Bitget WalletBitget Wallet
69
Side-by-side card comparison
Bitget Wallet vs Exa: overall score versus use-case fit
Bitget Wallet Card has the higher Overall Score by 3 points (69 vs 66). Bitget Wallet Card looks stronger for Cashback, while Exa Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers.
Information checked Aug 28, 202678 official sources reviewed
01 · Overall score versus use-case fit
Bitget Wallet Card is the better all-round starting point
Bitget Wallet Card has the higher Overall Score in this comparison. Exa Card may be the better fit for Travel, Funds control, Lowest fees, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBitget Wallet69Exa66Higher score
CashbackBitget Wallet66Exa19Higher score
TravelBitget Wallet44Exa61Higher score
Funds controlBitget Wallet64Exa88Higher score
Lowest feesBitget Wallet45Exa67Higher score
TransfersBitget Wallet56Exa97Higher score
Choose Bitget Wallet Card if cashback matters most
Bitget Wallet Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Current 2%-3% Assetback
- Several crypto funding assets
- Live APAC physical card
Choose Exa Card if travel and funds control matter most
Exa Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Deposited assets can earn yield
- Spend balance or borrow USDC
- Self-custody on Exactly Protocol
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bitget Wallet69Exa66
Bitget Wallet Card has the higher Overall Score by 3 points.
- Entry cost & FX
- Bitget WalletNot verified plan · 1.7% in reviewed APAC and Immersve routes; other regional rates unknown FXExa$0 plan · 1.5% FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Bitget Wallet2% base · up to 3%Exa0% cashback
Bitget Wallet Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- Bitget WalletHybrid custodyExaSelf-controlled wallet
Bitget Wallet Card uses a hybrid custody setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Bitget WalletVirtual + Physical · Google PayExaVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Bitget Wallet2 stablecoins · Regional card-balance return, Support-assisted balance recoveryExa1 stablecoin · Stablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout
Exa Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-3%
- Plan cost
- Not disclosed
- FX fee
- 1.7% in reviewed APAC and Immersve routes; other regional rates unknown
- ATM fee
- APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
- Card formats
- Virtual, Physical
- Wallet payments
- Google Pay
- Receive methods
- 4 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
66
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.5%
- ATM fee
- $1 + 0.65%
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 4 fiat
- Payout methods
- 1 crypto · 2 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bitget Wallet Card
Up to $20
Up to $20 for invited Bitget Wallet users
- Bind this promo code in Bitget Wallet.
Bitget Wallet Card promo codeRwG3wJg6
The exact reward and qualification conditions are not shown in the approved screenshot. Offer terms can change; check the current Bitget Wallet referral flow before signing up.
Exa Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBitget Wallet CardOverall69Exa CardOverall66
Bitget Wallet CardOverall69Exa CardOverall66Scores
6 fields- Overall Score
- Bitget Wallet Card69Exa Card66
- Cashback score
- Bitget Wallet Card66Exa Card19
- Travel score
- Bitget Wallet Card44Exa Card61
- Funds control score
- Bitget Wallet Card64Exa Card88
- Lowest fees score
- Bitget Wallet Card45Exa Card67
- Transfers score
- Bitget Wallet Card56Exa Card97
Strengths & trade-offs
2 fields- Strengths
- Bitget Wallet CardCurrent 2%-3% Assetback, Several crypto funding assetsExa CardDeposited assets can earn yield, Spend balance or borrow USDC
- Trade-offs
- Bitget Wallet CardRegional programmes differ materially, Assetback spend cap unclearExa CardHeavy Exactly Protocol dependency, Pay Later needs DeFi literacy
Costs
7 fields- Plan cost
- Bitget Wallet CardNot disclosedExa Card$0
- FX fee
- Bitget Wallet Card1.7% in reviewed APAC and Immersve routes; other regional rates unknownExa Card1.5%
- Top-up fee
- Bitget Wallet Card0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknownExa Card1%
- Card spending fee
- Bitget Wallet CardNot disclosedExa CardNot disclosed
- ATM fee
- Bitget Wallet CardAPAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATMExa Card$1 + 0.65%
- Virtual card
- Bitget Wallet CardFree in APAC and Pakistan; Immersve activation is 0.1 USDC within 72h or 10 USDC later; other routes varyExa CardFree with Exa Wallet
- Physical card
- Bitget Wallet Card$49 in APAC; other regions unavailable or unclearExa CardNot available
Plans
2 fields- Available plans
- Bitget Wallet CardNot disclosedExa CardNot disclosed
- Top cashback plan
- Bitget Wallet CardNot disclosedExa CardNot disclosed
Everyday use
8 fields- Network
- Bitget Wallet CardVisa/MastercardExa CardVisa
- Card formats
- Bitget Wallet CardVirtual, PhysicalExa CardVirtual
- ATM withdrawals
- Bitget Wallet CardNot disclosedExa CardAvailable
- Mobile wallets
- Bitget Wallet CardGoogle PayExa CardApple Pay, Google Pay
- Apps
- Bitget Wallet CardiOS, AndroidExa CardiOS, Android, Web
- Daily spending limit
- Bitget Wallet CardRegional: APAC $50,000; Europe/Africa/LATAM $5,000; Pakistan $20,000; other routes undisclosedExa CardDynamic / collateral-based; exact Exa App limit shown in app
- Monthly spending limit
- Bitget Wallet CardNot published as one global or regional monthly scheduleExa CardDynamic / collateral-based; exact Exa App limit shown in app
- ATM limit
- Bitget Wallet CardAPAC physical: $3,000 per withdrawal, $10,000/day and $100,000/month; other routes unavailableExa Card$250/withdrawal; $1000/day
Funding & transfers
5 fields- Networks
- Bitget Wallet CardBNB Chain, Ethereum, BaseExa CardOptimism
- Crypto deposits
- Bitget Wallet CardStablecoins: USDC, USDT; Other crypto: ETH, SOLExa CardStablecoins: USDC; Other crypto: ETH, OP, WBTC, wstETH
- Fiat deposits
- Bitget Wallet CardNot disclosedExa CardUSD ACH deposit, USD wire deposit, EUR SEPA deposit, Local currency deposit
- Transfers
- Bitget Wallet CardRegional card-balance return, Support-assisted balance recoveryExa CardStablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout
- Payout currencies
- Bitget Wallet CardNot disclosedExa CardUSD, EUR
Rewards
3 fields- Base cashback
- Bitget Wallet Card2%Exa Card0%
- Max cashback
- Bitget Wallet Card3%Exa Card0%
- Reward currency
- Bitget Wallet CardSelected Assetback assetExa CardNo cashback
Earn
5 fields- Advertised APY
- Bitget Wallet CardNot offeredExa CardUp to 0.99776% APY
- How it works
- Bitget Wallet CardNot offeredExa CardEarn on spending balance, Borrow against collateral
- Separate deposit
- Bitget Wallet CardNot offeredExa CardNo
- Use balance for spending
- Bitget Wallet CardNot offeredExa CardYes
- Lock-up
- Bitget Wallet CardNot offeredExa CardNo
Trust & availability
6 fields- Custody
- Bitget Wallet CardHybrid custodyExa CardSelf-custody
- Control until payment
- Bitget Wallet CardProvider controls fundsExa CardYou keep control
- Card issuer
- Bitget Wallet CardDCS Card Centre, Monavate, Fiat24Exa CardThird National Bank, Third National
- Card processing
- Bitget Wallet CardNot disclosedExa CardExa Labs SAS
- Deposits & withdrawals
- Bitget Wallet CardNot disclosedExa CardBridge, Manteca
- Programme operator
- Bitget Wallet CardBTG Technology Holdings LimitedExa CardExa Labs SAS
Sources
2 fields- Official sources
- Bitget Wallet Card47Exa Card31
- Last reviewed
- Bitget Wallet CardAug 28, 2026Exa CardAug 23, 2026
04 · The trade-off
Bitget Wallet Card is the stronger all-round choice
Bitget Wallet Card finishes ahead with an Overall Score of 69 versus 66 for Exa Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Bitget Wallet Card has the higher published base cashback rate (2% vs 0%).
Exa Card still comes out ahead for Travel, Funds control, Lowest fees, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Bitget Wallet Card uses a hybrid custody setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Exa Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bitget Wallet Card and Exa Card reviews first.
Continue with
Bitget Wallet Card
Continue with
Exa Card
05 · Common questions
Bitget Wallet vs Exa FAQ
Is Bitget Wallet or Exa better overall?
Bitget Wallet Card has the higher Overall Score (69 vs 66). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bitget Wallet or Exa?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bitget Wallet or Exa?
Bitget Wallet Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bitget Wallet and Exa differ on custody?
Bitget Wallet Card uses a hybrid custody setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Bitget Wallet vs Exa comparison?
The latest information check for these two cards was August 28, 2026, using 78 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.