BybitBybit
72
Side-by-side card comparison
Bybit vs Decaf
Bybit Card (Global) has the higher Overall Score by 8 points (72 vs 64). Bybit Card (Global) looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Decaf Card comes out ahead for Funds control.
Latest check Oct 19, 202630 official sources reviewed
Bybit Card (Global)
Best fit
- Spending supported crypto already held in your Bybit account.
- Earning convertible Bybit Points on eligible crypto-funded purchases.
- Using eligible Flexible Earn balances for card payments through Auto-Earn.
Before you choose
- Fiat-funded purchases earn neither cashback nor Rewards Points.
- Crypto conversion usually costs 0.9%; regional FX fees can add more.
- Base rewards cap at $5/month; higher caps require spend or VIP status.
Decaf Card
Best fit
- Spending USDC received on Solana or Stellar through a separate card load.
- Using the virtual Visa for Apple Pay and Google Pay purchases.
- Receiving bank payments as USDC before allocating funds to the card.
Before you choose
- Virtual issuance costs $5; physical cards cost $10–$90 by region.
- US international fees are 1%; the non-USD international FX ceiling is 2%.
- Card collateral can be liquidated; US withdrawals require prior notice.
Current signup offers
Signup offers
Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
Decaf Card
No active signup offer listed
Partner links may earn us a commission. Affiliate disclosure
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsBybit Card (Global)Overall72Decaf CardOverall64
Bybit Card (Global)Overall72Decaf CardOverall64Scores
- Overall Score
- Bybit Card (Global)72Decaf Card64
- Cashback score
- Bybit Card (Global)63Decaf Card29
- Travel score
- Bybit Card (Global)80Decaf Card60
- Funds control score
- Bybit Card (Global)51Decaf Card63
- Lowest fees score
- Bybit Card (Global)66Decaf Card57
- Transfers score
- Bybit Card (Global)79Decaf Card70
Costs
- Plan cost
- Bybit Card (Global)$0Decaf Card$0
- FX fee
- Bybit Card (Global)1.5–7%Decaf Card1–2%
- Top-up fee
- Bybit Card (Global)Not disclosedDecaf CardCard-load fee unknown; parent-account bank deposits have separate charges
- Card spending fee
- Bybit Card (Global)Not disclosedDecaf CardNot disclosed
- ATM fee
- Bybit Card (Global)0–2%Decaf Card0% Decaf markup
- Virtual card
- Bybit Card (Global)No fee until further noticeDecaf Card$5
- Physical card
- Bybit Card (Global)Free / 5 / 29.99Decaf Card$90 international / $10 US
Plans
- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Decaf CardNot disclosed
- Top cashback plan
- Bybit Card (Global)Infinite: 10%Decaf CardNot disclosed
Everyday use
- Network
- Bybit Card (Global)Mastercard/VisaDecaf CardVisa
- Card formats
- Bybit Card (Global)Virtual, PhysicalDecaf CardVirtual, Physical
- ATM withdrawals
- Bybit Card (Global)AvailableDecaf CardNot disclosed
- Mobile wallets
- Bybit Card (Global)Apple Pay, Google Pay · Region dependentDecaf CardApple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, AndroidDecaf CardiOS, Android, Web
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $50k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoDecaf CardNot disclosed
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $150k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoDecaf CardNot disclosed
- ATM limit
- Bybit Card (Global)$50/$15k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedDecaf Card$250 per withdrawal; up to 3 withdrawals daily
Funding & transfers
- Networks
- Bybit Card (Global)Not disclosedDecaf CardSolana, Stellar
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoDecaf CardStablecoins: USDC
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositDecaf CardUSD, EUR and MXN account receipts
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalDecaf CardParent-account bank withdrawals, MoneyGram cash pickup
- Payout currencies
- Bybit Card (Global)Not disclosedDecaf CardUSD, EUR, MXN, COP, BRL, ARS, VES
Rewards
- Base cashback
- Bybit Card (Global)2%Decaf CardNot disclosed
- Max cashback
- Bybit Card (Global)10%Decaf CardNot disclosed
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Decaf CardNot disclosed
Earn
- Advertised APY
- Bybit Card (Global)Not disclosedDecaf CardNot disclosed
- How it works
- Bybit Card (Global)Earn on spending balanceDecaf CardOptional earn vault
- Separate deposit
- Bybit Card (Global)Not disclosedDecaf CardYes
- Use balance for spending
- Bybit Card (Global)YesDecaf CardNot disclosed
- Lock-up
- Bybit Card (Global)NoDecaf CardNot disclosed
Trust & availability
- Custody
- Bybit Card (Global)CustodialDecaf CardNon-custodial
- Control until payment
- Bybit Card (Global)Provider controls fundsDecaf CardNot disclosed
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Decaf CardThird National, Inc.
- Card processing
- Bybit Card (Global)Not disclosedDecaf CardRain
- Deposits & withdrawals
- Bybit Card (Global)Not disclosedDecaf CardMoneyGram
Sources
- Official sources
- Bybit Card (Global)9Decaf Card21
- Last reviewed
- Bybit Card (Global)Oct 11, 2026Decaf CardOct 19, 2026
Choosing between these cards
When to choose Bybit or Decaf
Spending in foreign currencies
For FX on foreign-currency purchases, Bybit lists 1.5–7%, versus 1–2% at Decaf. Use the tariff for your country and plan; conversion fees can add to these figures.
Matching the card to your plans
Bybit: Spending supported crypto already held in your Bybit account. Decaf: Spending USDC received on Solana or Stellar through a separate card load.
Common questions
Bybit vs Decaf FAQ
Is Bybit or Decaf better overall?
Bybit Card (Global) has the higher Overall Score (72 vs 64). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or Decaf?
Decaf Card has the lower published FX fee (1–2% vs 1.5–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or Decaf?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and Decaf differ on custody?
Bybit Card (Global) uses a custodial balance setup, while Decaf Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Bybit vs Decaf comparison?
The latest information check for these two cards was October 19, 2026, using 30 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.