Side-by-side card comparison

Bybit vs Avici: overall score versus use-case fit

Avici Card has the higher Overall Score by 3 points (71 vs 68). Bybit Card (Global) looks stronger for Cashback and Transfers, while Avici Card comes out ahead for Travel, Funds control, and Lowest fees.

Information checked Aug 21, 202625 official sources reviewed

01 · Overall score versus use-case fit

Avici Card is the better all-round starting point

Avici Card has the higher Overall Score in this comparison. Bybit Card (Global) may be the better fit for Cashback and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallBybit68Avici71Higher score
CashbackBybit62Avici21Higher score
TravelBybit76Avici82Higher score
Funds controlBybit47Avici95Higher score
Lowest feesBybit64Avici73Higher score
TransfersBybit78Avici67Higher score

Choose Bybit Card (Global) if cashback and transfers matter most

Bybit Card (Global) comes out ahead for Cashback and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Spend from a Bybit account balance
  • Physical and virtual Mastercard access
  • Cashback can rise through tiers

Choose Avici Card if travel and funds control matter most

Avici Card comes out ahead for Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • User-owned USDC collateral
  • Physical, virtual and phone-wallet use
  • Low provider fees

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Bybit68
Avici71

Avici Card has the higher Overall Score by 3 points.

Entry cost & FX
Bybit$0 plan · 1–7% FX
Avici$0 plan · 0–1% FX

Avici Card has the lower published FX fee (0–1% vs 1–7%).

Purchase rewards
Bybit2% base · up to 10%
Avici0% cashback

Bybit Card (Global) has the higher published base cashback rate (2% vs 0%).

Funds control
BybitCustodial balance
AviciSelf-controlled wallet

Bybit Card (Global) uses a custodial balance setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
BybitVirtual + Physical · Unknown
AviciVirtual + Physical · Apple Pay, Google Pay

Avici Card lists more card formats and phone-wallet options (4 vs 2).

Money movement
Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawal
Avici1 stablecoin · Stablecoin transfers

Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 2).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-10%
Plan cost
$0
FX fee
1–7%
ATM fee
0–2%
Card formats
Virtual, Physical
Wallet payments
Not disclosed
Receive methods
1 crypto · 1 fiat
Payout methods
1 crypto · 0 fiat
Cashback
0%
Plan cost
$0
FX fee
0–1%
ATM fee
0–0.65%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
1 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Bybit Card (Global)

Get 10 USDT

10 USDT referral reward after qualifying Bybit Card spend

  • Spend more than 100 USDT or equivalent with the Bybit Card.

Bybit Card promo codeEXVJGK

Offer terms can change. Check the current Bybit Card referral programme before applying.

Avici Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Bybit Card (Global)Overall68
Avici CardOverall71
01

Scores

6 fields
Overall Score
Bybit Card (Global)
68
Avici Card
71
Cashback score
Bybit Card (Global)
62
Avici Card
21
Travel score
Bybit Card (Global)
76
Avici Card
82
Funds control score
Bybit Card (Global)
47
Avici Card
95
Lowest fees score
Bybit Card (Global)
64
Avici Card
73
Transfers score
Bybit Card (Global)
78
Avici Card
67
02

Strengths & trade-offs

2 fields
Strengths
Bybit Card (Global)
Spend from a Bybit account balance, Physical and virtual Mastercard access
Avici Card
User-owned USDC collateral, Physical, virtual and phone-wallet use
Trade-offs
Bybit Card (Global)
Spending follows the Bybit account model, FX can get expensive
Avici Card
No standard purchase cashback, Visa and penalty layers need care
03

Costs

7 fields
Plan cost
Bybit Card (Global)
$0
Avici Card
$0
FX fee
Bybit Card (Global)
1–7%
Avici Card
0–1%
Top-up fee
Bybit Card (Global)
Not disclosed
Avici Card
$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
Card spending fee
Bybit Card (Global)
Not disclosed
Avici Card
0%
ATM fee
Bybit Card (Global)
0–2%
Avici Card
0–0.65%
Virtual card
Bybit Card (Global)
No fee until further notice
Avici Card
Platinum $15 first / $10 extra; Signature $30 first year / $20 renewal
Physical card
Bybit Card (Global)
Free / 5 / 29.99
Avici Card
Platinum $50; Signature $75 + $20/year from year two
04

Plans

2 fields
Available plans
Bybit Card (Global)
6 plans: Base, Beta, Alpha, Apex +2
Avici Card
2 plans: Visa Platinum, Visa Signature
Top cashback plan
Bybit Card (Global)
Infinite: 10%
Avici Card
Visa Platinum: 0%
05

Everyday use

8 fields
Network
Bybit Card (Global)
Mastercard/Visa
Avici Card
Visa
Card formats
Bybit Card (Global)
Virtual, Physical
Avici Card
Virtual, Physical
ATM withdrawals
Bybit Card (Global)
Available
Avici Card
Available
Mobile wallets
Bybit Card (Global)
Not disclosed
Avici Card
Apple Pay, Google Pay
Apps
Bybit Card (Global)
iOS, Android
Avici Card
iOS, Android
Daily spending limit
Bybit Card (Global)
$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN Mexico
Avici Card
No fixed public transaction cap; balance, issuer and user-set limits apply
Monthly spending limit
Bybit Card (Global)
$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN Mexico
Avici Card
No fixed public monthly cap; dynamic controls apply
ATM limit
Bybit Card (Global)
$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupported
Avici Card
$250 per day, up to 3 ATM transactions
06

Funding & transfers

5 fields
Networks
Bybit Card (Global)
Not disclosed
Avici Card
Ethereum, Polygon, Optimism, Arbitrum, Solana
Crypto deposits
Bybit Card (Global)
Other crypto: Supported crypto
Avici Card
Stablecoins: USDC
Fiat deposits
Bybit Card (Global)
Bybit account bank deposit
Avici Card
Not disclosed
Transfers
Bybit Card (Global)
Stablecoin transfers; Bybit account fiat withdrawal
Avici Card
Stablecoin transfers
Payout currencies
Bybit Card (Global)
Not disclosed
Avici Card
Not disclosed
07

Rewards

3 fields
Base cashback
Bybit Card (Global)
2%
Avici Card
0%
Max cashback
Bybit Card (Global)
10%
Avici Card
0%
Reward currency
Bybit Card (Global)
USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)
Avici Card
No cashback
08

Earn

5 fields
Advertised APY
Bybit Card (Global)
Not disclosed
Avici Card
Not offered
How it works
Bybit Card (Global)
Earn on spending balance
Avici Card
Not offered
Separate deposit
Bybit Card (Global)
Not disclosed
Avici Card
Not offered
Use balance for spending
Bybit Card (Global)
Yes
Avici Card
Not offered
Lock-up
Bybit Card (Global)
No
Avici Card
Not offered
09

Trust & availability

5 fields
Custody
Bybit Card (Global)
Custodial
Avici Card
Self-custody
Control until payment
Bybit Card (Global)
Provider controls funds
Avici Card
You keep control
Card issuer
Bybit Card (Global)
Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.
Avici Card
Third National
Card processing
Bybit Card (Global)
Not disclosed
Avici Card
Relay
Identity verification
Bybit Card (Global)
Not disclosed
Avici Card
Sumsub
10

Sources

2 fields
Official sources
Bybit Card (Global)
9
Avici Card
16
Last reviewed
Bybit Card (Global)
Aug 14, 2026
Avici Card
Aug 21, 2026

04 · The trade-off

Avici Card is the stronger all-round choice

Avici Card finishes ahead with an Overall Score of 71 versus 68 for Bybit Card (Global). Avici Card has the lower published FX fee (0–1% vs 1–7%). Bybit Card (Global) has the higher published base cashback rate (2% vs 0%).

Bybit Card (Global) still comes out ahead for Cashback and Transfers, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (Global) uses a custodial balance setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Avici Card reviews first.

05 · Common questions

Bybit vs Avici FAQ

Is Bybit or Avici better overall?

Avici Card has the higher Overall Score (71 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Bybit or Avici?

Avici Card has the lower published FX fee (0–1% vs 1–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Bybit or Avici?

Bybit Card (Global) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Bybit and Avici differ on custody?

Bybit Card (Global) uses a custodial balance setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Bybit vs Avici comparison?

The latest information check for these two cards was August 21, 2026, using 25 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace