Side-by-side card comparison

Bleap vs WhiteBIT Nova USD: fees, rewards and account setup

Bleap Card has the higher Overall Score by 36 points (95 vs 59). Bleap Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where WhiteBIT Nova USD may still be the better personal fit.

Information checked Oct 16, 202646 official sources reviewed

01 · Make the first cut

Bleap Card is the better all-round starting point

Bleap Card has the higher Overall Score in this comparison. WhiteBIT Nova USD may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallBleap95WhiteBIT Nova USD59Higher score
CashbackBleap74WhiteBIT Nova USD25Higher score
TravelBleap100WhiteBIT Nova USD36Higher score
Funds controlBleap100WhiteBIT Nova USD49Higher score
Lowest feesBleap94WhiteBIT Nova USD60Higher score
TransfersBleap100WhiteBIT Nova USD86Higher score

Choose Bleap Card if cashback and travel matter most

Bleap Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Self-custody with an independent exit
  • Core card fees are listed at zero
  • Both card formats and phone wallets

Choose WhiteBIT Nova USD if its day-to-day setup suits you

WhiteBIT Nova USD does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Apple Pay and Google Pay
  • Spend selected exchange assets
  • No monthly maintenance fee

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
Bleap95
WhiteBIT Nova USD59

Bleap Card has the higher Overall Score by 36 points.

Entry cost & FX
Bleap$0 plan · Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply FX
WhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FX

Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete).

Purchase rewards
Bleap1% base · up to 20%
WhiteBIT Nova USD0% base · up to 10%

Bleap Card has the higher published base cashback rate (1% vs 0%).

Funds control
BleapSelf-controlled wallet
WhiteBIT Nova USDCustodial balance

Bleap Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
BleapVirtual + Physical · Apple Pay, Google Pay
WhiteBIT Nova USDVirtual · Apple Pay, Google Pay

Bleap Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Bleap3 stablecoins · Stablecoin transfers; Bank transfer in, Bank cash-out
WhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account

Bleap Card lists more stablecoins and ways to send money out (5 vs 4).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
1%-20%
Plan cost
$0
FX fee
Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
ATM fee
Bleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 1 fiat
Payout methods
3 crypto · 2 fiat
Cashback
0%-10%
Plan cost
Not disclosed
FX fee
1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 1 fiat
Payout methods
2 crypto · 1 fiat

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Bleap CardOverall95
WhiteBIT Nova USDOverall59
01

Scores

6 fields
Overall Score
Bleap Card
95
WhiteBIT Nova USD
59
Cashback score
Bleap Card
74
WhiteBIT Nova USD
25
Travel score
Bleap Card
100
WhiteBIT Nova USD
36
Funds control score
Bleap Card
100
WhiteBIT Nova USD
49
Lowest fees score
Bleap Card
94
WhiteBIT Nova USD
60
Transfers score
Bleap Card
100
WhiteBIT Nova USD
86
02

Strengths & trade-offs

2 fields
Strengths
Bleap Card
Self-custody with an independent exit, Core card fees are listed at zero
WhiteBIT Nova USD
Apple Pay and Google Pay, Spend selected exchange assets
Trade-offs
Bleap Card
Rollout remains account-gated, High cashback is category-specific
WhiteBIT Nova USD
A fee on every purchase, Category cashback stops at $25
03

Costs

7 fields
Plan cost
Bleap Card
$0
WhiteBIT Nova USD
Not disclosed
FX fee
Bleap Card
Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
WhiteBIT Nova USD
1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
Top-up fee
Bleap Card
SEPA buy processing: 0%; other funding routes can include a spread or external network cost
WhiteBIT Nova USD
0%
Card spending fee
Bleap Card
0%
WhiteBIT Nova USD
$0.20 + 1.5%
ATM fee
Bleap Card
Bleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
WhiteBIT Nova USD
Not available
Virtual card
Bleap Card
€0
WhiteBIT Nova USD
$0 issuance
Physical card
Bleap Card
€0 issuance and delivery after completing an active referral programme
WhiteBIT Nova USD
Unavailable for the current USD product
04

