEPA for EUR. This expands the public profile from bank deposits plus crypto sends to a documented bank off-ramp.
Fees and timing
After the shared sponsored allowance, ACH payouts cost 0.4% and SEPA payouts cost 0.7%. Domestic US wires are not sponsored and cost 1% from the first transfer. ACH takes one to three business days, domestic wire the same or next business day, and SEPA one to two business days.
Correction, September 6, 2026: sponsorship covers both qualifying deposits and bank payouts. Both directions consume one cumulative $3,000 or 60-transaction allowance, whichever comes first; it is not a separate allowance for each direction.
Availability remains conditional
The bank rails depend on Exa and Bridge identity checks, jurisdiction and route approval. Having access to a deposit route does not by itself confirm access to the corresponding payout route.
Before converting funds, check that the destination account and route appear in the current Exa flow and review the displayed amount, currency and fee.