OKXOKX Global
82
Side-by-side card comparison
OKX Global vs Krak: overall score versus use-case fit
OKX Card (Global) has the higher Overall Score by 8 points (82 vs 74). OKX Card (Global) looks stronger for Cashback, Funds control, and Lowest fees, while Krak Card comes out ahead for Travel and Transfers.
Information checked Aug 27, 202639 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (Global) is the better all-round starting point
OKX Card (Global) has the higher Overall Score in this comparison. Krak Card may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOKX Global82Krak74Higher score
CashbackOKX Global71Krak40Higher score
TravelOKX Global61Krak83Higher score
Funds controlOKX Global75Krak56Higher score
Lowest feesOKX Global86Krak72Higher score
TransfersOKX Global75Krak97Higher score
Choose OKX Card (Global) if cashback and funds control matter most
OKX Card (Global) comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented provider costs
- 2% default USDG cashback with higher VIP tiers
- Visa, phone wallets and three stablecoins
Choose Krak Card if travel and transfers matter most
Krak Card comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- No monthly, FX or Krak ATM fee
- Both card formats and phone wallets
- Automatic cashback up to 2%
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- OKX Global82Krak74
OKX Card (Global) has the higher Overall Score by 8 points.
- Entry cost & FX
- OKX Global$0 plan · 0% OKX markup + network rate FXKrak$0 plan · 0–1% FX
OKX Card (Global) has the lower published FX fee (0% OKX markup + network rate vs 0–1%).
- Purchase rewards
- OKX Global2% base · up to 10%Krak0% base · up to 2%
OKX Card (Global) has the higher published base cashback rate (2% vs 0%).
- Funds control
- OKX GlobalHybrid custodyKrakCustodial balance
OKX Card (Global) uses a hybrid custody setup, while Krak Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- OKX GlobalVirtual · Apple Pay, Google PayKrakVirtual + Physical · Apple Pay, Google Pay
Krak Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- OKX Global3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeKrak0 stablecoins · Stablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPA
OKX Card (Global) lists more stablecoins and ways to send money out (6 vs 5).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + network rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 0%-2%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0% Krak fee; ATM operator may charge
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 3 fiat
- Payout methods
- 1 crypto · 2 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
OKX Card (Global)
Get 5 USDG
5 USDG after qualifying OKX Card purchases
- Complete three qualifying, settled card transactions.
- Each qualifying transaction must be at least $25 under the captured offer.
OKX Card promo codeJF37NBCF
Offer terms can change. The app showed 11 days remaining when captured on 2026-07-23; check the current Card Referral page before signing up.
Krak Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOKX Card (Global)Overall82Krak CardOverall74
OKX Card (Global)Overall82Krak CardOverall74Scores
6 fields- Overall Score
- OKX Card (Global)82Krak Card74
- Cashback score
- OKX Card (Global)71Krak Card40
- Travel score
- OKX Card (Global)61Krak Card83
- Funds control score
- OKX Card (Global)75Krak Card56
- Lowest fees score
- OKX Card (Global)86Krak Card72
- Transfers score
- OKX Card (Global)75Krak Card97
Strengths & trade-offs
2 fields- Strengths
- OKX Card (Global)Low documented provider costs, 2% default USDG cashback with higher VIP tiersKrak CardNo monthly, FX or Krak ATM fee, Both card formats and phone wallets
- Trade-offs
- OKX Card (Global)Virtual-only with no ATM access, Global does not mean worldwide availabilityKrak CardCrypto conversion spread is variable, The 2% tier needs a large balance
Costs
7 fields- Plan cost
- OKX Card (Global)$0Krak Card$0
- FX fee
- OKX Card (Global)0% OKX markup + network rateKrak Card0–1%
- Top-up fee
- OKX Card (Global)0%Krak CardNot disclosed
- Card spending fee
- OKX Card (Global)Not disclosedKrak Card0%
- ATM fee
- OKX Card (Global)Not availableKrak Card0% Krak fee; ATM operator may charge
- Virtual card
- OKX Card (Global)$0Krak CardFree
- Physical card
- OKX Card (Global)Not availableKrak CardPlastic £0/€0/$0; US plastic requires $200 over 30 days; first eligible metal card £0/€0/$0
