NexoNexo
65
Side-by-side card comparison
Nexo vs RedotPay: overall score versus use-case fit
RedotPay Card has the higher Overall Score by 4 points (69 vs 65). Nexo Card looks stronger for Transfers, while RedotPay Card comes out ahead for Travel, Funds control, and Lowest fees.
Information checked Aug 25, 202641 official sources reviewed
01 · Overall score versus use-case fit
RedotPay Card is the better all-round starting point
RedotPay Card has the higher Overall Score in this comparison. Nexo Card may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallNexo65RedotPay69Higher score
CashbackNexo41RedotPay41Same score
TravelNexo65RedotPay83Higher score
Funds controlNexo52RedotPay55Higher score
Lowest feesNexo57RedotPay66Higher score
TransfersNexo91RedotPay85Higher score
Choose Nexo Card if transfers matters most
Nexo Card comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Choose debit spend or credit-line use
- No base monthly or annual card fee
- Virtual card works with phone wallets
Choose RedotPay Card if travel and funds control matter most
RedotPay Card comes out ahead for Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical cards are both available
- Apple Pay and Google Pay support
- Optional Pro plan can add cashback
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Nexo65RedotPay69
RedotPay Card has the higher Overall Score by 4 points.
- Entry cost & FX
- Nexo$0 plan · 0.2–2.5% FXRedotPay$0 plan · 1.2–2% FX
RedotPay Card has the lower published FX fee (1.2–2% vs 0.2–2.5%).
- Purchase rewards
- Nexo0.5% base · up to 2%RedotPay0% base · up to 3%
Nexo Card has the higher published base cashback rate (0.5% vs 0%).
- Funds control
- NexoCustodial balanceRedotPayCustodial balance
Nexo Card and RedotPay Card use the same custodial balance setup.
- Everyday access
- NexoVirtual + Physical · Apple Pay, Google PayRedotPayVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Nexo2 stablecoins · Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalRedotPay2 stablecoins · Stablecoin transfers; RedotPay International Transfer
Nexo Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0.5%-2%
- Plan cost
- $0
- FX fee
- 0.2–2.5%
- ATM fee
- 0–2%; minimum 1.99 EUR/GBP
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 4 crypto · 3 fiat
- Cashback
- 0%-3%
- Plan cost
- $0
- FX fee
- 1.2–2%
- ATM fee
- 2–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
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03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsNexo CardOverall65RedotPay CardOverall69
Nexo CardOverall65RedotPay CardOverall69Scores
6 fields- Overall Score
- Nexo Card65RedotPay Card69
- Cashback score
- Nexo Card41RedotPay Card41
- Travel score
- Nexo Card65RedotPay Card83
- Funds control score
- Nexo Card52RedotPay Card55
- Lowest fees score
- Nexo Card57RedotPay Card66
- Transfers score
- Nexo Card91RedotPay Card85
Strengths & trade-offs
2 fields- Strengths
- Nexo CardChoose debit spend or credit-line use, No base monthly or annual card feeRedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay support
- Trade-offs
- Nexo CardSpending follows the Nexo account model, Credit Mode adds collateral riskRedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% fee
Costs
7 fields- Plan cost
- Nexo Card$0RedotPay Card$0
- FX fee
- Nexo Card0.2–2.5%RedotPay Card1.2–2%
- Top-up fee
- Nexo CardNot disclosedRedotPay CardNot disclosed
- Card spending fee
- Nexo CardNot disclosedRedotPay CardNot disclosed
- ATM fee
- Nexo Card0–2%; minimum 1.99 EUR/GBPRedotPay Card2–3%
- Virtual card
- Nexo CardAvailable from $50 account balanceRedotPay Card10 USD one-time issuance fee; non-refundable after payment
- Physical card
- Nexo CardFree shipping; requires more than $5,000 account balance and at least Gold tierRedotPay Card100 USD one-time issuance fee; non-refundable after payment
