BybitBybit
68
Side-by-side card comparison
Bybit vs Binance: fees, rewards and account setup
Bybit Card (Global) has the higher Overall Score by 10 points (68 vs 58). Bybit Card (Global) also looks stronger for Cashback, Travel, Lowest fees, and Transfers. The details below show where Binance Card may still be the better personal fit.
Information checked Aug 14, 202621 official sources reviewed
01 · Make the first cut
Bybit Card (Global) is the better all-round starting point
Bybit Card (Global) has the higher Overall Score in this comparison. Binance Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit68Binance58Higher score
CashbackBybit62Binance37Higher score
TravelBybit76Binance36Higher score
Funds controlBybit47Binance47Same score
Lowest feesBybit64Binance56Higher score
TransfersBybit78Binance75Higher score
Choose Bybit Card (Global) if cashback and travel matter most
Bybit Card (Global) comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose Binance Card if its day-to-day setup suits you
Binance Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Spend supported Binance crypto balances
- Google Pay support
- Cashback can rise by tier
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Bybit68Binance58
Bybit Card (Global) has the higher Overall Score by 10 points.
- Entry cost & FX
- Bybit$0 plan · 1–7% FXBinance$0 plan · 2–3% FX
Binance Card has the lower published FX fee (2–3% vs 1–7%).
- Purchase rewards
- Bybit2% base · up to 10%Binance1.5% base · up to 3%
Bybit Card (Global) has the higher published base cashback rate (2% vs 1.5%).
- Funds control
- BybitCustodial balanceBinanceCustodial balance
Bybit Card (Global) and Binance Card use the same custodial balance setup.
- Everyday access
- BybitVirtual + Physical · UnknownBinanceVirtual · Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalBinance3 stablecoins · Stablecoin transfers; Binance account fiat withdrawal
Binance Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 2–3%
- ATM fee
- Not disclosed
- Card formats
- Virtual
- Wallet payments
- Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
Binance Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsBybit Card (Global)Overall68Binance CardOverall58
Bybit Card (Global)Overall68Binance CardOverall58Scores
6 fields- Overall Score
- Bybit Card (Global)68Binance Card58
- Cashback score
- Bybit Card (Global)62Binance Card37
- Travel score
- Bybit Card (Global)76Binance Card36
- Funds control score
- Bybit Card (Global)47Binance Card47
- Lowest fees score
- Bybit Card (Global)64Binance Card56
- Transfers score
- Bybit Card (Global)78Binance Card75
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessBinance CardSpend supported Binance crypto balances, Google Pay support
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveBinance CardSpending follows the Binance account model, Virtual-only card
Costs
7 fields- Plan cost
- Bybit Card (Global)$0Binance Card$0
- FX fee
- Bybit Card (Global)1–7%Binance Card2–3%
- Top-up fee
- Bybit Card (Global)Not disclosedBinance CardNot disclosed
- Card spending fee
- Bybit Card (Global)Not disclosedBinance CardNot disclosed
- ATM fee
- Bybit Card (Global)0–2%Binance CardNot disclosed
- Virtual card
- Bybit Card (Global)No fee until further noticeBinance CardVirtual card up to 15 minutes after approval; 0 USD issuance fee
- Physical card
- Bybit Card (Global)Free / 5 / 29.99Binance CardGlobal Program virtual-only; Brazil physical card is a separate regional branch
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Binance Card3 plans: Tier 1, Tier 2, Tier 3
- Top cashback plan
- Bybit Card (Global)Infinite: 10%Binance CardTier 3: 3%
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/VisaBinance CardMastercard
- Card formats
- Bybit Card (Global)Virtual, PhysicalBinance CardVirtual
- ATM withdrawals
- Bybit Card (Global)AvailableBinance CardNot disclosed
- Mobile wallets
- Bybit Card (Global)Not disclosedBinance CardGoogle Pay
- Apps
- Bybit Card (Global)iOS, AndroidBinance CardiOS, Android
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoBinance CardShown in app
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoBinance CardShown in app
- ATM limit
- Bybit Card (Global)$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedBinance CardNot disclosed
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedBinance CardNot disclosed
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoBinance CardOther crypto: Supported crypto
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositBinance CardBinance account bank deposit
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalBinance CardStablecoin transfers; Binance account fiat withdrawal
- Payout currencies
- Bybit Card (Global)Not disclosedBinance CardNot disclosed
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%Binance Card1.5%
- Max cashback
- Bybit Card (Global)10%Binance Card3%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Binance CardUSDC or BTC equivalent cashback (country-dependent)
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedBinance CardNot offered
- How it works
- Bybit Card (Global)Earn on spending balanceBinance CardNot offered
- Separate deposit
- Bybit Card (Global)Not disclosedBinance CardNot offered
- Use balance for spending
- Bybit Card (Global)YesBinance CardNot offered
- Lock-up
- Bybit Card (Global)NoBinance CardNot offered
Trust & availability
3 fields- Custody
- Bybit Card (Global)CustodialBinance CardCustodial
- Control until payment
- Bybit Card (Global)Provider controls fundsBinance CardProvider controls funds
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Binance CardImmersve Limited
Sources
2 fields- Official sources
- Bybit Card (Global)9Binance Card12
- Last reviewed
- Bybit Card (Global)Aug 14, 2026Binance CardAug 5, 2026
04 · The takeaway
Bybit Card (Global) is the stronger all-round choice
Bybit Card (Global) finishes ahead with an Overall Score of 68 versus 58 for Binance Card. Binance Card has the lower published FX fee (2–3% vs 1–7%). Bybit Card (Global) has the higher published base cashback rate (2% vs 1.5%).
Binance Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Bybit Card (Global) and Binance Card use the same custodial balance setup.
Binance Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Binance Card reviews first.
Continue with
Bybit Card (Global)
Continue with
Binance Card
05 · Common questions
Bybit vs Binance FAQ
Is Bybit or Binance better overall?
Bybit Card (Global) has the higher Overall Score (68 vs 58). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or Binance?
Binance Card has the lower published FX fee (2–3% vs 1–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or Binance?
Bybit Card (Global) has the higher published base cashback rate (2% vs 1.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and Binance differ on custody?
Bybit Card (Global) and Binance Card use the same custodial balance setup.
How current is this Bybit vs Binance comparison?
The latest information check for these two cards was August 14, 2026, using 21 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.