Side-by-side card comparison

OKX Global vs Coin98 Fusion: overall score versus use-case fit

OKX Card (Global) has the higher Overall Score by 22 points (82 vs 60). OKX Card (Global) looks stronger for Cashback, Funds control, Lowest fees, and Transfers, while Coin98 Fusion Card comes out ahead for Travel.

Information checked Aug 14, 202636 official sources reviewed

01 · Overall score versus use-case fit

OKX Card (Global) is the better all-round starting point

OKX Card (Global) has the higher Overall Score in this comparison. Coin98 Fusion Card may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallOKX Global82Coin98 Fusion60Higher score
CashbackOKX Global71Coin98 Fusion17Higher score
TravelOKX Global61Coin98 Fusion65Higher score
Funds controlOKX Global75Coin98 Fusion64Higher score
Lowest feesOKX Global86Coin98 Fusion72Higher score
TransfersOKX Global75Coin98 Fusion39Higher score

Choose OKX Card (Global) if cashback and funds control matter most

OKX Card (Global) comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Low documented provider costs
  • 2% default USDG cashback with higher VIP tiers
  • Visa, phone wallets and three stablecoins

Choose Coin98 Fusion Card if travel matters most

Coin98 Fusion Card comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Virtual Visa with both phone wallets
  • USDC and USDT top-ups on five networks
  • No monthly or annual card fee

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
OKX Global82
Coin98 Fusion60

OKX Card (Global) has the higher Overall Score by 22 points.

Entry cost & FX
OKX Global$0 plan · 0% OKX markup + network rate FX
Coin98 Fusion$0 plan · 1.7% foreign-currency conversion FX

OKX Card (Global) has the lower published FX fee (0% OKX markup + network rate vs 1.7% foreign-currency conversion).

Purchase rewards
OKX Global2% base · up to 10%
Coin98 Fusion0% cashback

OKX Card (Global) has the higher published base cashback rate (2% vs 0%).

Funds control
OKX GlobalHybrid custody
Coin98 FusionHybrid custody

OKX Card (Global) and Coin98 Fusion Card use the same hybrid custody setup.

Everyday access
OKX GlobalVirtual · Apple Pay, Google Pay
Coin98 FusionVirtual · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
OKX Global3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
Coin98 Fusion2 stablecoins · Not modeled

OKX Card (Global) lists more stablecoins and ways to send money out (6 vs 2).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-10%
Plan cost
$0
FX fee
0% OKX markup + network rate
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 0 fiat
Payout methods
3 crypto · 0 fiat
Cashback
0%
Plan cost
$0
FX fee
1.7% foreign-currency conversion
ATM fee
1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

OKX Card (Global)

Get 5 USDG

5 USDG after qualifying OKX Card purchases

  • Complete three qualifying, settled card transactions.
  • Each qualifying transaction must be at least $25 under the captured offer.

OKX Card promo codeJF37NBCF

Offer terms can change. The app showed 11 days remaining when captured on 2026-07-23; check the current Card Referral page before signing up.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
OKX Card (Global)Overall82
Coin98 Fusion CardOverall60
01

Scores

6 fields
Overall Score
OKX Card (Global)
82
Coin98 Fusion Card
60
Cashback score
OKX Card (Global)
71
Coin98 Fusion Card
17
Travel score
OKX Card (Global)
61
Coin98 Fusion Card
65
Funds control score
OKX Card (Global)
75
Coin98 Fusion Card
64
Lowest fees score
OKX Card (Global)
86
Coin98 Fusion Card
72
Transfers score
OKX Card (Global)
75
Coin98 Fusion Card
39
02

Strengths & trade-offs

2 fields
Strengths
OKX Card (Global)
Low documented provider costs, 2% default USDG cashback with higher VIP tiers
Coin98 Fusion Card
Virtual Visa with both phone wallets, USDC and USDT top-ups on five networks
Trade-offs
OKX Card (Global)
Virtual-only with no ATM access, Global does not mean worldwide availability
Coin98 Fusion Card
Evergreen rewards are not verified, Top-up, FX and ATM fees apply
03

Costs

7 fields
Plan cost
OKX Card (Global)
$0
Coin98 Fusion Card
$0
FX fee
OKX Card (Global)
0% OKX markup + network rate
Coin98 Fusion Card
1.7% foreign-currency conversion
Top-up fee
OKX Card (Global)
0%
Coin98 Fusion Card
1%
Card spending fee
OKX Card (Global)
Not disclosed
Coin98 Fusion Card
Not disclosed
ATM fee
OKX Card (Global)
Not available
Coin98 Fusion Card
1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
Virtual card
OKX Card (Global)
$0
Coin98 Fusion Card
USD 9 issuance/activation fee
Physical card
OKX Card (Global)
Not available
Coin98 Fusion Card
Not applicable while the physical card is under development
04