Plans
2 fields- Available plans
- Nexo Card4 plans: Base, Silver, Gold, PlatinumRedotPay Card2 plans: Regular, Pro
- Top cashback plan
- Nexo CardPlatinum: 2%RedotPay CardPro: 3%
Everyday use
8 fields- Network
- Nexo CardMastercardRedotPay CardVisa
- Card formats
- Nexo CardVirtual, PhysicalRedotPay CardVirtual, Physical
- ATM withdrawals
- Nexo CardAvailableRedotPay CardAvailable
- Mobile wallets
- Nexo CardApple Pay, Google PayRedotPay CardApple Pay, Google Pay
- Apps
- Nexo CardiOS, Android, WebRedotPay CardiOS, Android
- Daily spending limit
- Nexo Card€10,000 / £9,000/day; €10,000 / £9,000/transactionRedotPay CardNot disclosed
- Monthly spending limit
- Nexo Card€60,000 / £54,000/monthRedotPay CardNot disclosed
- ATM limit
- Nexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/monthRedotPay CardNot disclosed
Funding & transfers
5 fields- Networks
- Nexo CardNot disclosedRedotPay CardTRC20, ERC20, BEP20
- Crypto deposits
- Nexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3RedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3
- Fiat deposits
- Nexo CardNexo account bank depositRedotPay CardRedotPay account bank deposit
- Transfers
- Nexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalRedotPay CardStablecoin transfers; RedotPay International Transfer
- Payout currencies
- Nexo CardEUR, GBP, USDRedotPay CardNot disclosed
Rewards
3 fields- Base cashback
- Nexo Card0.5%RedotPay Card0%
- Max cashback
- Nexo Card2%RedotPay Card3%
- Reward currency
- Nexo CardNEXO Tokens or BTC cashbackRedotPay CardUSDs cashback
Earn
5 fields- Advertised APY
- Nexo CardUp to 13% APYRedotPay CardUp to 1% APY
- How it works
- Nexo CardEarn on spending balanceRedotPay CardOptional earn vault
- Separate deposit
- Nexo CardNot disclosedRedotPay CardYes
- Use balance for spending
- Nexo CardYesRedotPay CardNot disclosed
- Lock-up
- Nexo CardNoRedotPay CardNot disclosed
Trust & availability
5 fields- Custody
- Nexo CardCustodialRedotPay CardCustodial
- Control until payment
- Nexo CardProvider controls fundsRedotPay CardProvider controls funds
- Card issuer
- Nexo CardDiPocket UABRedotPay CardXfers Pte. Ltd.
- Card processing
- Nexo CardNot disclosedRedotPay CardRedotPay
- Programme operator
- Nexo CardNexo Services Sp. z o.o.RedotPay CardRed F. Technology Limited
Sources
2 fields- Official sources
- Nexo Card13RedotPay Card28
- Last reviewed
- Nexo CardAug 5, 2026RedotPay CardAug 25, 2026
04 · The trade-off
RedotPay Card is the stronger all-round choice
RedotPay Card finishes ahead with an Overall Score of 69 versus 65 for Nexo Card. RedotPay Card has the lower published FX fee (1.2–2% vs 0.2–2.5%). Nexo Card has the higher published base cashback rate (0.5% vs 0%).
Nexo Card still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. Nexo Card and RedotPay Card use the same custodial balance setup.
Nexo Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Nexo Card and RedotPay Card reviews first.
Continue with
Nexo Card
Continue with
RedotPay Card
05 · Common questions
Nexo vs RedotPay FAQ
Is Nexo or RedotPay better overall?
RedotPay Card has the higher Overall Score (69 vs 65). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Nexo or RedotPay?
RedotPay Card has the lower published FX fee (1.2–2% vs 0.2–2.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Nexo or RedotPay?
Nexo Card has the higher published base cashback rate (0.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Nexo and RedotPay differ on custody?
Nexo Card and RedotPay Card use the same custodial balance setup.
How current is this Nexo vs RedotPay comparison?
The latest information check for these two cards was August 25, 2026, using 41 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.