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Tangem Pay adds bank withdrawals through ACH and Fedwire
Eligible Tangem Pay users can send USDC balances as USD to US bank accounts. Basic charges $1 for ACH or $11 for Fedwire; Plus waives Tangem's fee. Each withdrawal is capped at $10,000.
The essentials
Update facts
- Per-transfer maximum
- $10,000
- Basic ACH / Fedwire
- $1 / $11
- Destination restriction
- US banks
Conditions and limits
- The Bank Transfer option must be enabled for the account's KYC-verified country.
- Use a positive USDC balance on Polygon, Base or Arbitrum; USDT and BNB balances do not establish bank-withdrawal eligibility.
- Own-name, third-party and business recipients are supported, but the destination bank must be in the US. Partner or bank charges can apply.
Withdrawal fees and timing
Basic's fee is added to the payout amount: a $500 ACH withdrawal debits $501 USDC. Plus waives Tangem's transfer fee. ACH usually takes up to three business days and Fedwire up to one.
The published limit is $10,000 per transfer, with no stated daily or monthly cap. Bank location is restricted to the US; the recipient's address may be elsewhere.
Availability in the app
When the route is unavailable for the verified country, Withdraw opens the token-swap flow. An account with no positive supported USDC balance will not show an enabled bank-transfer block.