Plans

2 fields
Available plans
Bleap Card
Not disclosed
WhiteBIT Nova USD
Not disclosed
Top cashback plan
Bleap Card
Not disclosed
WhiteBIT Nova USD
Not disclosed
05

Everyday use

8 fields
Network
Bleap Card
Mastercard
WhiteBIT Nova USD
Visa
Card formats
Bleap Card
Virtual, Physical
WhiteBIT Nova USD
Virtual
ATM withdrawals
Bleap Card
Available
WhiteBIT Nova USD
Not available
Mobile wallets
Bleap Card
Apple Pay, Google Pay
WhiteBIT Nova USD
Apple Pay, Google Pay
Apps
Bleap Card
iOS, Android
WhiteBIT Nova USD
Web
Daily spending limit
Bleap Card
€15,000/day; €10,000 per transaction
WhiteBIT Nova USD
USD 40,000 daily
Monthly spending limit
Bleap Card
€30,000 rolling month
WhiteBIT Nova USD
USD 200,000 monthly
ATM limit
Bleap Card
3 withdrawals and €400 per month
WhiteBIT Nova USD
ATM withdrawals unavailable; future published limits are not current access.
06

Funding & transfers

5 fields
Networks
Bleap Card
Base, Arbitrum, Solana
WhiteBIT Nova USD
Arbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9
Crypto deposits
Bleap Card
Stablecoins: USDC, EURE, USDT
WhiteBIT Nova USD
Stablecoins: USDC, USDT
Fiat deposits
Bleap Card
Manual bank transfer
WhiteBIT Nova USD
SEPA FINCI to WhiteBIT account
Transfers
Bleap Card
Stablecoin transfers; Bank transfer in, Bank cash-out
WhiteBIT Nova USD
Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
Payout currencies
Bleap Card
EUR, MXN, GBP
WhiteBIT Nova USD
EUR
07

Rewards

3 fields
Base cashback
Bleap Card
1%
WhiteBIT Nova USD
0%
Max cashback
Bleap Card
20%
WhiteBIT Nova USD
10%
Reward currency
Bleap Card
USDC
WhiteBIT Nova USD
Not disclosed
08

Earn

5 fields
Advertised APY
Bleap Card
Up to 3.83% APY
WhiteBIT Nova USD
Not offered
How it works
Bleap Card
Optional earn vault
WhiteBIT Nova USD
Not offered
Separate deposit
Bleap Card
Yes
WhiteBIT Nova USD
Not offered
Use balance for spending
Bleap Card
Not disclosed
WhiteBIT Nova USD
Not offered
Lock-up
Bleap Card
Not disclosed
WhiteBIT Nova USD
Not offered
09

Trust & availability

3 fields
Custody
Bleap Card
Self-custody
WhiteBIT Nova USD
Custodial
Control until payment
Bleap Card
You keep control
WhiteBIT Nova USD
Provider controls funds
Card issuer
Bleap Card
Unlimit EU Ltd
WhiteBIT Nova USD
JSC Hash Bank
10

Sources

2 fields
Official sources
Bleap Card
29
WhiteBIT Nova USD
17
Last reviewed
Bleap Card
Oct 3, 2026
WhiteBIT Nova USD
Oct 16, 2026

04 · The takeaway

Bleap Card is the stronger all-round choice

Bleap Card finishes ahead with an Overall Score of 95 versus 59 for WhiteBIT Nova USD. Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete). Bleap Card has the higher published base cashback rate (1% vs 0%).

WhiteBIT Nova USD can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Bleap Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Bleap Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bleap Card and WhiteBIT Nova USD reviews first.

05 · Common questions

Bleap vs WhiteBIT Nova USD FAQ

Is Bleap or WhiteBIT Nova USD better overall?

Bleap Card has the higher Overall Score (95 vs 59). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Bleap or WhiteBIT Nova USD?

Bleap Card has the lower published FX fee (Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Bleap or WhiteBIT Nova USD?

Bleap Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Bleap and WhiteBIT Nova USD differ on custody?

Bleap Card uses a self-controlled wallet setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Bleap vs WhiteBIT Nova USD comparison?

The latest information check for these two cards was October 16, 2026, using 46 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace