OKXOKX Global
82
Side-by-side card comparison
OKX Global vs Decaf
OKX Card (Global) has the higher Overall Score by 18 points (82 vs 64). OKX Card (Global) also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Decaf Card may still be the better personal fit.
Latest check Oct 19, 202634 official sources reviewed
OKX Card (Global)
Best fit
- Using an existing OKX Pay balance for online and phone-wallet Visa payments.
- Foreign purchases with no additional OKX markup over the network rate.
- Existing OKX VIP users who qualify for higher USDG reward rates and caps.
Before you choose
- Only USDG-funded purchases earn cashback; Regular rewards cap at $5/month.
- Global does not mean worldwide issuance; Singapore is the confirmed market.
- The current programme has no physical card and no ATM withdrawal access.
Decaf Card
Best fit
- Spending USDC received on Solana or Stellar through a separate card load.
- Using the virtual Visa for Apple Pay and Google Pay purchases.
- Receiving bank payments as USDC before allocating funds to the card.
Before you choose
- Virtual issuance costs $5; physical cards cost $10–$90 by region.
- US international fees are 1%; the non-USD international FX ceiling is 2%.
- Card collateral can be liquidated; US withdrawals require prior notice.
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Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsOKX Card (Global)Overall82Decaf CardOverall64
OKX Card (Global)Overall82Decaf CardOverall64Scores
- Overall Score
- OKX Card (Global)82Decaf Card64
- Cashback score
- OKX Card (Global)71Decaf Card29
- Travel score
- OKX Card (Global)61Decaf Card60
- Funds control score
- OKX Card (Global)75Decaf Card63
- Lowest fees score
- OKX Card (Global)86Decaf Card57
- Transfers score
- OKX Card (Global)75Decaf Card70
Costs
- Plan cost
- OKX Card (Global)$0Decaf Card$0
- FX fee
- OKX Card (Global)0% OKX markup + network rateDecaf Card1–2%
- Top-up fee
- OKX Card (Global)0%Decaf CardCard-load fee unknown; parent-account bank deposits have separate charges
- Card spending fee
- OKX Card (Global)Not disclosedDecaf CardNot disclosed
- ATM fee
- OKX Card (Global)Not availableDecaf Card0% Decaf markup
- Virtual card
- OKX Card (Global)$0Decaf Card$5
- Physical card
- OKX Card (Global)Not availableDecaf Card$90 international / $10 US
Plans
- Available plans
- OKX Card (Global)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1Decaf CardNot disclosed
- Top cashback plan
- OKX Card (Global)VIP 4+: 10%Decaf CardNot disclosed
Everyday use
- Network
- OKX Card (Global)VisaDecaf CardVisa
- Card formats
- OKX Card (Global)VirtualDecaf CardVirtual, Physical
- ATM withdrawals
- OKX Card (Global)Not availableDecaf CardNot disclosed
- Mobile wallets
- OKX Card (Global)Apple Pay, Google PayDecaf CardApple Pay, Google Pay
- Apps
- OKX Card (Global)iOS, AndroidDecaf CardiOS, Android, Web
- Daily spending limit
- OKX Card (Global)No fixed provider daily limit; user-set minimum is 1 USD, while the regional maximum appears only in-app.Decaf CardNot disclosed
- Monthly spending limit
- OKX Card (Global)No fixed monthly amount is published; balance and risk controls apply.Decaf CardNot disclosed
- ATM limit
- OKX Card (Global)ATM withdrawals are not supported.Decaf Card$250 per withdrawal; up to 3 withdrawals daily
Funding & transfers
- Networks
- OKX Card (Global)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1Decaf CardSolana, Stellar
- Crypto deposits
- OKX Card (Global)Stablecoins: USDT, USDC, USDGDecaf CardStablecoins: USDC
- Fiat deposits
- OKX Card (Global)Not disclosedDecaf CardUSD, EUR and MXN account receipts
- Transfers
- OKX Card (Global)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeDecaf CardParent-account bank withdrawals, MoneyGram cash pickup
- Payout currencies
- OKX Card (Global)Not disclosedDecaf CardUSD, EUR, MXN, COP, BRL, ARS, VES
Rewards
- Base cashback
- OKX Card (Global)2%Decaf CardNot disclosed
- Max cashback
- OKX Card (Global)10%Decaf CardNot disclosed
- Reward currency
- OKX Card (Global)USDG cashbackDecaf CardNot disclosed
Earn
- Advertised APY
- OKX Card (Global)Up to 10% APYDecaf CardNot disclosed
- How it works
- OKX Card (Global)Earn on spending balanceDecaf CardOptional earn vault
- Separate deposit
- OKX Card (Global)NoDecaf CardYes
- Use balance for spending
- OKX Card (Global)YesDecaf CardNot disclosed
- Lock-up
- OKX Card (Global)Not disclosedDecaf CardNot disclosed
Trust & availability
- Custody
- OKX Card (Global)Hybrid custodyDecaf CardNon-custodial
- Control until payment
- OKX Card (Global)You keep controlDecaf CardNot disclosed
- Card issuer
- OKX Card (Global)Xfers Pte. Ltd. (StraitsX), Bano Pty LtdDecaf CardThird National, Inc.
- Card processing
- OKX Card (Global)OKXDecaf CardRain
- Deposits & withdrawals
- OKX Card (Global)Not disclosedDecaf CardMoneyGram
Sources
- Official sources
- OKX Card (Global)13Decaf Card21
- Last reviewed
- OKX Card (Global)Aug 14, 2026Decaf CardOct 19, 2026
Choosing between these cards
When to choose OKX Global or Decaf
Spending in foreign currencies
For FX on foreign-currency purchases, OKX Global lists 0% OKX markup + network rate, versus 1–2% at Decaf. Use the tariff for your country and plan; conversion fees can add to these figures.
Paying with a physical card
Decaf offers a physical card, while OKX Global does not. For purchases that require the card itself rather than a phone wallet, consider Decaf and check its order and delivery terms.
Using the crypto you already hold
OKX Global's reviewed deposit assets include USDG, USDT; Decaf's include USDC. If you already hold one of these assets, compare its deposit network and conversion route before moving funds.
Common questions
OKX Global vs Decaf FAQ
Is OKX Global or Decaf better overall?
OKX Card (Global) has the higher Overall Score (82 vs 64). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX Global or Decaf?
OKX Card (Global) has the lower published FX fee (0% OKX markup + network rate vs 1–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX Global or Decaf?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX Global and Decaf differ on custody?
OKX Card (Global) uses a hybrid custody setup, while Decaf Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this OKX Global vs Decaf comparison?
The latest information check for these two cards was October 19, 2026, using 34 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.