NexoNexo
65
Side-by-side card comparison
Nexo vs Fuse: overall score versus use-case fit
Fuse Card has the higher Overall Score by 9 points (74 vs 65). Nexo Card looks stronger for Cashback, while Fuse Card comes out ahead for Funds control, Lowest fees, and Transfers.
Information checked Aug 12, 202628 official sources reviewed
01 · Overall score versus use-case fit
Fuse Card is the better all-round starting point
Fuse Card has the higher Overall Score in this comparison. Nexo Card may be the better fit for Cashback. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallNexo65Fuse74Higher score
CashbackNexo41Fuse25Higher score
TravelNexo65Fuse65Same score
Funds controlNexo52Fuse91Higher score
Lowest feesNexo57Fuse93Higher score
TransfersNexo91Fuse97Higher score
Choose Nexo Card if cashback matters most
Nexo Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Choose debit spend or credit-line use
- No base monthly or annual card fee
- Virtual card works with phone wallets
Choose Fuse Card if funds control and lowest fees matter most
Fuse Card comes out ahead for Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Separate USDC Card Account
- Apple Pay for in-person spend
- USD and EUR receive rails
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Nexo65Fuse74
Fuse Card has the higher Overall Score by 9 points.
- Entry cost & FX
- Nexo$0 plan · 0.2–2.5% FXFuse$0 plan · 0% FX
Fuse Card has the lower published FX fee (0% vs 0.2–2.5%).
- Purchase rewards
- Nexo0.5% base · up to 2%Fuse0% cashback
Nexo Card has the higher published base cashback rate (0.5% vs 0%).
- Funds control
- NexoCustodial balanceFuseSelf-controlled wallet
Nexo Card uses a custodial balance setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- NexoVirtual + Physical · Apple Pay, Google PayFuseVirtual · Apple Pay
Nexo Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Nexo2 stablecoins · Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalFuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfers
Nexo Card lists more stablecoins and ways to send money out (5 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0.5%-2%
- Plan cost
- $0
- FX fee
- 0.2–2.5%
- ATM fee
- 0–2%; minimum 1.99 EUR/GBP
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 4 crypto · 3 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 1 crypto · 2 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsNexo CardOverall65Fuse CardOverall74
Nexo CardOverall65Fuse CardOverall74Scores
6 fields- Overall Score
- Nexo Card65Fuse Card74
- Cashback score
- Nexo Card41Fuse Card25
- Travel score
- Nexo Card65Fuse Card65
- Funds control score
- Nexo Card52Fuse Card91
- Lowest fees score
- Nexo Card57Fuse Card93
- Transfers score
- Nexo Card91Fuse Card97
Strengths & trade-offs
2 fields- Strengths
- Nexo CardChoose debit spend or credit-line use, No base monthly or annual card feeFuse CardSeparate USDC Card Account, Apple Pay for in-person spend
- Trade-offs
- Nexo CardSpending follows the Nexo account model, Credit Mode adds collateral riskFuse CardiOS and virtual-only access, Receive rails convert incoming fiat
Costs
7 fields- Plan cost
- Nexo Card$0Fuse Card$0
- FX fee
- Nexo Card0.2–2.5%Fuse Card0%
- Top-up fee
- Nexo CardNot disclosedFuse Card0%
- Card spending fee
- Nexo CardNot disclosedFuse Card0%
- ATM fee
- Nexo Card0–2%; minimum 1.99 EUR/GBPFuse CardNot available
- Virtual card
- Nexo CardAvailable from $50 account balanceFuse CardVirtual card purchase $0 after Bridge KYC
- Physical card
- Nexo CardFree shipping; requires more than $5,000 account balance and at least Gold tierFuse CardNot available in captured Fuse support page
Plans
2 fields- Available plans
- Nexo Card4 plans: Base, Silver, Gold, PlatinumFuse Card1 plans: Fuse Plus
- Top cashback plan
- Nexo CardPlatinum: 2%Fuse CardNot disclosed
Everyday use
8 fields- Network
- Nexo CardMastercardFuse CardVisa
- Card formats
- Nexo CardVirtual, PhysicalFuse CardVirtual
- ATM withdrawals
- Nexo CardAvailableFuse CardNot available
- Mobile wallets
- Nexo CardApple Pay, Google PayFuse CardApple Pay
- Apps
- Nexo CardiOS, Android, WebFuse CardiOS
- Daily spending limit
- Nexo Card€10,000 / £9,000/day; €10,000 / £9,000/transactionFuse Card$2,000/day; $2,000/transaction
- Monthly spending limit
- Nexo Card€60,000 / £54,000/monthFuse CardMonthly cap not disclosed; daily and transaction caps are approved
- ATM limit
- Nexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/monthFuse CardNot available
Funding & transfers
5 fields- Networks
- Nexo CardNot disclosedFuse CardSolana
- Crypto deposits
- Nexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3Fuse CardStablecoins: USDC; Other crypto: SOL, SPL tokens
- Fiat deposits
- Nexo CardNexo account bank depositFuse CardUSD virtual bank account, EUR virtual bank account
- Transfers
- Nexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalFuse CardStablecoin transfers; ACH / SEPA bank transfers
- Payout currencies
- Nexo CardEUR, GBP, USDFuse CardUSD, EUR
Rewards
3 fields- Base cashback
- Nexo Card0.5%Fuse Card0%
- Max cashback
- Nexo Card2%Fuse Card0%
- Reward currency
- Nexo CardNEXO Tokens or BTC cashbackFuse CardNo cashback
Earn
5 fields- Advertised APY
- Nexo CardUp to 13% APYFuse CardNot disclosed
- How it works
- Nexo CardEarn on spending balanceFuse CardOptional earn vault
- Separate deposit
- Nexo CardNot disclosedFuse CardYes
- Use balance for spending
- Nexo CardYesFuse CardNo
- Lock-up
- Nexo CardNoFuse CardNot disclosed
Trust & availability
5 fields- Custody
- Nexo CardCustodialFuse CardSelf-custody
- Control until payment
- Nexo CardProvider controls fundsFuse CardYou keep control
- Card issuer
- Nexo CardDiPocket UABFuse CardLead Bank
- Card processing
- Nexo CardNot disclosedFuse CardBridge Ventures LLC, Squads Labs
- Programme operator
- Nexo CardNexo Services Sp. z o.o.Fuse CardBridge Ventures LLC
Sources
2 fields- Official sources
- Nexo Card13Fuse Card15
- Last reviewed
- Nexo CardAug 5, 2026Fuse CardAug 12, 2026
04 · The trade-off
Fuse Card is the stronger all-round choice
Fuse Card finishes ahead with an Overall Score of 74 versus 65 for Nexo Card. Fuse Card has the lower published FX fee (0% vs 0.2–2.5%). Nexo Card has the higher published base cashback rate (0.5% vs 0%).
Nexo Card still comes out ahead for Cashback, which may matter more than the overall result if that is how you plan to use the card. Nexo Card uses a custodial balance setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Nexo Card lists more stablecoins and ways to send money out (5 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Nexo Card and Fuse Card reviews first.
Continue with
Nexo Card
Continue with
Fuse Card
05 · Common questions
Nexo vs Fuse FAQ
Is Nexo or Fuse better overall?
Fuse Card has the higher Overall Score (74 vs 65). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Nexo or Fuse?
Fuse Card has the lower published FX fee (0% vs 0.2–2.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Nexo or Fuse?
Nexo Card has the higher published base cashback rate (0.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Nexo and Fuse differ on custody?
Nexo Card uses a custodial balance setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Nexo vs Fuse comparison?
The latest information check for these two cards was August 12, 2026, using 28 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.