BinanceBinance
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Side-by-side card comparison
Binance vs Brighty: fees, rewards and account setup
Brighty Card has the higher Overall Score by 12 points (70 vs 58). Brighty Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Binance Card may still be the better personal fit.
Information checked Aug 16, 202637 official sources reviewed
01 · Make the first cut
Brighty Card is the better all-round starting point
Brighty Card has the higher Overall Score in this comparison. Binance Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBinance58Brighty70Higher score
CashbackBinance37Brighty48Higher score
TravelBinance36Brighty80Higher score
Funds controlBinance47Brighty65Higher score
Lowest feesBinance56Brighty68Higher score
TransfersBinance75Brighty93Higher score
Choose Binance Card if its day-to-day setup suits you
Binance Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Spend supported Binance crypto balances
- Google Pay support
- Cashback can rise by tier
Choose Brighty Card if cashback and travel matter most
Brighty Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Free entry plan
- USDC cashback
- Multiple account rails
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Binance58Brighty70
Brighty Card has the higher Overall Score by 12 points.
- Entry cost & FX
- Binance$0 plan · 2–3% FXBrighty$0 plan · Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources FX
Brighty Card has the lower published FX fee (Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources vs 2–3%).
- Purchase rewards
- Binance1.5% base · up to 3%Brighty0.5% base · up to 1.75%
Binance Card has the higher published base cashback rate (1.5% vs 0.5%).
- Funds control
- BinanceCustodial balanceBrightyCustodial balance
Binance Card and Brighty Card use the same custodial balance setup.
- Everyday access
- BinanceVirtual · Google PayBrightyVirtual + Physical · Apple Pay
Brighty Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Binance3 stablecoins · Stablecoin transfers; Binance account fiat withdrawalBrighty2 stablecoins · Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 2–3%
- ATM fee
- Not disclosed
- Card formats
- Virtual
- Wallet payments
- Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0.5%-1.8%
- Plan cost
- $0
- FX fee
- Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay
- Receive methods
- 4 crypto · 2 fiat
- Payout methods
- 16 crypto · 4 fiat
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03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsBinance CardOverall58Brighty CardOverall70
Binance CardOverall58Brighty CardOverall70Scores
6 fields- Overall Score
- Binance Card58Brighty Card70
- Cashback score
- Binance Card37Brighty Card48
- Travel score
- Binance Card36Brighty Card80
- Funds control score
- Binance Card47Brighty Card65
- Lowest fees score
- Binance Card56Brighty Card68
- Transfers score
- Binance Card75Brighty Card93
Strengths & trade-offs
2 fields- Strengths
- Binance CardSpend supported Binance crypto balances, Google Pay supportBrighty CardFree entry plan, USDC cashback
- Trade-offs
- Binance CardSpending follows the Binance account model, Virtual-only cardBrighty CardNetwork-specific FX gap, Physical terms vary
Costs
7 fields- Plan cost
- Binance Card$0Brighty Card$0
- FX fee
- Binance Card2–3%Brighty CardVisa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
- Top-up fee
- Binance CardNot disclosedBrighty Card0%
- Card spending fee
- Binance CardNot disclosedBrighty CardNot disclosed
- ATM fee
- Binance CardNot disclosedBrighty CardNot disclosed
- Virtual card
- Binance CardVirtual card up to 15 minutes after approval; 0 USD issuance feeBrighty CardVisa and Mastercard: published issue price €2.99; included-card interaction unresolved
- Physical card
- Binance CardGlobal Program virtual-only; Brazil physical card is a separate regional branchBrighty CardVisa: One unavailable; Plus includes one and Pro includes two, with €0 issue price
Plans
2 fields- Available plans
- Binance Card3 plans: Tier 1, Tier 2, Tier 3Brighty Card3 plans: One, Plus, Pro
- Top cashback plan
- Binance CardTier 3: 3%Brighty CardOne: 0.5%
Everyday use
8 fields- Network
- Binance CardMastercardBrighty CardVisa/Mastercard
- Card formats
- Binance CardVirtualBrighty CardVirtual, Physical
- ATM withdrawals
- Binance CardNot disclosedBrighty CardAvailable
- Mobile wallets
- Binance CardGoogle PayBrighty CardApple Pay
- Apps
- Binance CardiOS, AndroidBrighty CardiOS, Android
- Daily spending limit
- Binance CardShown in appBrighty CardPublished period is ambiguous: Visa virtual €15k / €15k / €50k; Mastercard virtual €15k / €25k / €50k for One / Plus / Pro
- Monthly spending limit
- Binance CardShown in appBrighty CardPublished period is ambiguous: physical Visa €15k on Plus and €50k on Pro
- ATM limit
- Binance CardNot disclosedBrighty CardATM withdrawal limits are not published; only physical Visa fees are known
Funding & transfers
5 fields- Networks
- Binance CardNot disclosedBrighty CardEthereum, Tron, Bitcoin SegWit, Bitcoin Legacy, Cardano, Tezos +6
- Crypto deposits
- Binance CardOther crypto: Supported cryptoBrighty CardStablecoins: USDC, EURC; Other crypto: BTC, ETH
- Fiat deposits
- Binance CardBinance account bank depositBrighty CardSEPA / Faster Payments, SWIFT
- Transfers
- Binance CardStablecoin transfers; Binance account fiat withdrawalBrighty CardStablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
- Payout currencies
- Binance CardNot disclosedBrighty CardEUR, GBP, USD, AED
Rewards
3 fields- Base cashback
- Binance Card1.5%Brighty Card0.5%
- Max cashback
- Binance Card3%Brighty Card1.8%
- Reward currency
- Binance CardUSDC or BTC equivalent cashback (country-dependent)Brighty CardUSDC
Earn
5 fields- Advertised APY
- Binance CardNot offeredBrighty CardNot disclosed
- How it works
- Binance CardNot offeredBrighty CardEarn on spending balance
- Separate deposit
- Binance CardNot offeredBrighty CardNo
- Use balance for spending
- Binance CardNot offeredBrighty CardYes
- Lock-up
- Binance CardNot offeredBrighty CardNo
Trust & availability
5 fields- Custody
- Binance CardCustodialBrighty CardCustodial
- Control until payment
- Binance CardProvider controls fundsBrighty CardProvider controls funds
- Card issuer
- Binance CardImmersve LimitedBrighty CardWallester AS
- Custody / key management
- Binance CardNot disclosedBrighty CardFireblocks
- Identity verification
- Binance CardNot disclosedBrighty CardSumsub
Sources
2 fields- Official sources
- Binance Card12Brighty Card25
- Last reviewed
- Binance CardAug 5, 2026Brighty CardAug 16, 2026
04 · The takeaway
Brighty Card is the stronger all-round choice
Brighty Card finishes ahead with an Overall Score of 70 versus 58 for Binance Card. Brighty Card has the lower published FX fee (Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources vs 2–3%). Binance Card has the higher published base cashback rate (1.5% vs 0.5%).
Binance Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Binance Card and Brighty Card use the same custodial balance setup.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Binance Card and Brighty Card reviews first.
Continue with
Binance Card
Continue with
Brighty Card
05 · Common questions
Binance vs Brighty FAQ
Is Binance or Brighty better overall?
Brighty Card has the higher Overall Score (70 vs 58). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Binance or Brighty?
Brighty Card has the lower published FX fee (Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources vs 2–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Binance or Brighty?
Binance Card has the higher published base cashback rate (1.5% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Binance and Brighty differ on custody?
Binance Card and Brighty Card use the same custodial balance setup.
How current is this Binance vs Brighty comparison?
The latest information check for these two cards was August 16, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.