Plans

2 fields
Available plans
OKX Card (Global)
5 plans: Regular, VIP 1, VIP 2, VIP 3 +1
Coin98 Fusion Card
Not disclosed
Top cashback plan
OKX Card (Global)
VIP 4+: 10%
Coin98 Fusion Card
Not disclosed
05

Everyday use

8 fields
Network
OKX Card (Global)
Visa
Coin98 Fusion Card
Visa
Card formats
OKX Card (Global)
Virtual
Coin98 Fusion Card
Virtual
ATM withdrawals
OKX Card (Global)
Not available
Coin98 Fusion Card
Available
Mobile wallets
OKX Card (Global)
Apple Pay, Google Pay
Coin98 Fusion Card
Apple Pay, Google Pay
Apps
OKX Card (Global)
iOS, Android
Coin98 Fusion Card
iOS, Android
Daily spending limit
OKX Card (Global)
No fixed provider daily limit; user-set minimum is 1 USD, while the regional maximum appears only in-app.
Coin98 Fusion Card
No daily card-spend limit published; SGD 200,000 rolling 12-month spending limit
Monthly spending limit
OKX Card (Global)
No fixed monthly amount is published; balance and risk controls apply.
Coin98 Fusion Card
No monthly card-spend limit published; SGD 200,000 rolling 12-month spending limit
ATM limit
OKX Card (Global)
ATM withdrawals are not supported.
Coin98 Fusion Card
SGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclear
06

Funding & transfers

5 fields
Networks
OKX Card (Global)
X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1
Coin98 Fusion Card
Ethereum, Solana, Polygon, Base, Tron
Crypto deposits
OKX Card (Global)
Stablecoins: USDT, USDC, USDG
Coin98 Fusion Card
Stablecoins: USDC, USDT
Fiat deposits
OKX Card (Global)
Not disclosed
Coin98 Fusion Card
Not disclosed
Transfers
OKX Card (Global)
Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
Coin98 Fusion Card
Not disclosed
Payout currencies
OKX Card (Global)
Not disclosed
Coin98 Fusion Card
Not disclosed
07

Rewards

3 fields
Base cashback
OKX Card (Global)
2%
Coin98 Fusion Card
0%
Max cashback
OKX Card (Global)
10%
Coin98 Fusion Card
0%
Reward currency
OKX Card (Global)
USDG cashback
Coin98 Fusion Card
Not applicable
08

Earn

5 fields
Advertised APY
OKX Card (Global)
Up to 10% APY
Coin98 Fusion Card
Not offered
How it works
OKX Card (Global)
Earn on spending balance
Coin98 Fusion Card
Not offered
Separate deposit
OKX Card (Global)
No
Coin98 Fusion Card
Not offered
Use balance for spending
OKX Card (Global)
Yes
Coin98 Fusion Card
Not offered
Lock-up
OKX Card (Global)
Not disclosed
Coin98 Fusion Card
Not offered
09

Trust & availability

4 fields
Custody
OKX Card (Global)
Hybrid custody
Coin98 Fusion Card
Hybrid custody
Control until payment
OKX Card (Global)
You keep control
Coin98 Fusion Card
Provider controls funds
Card issuer
OKX Card (Global)
Xfers Pte. Ltd. (StraitsX), Bano Pty Ltd
Coin98 Fusion Card
DCS Card Centre Pte. Ltd.
Card processing
OKX Card (Global)
OKX
Coin98 Fusion Card
Not disclosed
10

Sources

2 fields
Official sources
OKX Card (Global)
13
Coin98 Fusion Card
23
Last reviewed
OKX Card (Global)
Aug 14, 2026
Coin98 Fusion Card
Aug 5, 2026

04 · The trade-off

OKX Card (Global) is the stronger all-round choice

OKX Card (Global) finishes ahead with an Overall Score of 82 versus 60 for Coin98 Fusion Card. OKX Card (Global) has the lower published FX fee (0% OKX markup + network rate vs 1.7% foreign-currency conversion). OKX Card (Global) has the higher published base cashback rate (2% vs 0%).

Coin98 Fusion Card still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. OKX Card (Global) and Coin98 Fusion Card use the same hybrid custody setup.

OKX Card (Global) lists more stablecoins and ways to send money out (6 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (Global) and Coin98 Fusion Card reviews first.

05 · Common questions

OKX Global vs Coin98 Fusion FAQ

Is OKX Global or Coin98 Fusion better overall?

OKX Card (Global) has the higher Overall Score (82 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, OKX Global or Coin98 Fusion?

OKX Card (Global) has the lower published FX fee (0% OKX markup + network rate vs 1.7% foreign-currency conversion). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, OKX Global or Coin98 Fusion?

OKX Card (Global) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do OKX Global and Coin98 Fusion differ on custody?

OKX Card (Global) and Coin98 Fusion Card use the same hybrid custody setup.

How current is this OKX Global vs Coin98 Fusion comparison?

The latest information check for these two cards was August 14, 2026, using 36 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace