BybitBybit
68
Side-by-side card comparison
Bybit vs Coin98 Fusion: overall score versus use-case fit
Bybit Card (Global) has the higher Overall Score by 8 points (68 vs 60). Bybit Card (Global) looks stronger for Cashback, Travel, and Transfers, while Coin98 Fusion Card comes out ahead for Funds control and Lowest fees.
Information checked Aug 14, 202632 official sources reviewed
01 · Overall score versus use-case fit
Bybit Card (Global) is the better all-round starting point
Bybit Card (Global) has the higher Overall Score in this comparison. Coin98 Fusion Card may be the better fit for Funds control and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit68Coin98 Fusion60Higher score
CashbackBybit62Coin98 Fusion17Higher score
TravelBybit76Coin98 Fusion65Higher score
Funds controlBybit47Coin98 Fusion64Higher score
Lowest feesBybit64Coin98 Fusion72Higher score
TransfersBybit78Coin98 Fusion39Higher score
Choose Bybit Card (Global) if cashback and travel matter most
Bybit Card (Global) comes out ahead for Cashback, Travel, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose Coin98 Fusion Card if funds control and lowest fees matter most
Coin98 Fusion Card comes out ahead for Funds control and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual Visa with both phone wallets
- USDC and USDT top-ups on five networks
- No monthly or annual card fee
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bybit68Coin98 Fusion60
Bybit Card (Global) has the higher Overall Score by 8 points.
- Entry cost & FX
- Bybit$0 plan · 1–7% FXCoin98 Fusion$0 plan · 1.7% foreign-currency conversion FX
Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 1–7%).
- Purchase rewards
- Bybit2% base · up to 10%Coin98 Fusion0% cashback
Bybit Card (Global) has the higher published base cashback rate (2% vs 0%).
- Funds control
- BybitCustodial balanceCoin98 FusionHybrid custody
Bybit Card (Global) uses a custodial balance setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- BybitVirtual + Physical · UnknownCoin98 FusionVirtual · Apple Pay, Google Pay
Coin98 Fusion Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalCoin98 Fusion2 stablecoins · Not modeled
Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.7% foreign-currency conversion
- ATM fee
- 1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
Coin98 Fusion Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBybit Card (Global)Overall68Coin98 Fusion CardOverall60
Bybit Card (Global)Overall68Coin98 Fusion CardOverall60Scores
6 fields- Overall Score
- Bybit Card (Global)68Coin98 Fusion Card60
- Cashback score
- Bybit Card (Global)62Coin98 Fusion Card17
- Travel score
- Bybit Card (Global)76Coin98 Fusion Card65
- Funds control score
- Bybit Card (Global)47Coin98 Fusion Card64
- Lowest fees score
- Bybit Card (Global)64Coin98 Fusion Card72
- Transfers score
- Bybit Card (Global)78Coin98 Fusion Card39
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessCoin98 Fusion CardVirtual Visa with both phone wallets, USDC and USDT top-ups on five networks
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveCoin98 Fusion CardEvergreen rewards are not verified, Top-up, FX and ATM fees apply
Costs
7 fields- Plan cost
- Bybit Card (Global)$0Coin98 Fusion Card$0
- FX fee
- Bybit Card (Global)1–7%Coin98 Fusion Card1.7% foreign-currency conversion
- Top-up fee
- Bybit Card (Global)Not disclosedCoin98 Fusion Card1%
- Card spending fee
- Bybit Card (Global)Not disclosedCoin98 Fusion CardNot disclosed
- ATM fee
- Bybit Card (Global)0–2%Coin98 Fusion Card1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Virtual card
- Bybit Card (Global)No fee until further noticeCoin98 Fusion CardUSD 9 issuance/activation fee
- Physical card
- Bybit Card (Global)Free / 5 / 29.99Coin98 Fusion CardNot applicable while the physical card is under development
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Coin98 Fusion CardNot disclosed
- Top cashback plan
- Bybit Card (Global)Infinite: 10%Coin98 Fusion CardNot disclosed
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/VisaCoin98 Fusion CardVisa
- Card formats
- Bybit Card (Global)Virtual, PhysicalCoin98 Fusion CardVirtual
- ATM withdrawals
- Bybit Card (Global)AvailableCoin98 Fusion CardAvailable
- Mobile wallets
- Bybit Card (Global)Not disclosedCoin98 Fusion CardApple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, AndroidCoin98 Fusion CardiOS, Android
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoCoin98 Fusion CardNo daily card-spend limit published; SGD 200,000 rolling 12-month spending limit
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoCoin98 Fusion CardNo monthly card-spend limit published; SGD 200,000 rolling 12-month spending limit
- ATM limit
- Bybit Card (Global)$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedCoin98 Fusion CardSGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclear
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedCoin98 Fusion CardEthereum, Solana, Polygon, Base, Tron
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoCoin98 Fusion CardStablecoins: USDC, USDT
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositCoin98 Fusion CardNot disclosed
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalCoin98 Fusion CardNot disclosed
- Payout currencies
- Bybit Card (Global)Not disclosedCoin98 Fusion CardNot disclosed
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%Coin98 Fusion Card0%
- Max cashback
- Bybit Card (Global)10%Coin98 Fusion Card0%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Coin98 Fusion CardNot applicable
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedCoin98 Fusion CardNot offered
- How it works
- Bybit Card (Global)Earn on spending balanceCoin98 Fusion CardNot offered
- Separate deposit
- Bybit Card (Global)Not disclosedCoin98 Fusion CardNot offered
- Use balance for spending
- Bybit Card (Global)YesCoin98 Fusion CardNot offered
- Lock-up
- Bybit Card (Global)NoCoin98 Fusion CardNot offered
Trust & availability
3 fields- Custody
- Bybit Card (Global)CustodialCoin98 Fusion CardHybrid custody
- Control until payment
- Bybit Card (Global)Provider controls fundsCoin98 Fusion CardProvider controls funds
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Coin98 Fusion CardDCS Card Centre Pte. Ltd.
Sources
2 fields- Official sources
- Bybit Card (Global)9Coin98 Fusion Card23
- Last reviewed
- Bybit Card (Global)Aug 14, 2026Coin98 Fusion CardAug 5, 2026
04 · The trade-off
Bybit Card (Global) is the stronger all-round choice
Bybit Card (Global) finishes ahead with an Overall Score of 68 versus 60 for Coin98 Fusion Card. Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 1–7%). Bybit Card (Global) has the higher published base cashback rate (2% vs 0%).
Coin98 Fusion Card still comes out ahead for Funds control and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (Global) uses a custodial balance setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Coin98 Fusion Card reviews first.
Continue with
Bybit Card (Global)
Continue with
Coin98 Fusion Card
05 · Common questions
Bybit vs Coin98 Fusion FAQ
Is Bybit or Coin98 Fusion better overall?
Bybit Card (Global) has the higher Overall Score (68 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or Coin98 Fusion?
Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 1–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or Coin98 Fusion?
Bybit Card (Global) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and Coin98 Fusion differ on custody?
Bybit Card (Global) uses a custodial balance setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Bybit vs Coin98 Fusion comparison?
The latest information check for these two cards was August 14, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.