OobitOobit
74
Side-by-side card comparison
Oobit vs Fuse: same score, different trade-offs
Oobit Card and Fuse Card share an Overall Score of 74. Oobit Card looks stronger for Cashback, while Fuse Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers.
Information checked Oct 6, 202631 official sources reviewed
01 · A level score
The scores are tied, but the cards are not the same
Oobit Card and Fuse Card have the same Overall Score. Start with what matters most to you: day-to-day costs, rewards, control of your funds or moving money. The sections below show how they differ. You should also check that your preferred card is available in your country.
OverallOobit74Fuse74Same score
CashbackOobit70Fuse25Higher score
TravelOobit55Fuse65Higher score
Funds controlOobit78Fuse91Higher score
Lowest feesOobit59Fuse93Higher score
TransfersOobit65Fuse97Higher score
Choose Oobit Card if cashback matters most
Oobit Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Connected-wallet spending
- Phone wallets and contactless ATM
- Stablecoin cashback and points
Choose Fuse Card if travel and funds control matter most
Fuse Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Separate USDC Card Account
- Apple Pay for in-person spend
- USD and EUR receive rails
Where the cards part company
A tied score can hide meaningful differences in cost, custody, rewards and everyday access.
- Overall Score
- Oobit74Fuse74
Both cards have the same displayed Overall Score of 74.
- Entry cost & FX
- Oobit$0 plan · Up to 1.5% foreign-currency fee under Spend Card Terms, plus Visa's conversion rate; Brazil follows local IOF/FX terms. Do not count the foreign-transaction wording twice FXFuse$0 plan · 0% FX
Fuse Card has the lower published FX fee (0% vs Up to 1.5% foreign-currency fee under Spend Card Terms, plus Visa's conversion rate; Brazil follows local IOF/FX terms. Do not count the foreign-transaction wording twice).
- Purchase rewards
- Oobit5% base · up to 10%Fuse0% cashback
Oobit Card has the higher published base cashback rate (5% vs 0%).
- Funds control
- OobitHybrid custodyFuseSelf-controlled wallet
Oobit Card uses a hybrid custody setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- OobitVirtual · Apple Pay, Google PayFuseVirtual · Apple Pay
Oobit Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Oobit4 stablecoins · Oobit Pay Friends; Crypto-to-bank payoutFuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfers
Oobit Card lists more stablecoins and ways to send money out (6 vs 3).
02 · Read the shortlist
A closer look at the tie
The score is level. These quick facts show where the cards still ask you to make a choice.
- Cashback
- 5%-10%
- Plan cost
- $0
- FX fee
- Up to 1.5% foreign-currency fee under Spend Card Terms, plus Visa's conversion rate; Brazil follows local IOF/FX terms. Do not count the foreign-transaction wording twice
- ATM fee
- 2.5% Oobit fee plus any contactless ATM operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 12 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 1 crypto · 2 fiat
03 · Compare the details
Put the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsOobit CardOverall74Fuse CardOverall74
Oobit CardOverall74Fuse CardOverall74Scores
6 fields- Overall Score
- Oobit Card74Fuse Card74
- Cashback score
- Oobit Card70Fuse Card25
- Travel score
- Oobit Card55Fuse Card65
- Funds control score
- Oobit Card78Fuse Card91
- Lowest fees score
- Oobit Card59Fuse Card93
- Transfers score
- Oobit Card65Fuse Card97
Strengths & trade-offs
2 fields- Strengths
- Oobit CardConnected-wallet spending, Phone wallets and contactless ATMFuse CardSeparate USDC Card Account, Apple Pay for in-person spend
- Trade-offs
- Oobit CardEvery payment carries a provider fee, Physical card is unclearFuse CardiOS and virtual-only access, Receive rails convert incoming fiat
Costs
7 fields- Plan cost
- Oobit Card$0Fuse Card$0
- FX fee
- Oobit CardUp to 1.5% foreign-currency fee under Spend Card Terms, plus Visa's conversion rate; Brazil follows local IOF/FX terms. Do not count the foreign-transaction wording twiceFuse Card0%
- Top-up fee
- Oobit CardConnected-wallet spending needs no prefunding; account-balance top-up pricing varies by routeFuse Card0%
- Card spending fee
- Oobit Card$0.25 + 1%Fuse Card0%
- ATM fee
- Oobit Card2.5% Oobit fee plus any contactless ATM operator surchargeFuse CardNot available
- Virtual card
- Oobit CardFreeFuse CardVirtual card purchase $0 after Bridge KYC
- Physical card
- Oobit CardNot disclosedFuse CardNot available in captured Fuse support page
Plans
2 fields- Available plans
- Oobit CardNot disclosedFuse Card1 plans: Fuse Plus
- Top cashback plan
- Oobit CardNot disclosedFuse CardNot disclosed
Everyday use
8 fields- Network
- Oobit CardVisaFuse CardVisa
- Card formats
- Oobit CardVirtualFuse CardVirtual
- ATM withdrawals
- Oobit CardAvailableFuse CardNot available
- Mobile wallets
- Oobit CardApple Pay, Google PayFuse CardApple Pay
- Apps
- Oobit CardiOS, AndroidFuse CardiOS
- Daily spending limit
- Oobit Card$10,000 daily card-spend limit; account-specific controls may be lowerFuse Card$2,000/day; $2,000/transaction
- Monthly spending limit
- Oobit CardNo universal monthly card-spend limit publishedFuse CardMonthly cap not disclosed; daily and transaction caps are approved
- ATM limit
- Oobit Card$250 maximum per contactless ATM withdrawal; up to three attempts per rolling 24 hoursFuse CardNot available
Funding & transfers
5 fields- Networks
- Oobit CardEthereum, BNB Smart Chain, Solana, Polygon, Optimism, ArbitrumFuse CardSolana
- Crypto deposits
- Oobit CardNot disclosedFuse CardStablecoins: USDC; Other crypto: SOL, SPL tokens
- Fiat deposits
- Oobit CardNot disclosedFuse CardUSD virtual bank account, EUR virtual bank account
- Transfers
- Oobit CardOobit Pay Friends; Crypto-to-bank payoutFuse CardStablecoin transfers; ACH / SEPA bank transfers
- Payout currencies
- Oobit CardUSD, EUR, GBP, INR, TRY, NGN, IDR, PHP +4Fuse CardUSD, EUR
Rewards
3 fields- Base cashback
- Oobit Card5%Fuse Card0%
- Max cashback
- Oobit Card10%Fuse Card0%
- Reward currency
- Oobit CardStablecoin rewards or OOB tokenFuse CardNo cashback
Earn
5 fields- Advertised APY
- Oobit CardNot offeredFuse CardNot disclosed
- How it works
- Oobit CardNot offeredFuse CardOptional earn vault
- Separate deposit
- Oobit CardNot offeredFuse CardYes
- Use balance for spending
- Oobit CardNot offeredFuse CardNo
- Lock-up
- Oobit CardNot offeredFuse CardNot disclosed
Trust & availability
5 fields- Custody
- Oobit CardHybrid custodyFuse CardSelf-custody
- Control until payment
- Oobit CardYou keep controlFuse CardYou keep control
- Card issuer
- Oobit CardThirdNationalFuse CardLead Bank
- Card processing
- Oobit CardNot disclosedFuse CardBridge Ventures LLC, Squads Labs
- Programme operator
- Oobit CardNot disclosedFuse CardBridge Ventures LLC
Sources
2 fields- Official sources
- Oobit Card16Fuse Card15
- Last reviewed
- Oobit CardOct 6, 2026Fuse CardAug 29, 2026
04 · The closer call
Oobit Card and Fuse Card need a closer personal call
The Overall Score ends level at 74, so there is no honest all-round winner here. Fuse Card has the lower published FX fee (0% vs Up to 1.5% foreign-currency fee under Spend Card Terms, plus Visa's conversion rate; Brazil follows local IOF/FX terms. Do not count the foreign-transaction wording twice). Oobit Card has the higher published base cashback rate (5% vs 0%).
Oobit Card looks stronger for Cashback, while Fuse Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers. Oobit Card uses a hybrid custody setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Oobit Card lists more stablecoins and ways to send money out (6 vs 3). Your final check should be whether the card is available where you live and whether the latest provider terms match the features you expect to use.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Oobit Card and Fuse Card reviews first.
Continue with
Oobit Card
Continue with
Fuse Card
05 · Common questions
Oobit vs Fuse FAQ
Is Oobit or Fuse better overall?
Oobit Card and Fuse Card tie at 74 in the Overall Score. Compare their costs, rewards, way of holding funds and everyday features to decide which suits you.
Which has lower fees, Oobit or Fuse?
Fuse Card has the lower published FX fee (0% vs Up to 1.5% foreign-currency fee under Spend Card Terms, plus Visa's conversion rate; Brazil follows local IOF/FX terms. Do not count the foreign-transaction wording twice). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Oobit or Fuse?
Oobit Card has the higher published base cashback rate (5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Oobit and Fuse differ on custody?
Oobit Card uses a hybrid custody setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Oobit vs Fuse comparison?
The latest information check for these two cards was October 6, 2026, using 31 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.