Plans
2 fields- Available plans
- OKX Card (Global)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1Krak Card5 plans: Starter, Lite, Pro, Elite +1
- Top cashback plan
- OKX Card (Global)VIP 4+: 10%Krak CardMax: 2%
Everyday use
8 fields- Network
- OKX Card (Global)VisaKrak CardMastercard/Visa
- Card formats
- OKX Card (Global)VirtualKrak CardVirtual, Physical
- ATM withdrawals
- OKX Card (Global)Not availableKrak CardAvailable
- Mobile wallets
- OKX Card (Global)Apple Pay, Google PayKrak CardApple Pay, Google Pay
- Apps
- OKX Card (Global)iOS, AndroidKrak CardiOS, Android
- Daily spending limit
- OKX Card (Global)No fixed provider daily limit; user-set minimum is 1 USD, while the regional maximum appears only in-app.Krak CardUK: £22,000/day; EEA: €12,000/day; US: $12,000/day
- Monthly spending limit
- OKX Card (Global)No fixed monthly amount is published; balance and risk controls apply.Krak CardUK: £22,000/month; EEA: €12,000/month; US: $22,000/month
- ATM limit
- OKX Card (Global)ATM withdrawals are not supported.Krak CardUK: £250/withdrawal, £750/day, £4,000/month; EEA: €300/withdrawal, €900/day, €4,800/month; US: $250/withdrawal, $1,000/day, $5,000/month
Funding & transfers
5 fields- Networks
- OKX Card (Global)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1Krak CardNot disclosed
- Crypto deposits
- OKX Card (Global)Stablecoins: USDT, USDC, USDGKrak CardOther crypto: Supported crypto
- Fiat deposits
- OKX Card (Global)Not disclosedKrak CardGBP bank transfer, EUR bank transfer, USD bank transfer
- Transfers
- OKX Card (Global)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeKrak CardStablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPA
- Payout currencies
- OKX Card (Global)Not disclosedKrak CardGBP, EUR
Rewards
3 fields- Base cashback
- OKX Card (Global)2%Krak Card0%
- Max cashback
- OKX Card (Global)10%Krak Card2%
- Reward currency
- OKX Card (Global)USDG cashbackKrak CardGBP, EUR, USD or BTC
Earn
5 fields- Advertised APY
- OKX Card (Global)Up to 10% APYKrak CardUp to 3.6% APY
- How it works
- OKX Card (Global)Earn on spending balanceKrak CardOptional earn vault
- Separate deposit
- OKX Card (Global)NoKrak CardYes
- Use balance for spending
- OKX Card (Global)YesKrak CardNo
- Lock-up
- OKX Card (Global)Not disclosedKrak CardNot disclosed
Trust & availability
5 fields- Custody
- OKX Card (Global)Hybrid custodyKrak CardCustodial
- Control until payment
- OKX Card (Global)You keep controlKrak CardProvider controls funds
- Card issuer
- OKX Card (Global)Xfers Pte. Ltd. (StraitsX), Bano Pty LtdKrak CardMonavate Limited, Lead Bank, UAB Monavate
- Card processing
- OKX Card (Global)OKXKrak CardStripe
- Programme operator
- OKX Card (Global)Not disclosedKrak CardPayward Wallet, Inc.
Sources
2 fields- Official sources
- OKX Card (Global)13Krak Card26
- Last reviewed
- OKX Card (Global)Aug 14, 2026Krak CardAug 27, 2026
04 · The trade-off
OKX Card (Global) is the stronger all-round choice
OKX Card (Global) finishes ahead with an Overall Score of 82 versus 74 for Krak Card. OKX Card (Global) has the lower published FX fee (0% OKX markup + network rate vs 0–1%). OKX Card (Global) has the higher published base cashback rate (2% vs 0%).
Krak Card still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. OKX Card (Global) uses a hybrid custody setup, while Krak Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
OKX Card (Global) lists more stablecoins and ways to send money out (6 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (Global) and Krak Card reviews first.
Continue with
OKX Card (Global)
Continue with
Krak Card
05 · Common questions
OKX Global vs Krak FAQ
Is OKX Global or Krak better overall?
OKX Card (Global) has the higher Overall Score (82 vs 74). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX Global or Krak?
OKX Card (Global) has the lower published FX fee (0% OKX markup + network rate vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX Global or Krak?
OKX Card (Global) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX Global and Krak differ on custody?
OKX Card (Global) uses a hybrid custody setup, while Krak Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this OKX Global vs Krak comparison?
The latest information check for these two cards was August 27, 2026, using 39 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.