Side-by-side card comparison

Bybit vs Fuse: overall score versus use-case fit

Fuse Card has the higher Overall Score by 6 points (74 vs 68). Bybit Card (Global) looks stronger for Cashback and Travel, while Fuse Card comes out ahead for Funds control, Lowest fees, and Transfers.

Information checked Aug 14, 202624 official sources reviewed

01 · Overall score versus use-case fit

Fuse Card is the better all-round starting point

Fuse Card has the higher Overall Score in this comparison. Bybit Card (Global) may be the better fit for Cashback and Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallBybit68Fuse74Higher score
CashbackBybit62Fuse25Higher score
TravelBybit76Fuse65Higher score
Funds controlBybit47Fuse91Higher score
Lowest feesBybit64Fuse93Higher score
TransfersBybit78Fuse97Higher score

Choose Bybit Card (Global) if cashback and travel matter most

Bybit Card (Global) comes out ahead for Cashback and Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Spend from a Bybit account balance
  • Physical and virtual Mastercard access
  • Cashback can rise through tiers

Choose Fuse Card if funds control and lowest fees matter most

Fuse Card comes out ahead for Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Separate USDC Card Account
  • Apple Pay for in-person spend
  • USD and EUR receive rails

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Bybit68
Fuse74

Fuse Card has the higher Overall Score by 6 points.

Entry cost & FX
Bybit$0 plan · 1–7% FX
Fuse$0 plan · 0% FX

Fuse Card has the lower published FX fee (0% vs 1–7%).

Purchase rewards
Bybit2% base · up to 10%
Fuse0% cashback

Bybit Card (Global) has the higher published base cashback rate (2% vs 0%).

Funds control
BybitCustodial balance
FuseSelf-controlled wallet

Bybit Card (Global) uses a custodial balance setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
BybitVirtual + Physical · Unknown
FuseVirtual · Apple Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawal
Fuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfers

Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 3).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-10%
Plan cost
$0
FX fee
1–7%
ATM fee
0–2%
Card formats
Virtual, Physical
Wallet payments
Not disclosed
Receive methods
1 crypto · 1 fiat
Payout methods
1 crypto · 0 fiat
Cashback
0%
Plan cost
$0
FX fee
0%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay
Receive methods
3 crypto · 2 fiat
Payout methods
1 crypto · 2 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Bybit Card (Global)

Get 10 USDT

10 USDT referral reward after qualifying Bybit Card spend

  • Spend more than 100 USDT or equivalent with the Bybit Card.

Bybit Card promo codeEXVJGK

Offer terms can change. Check the current Bybit Card referral programme before applying.

Fuse Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Bybit Card (Global)Overall68
Fuse CardOverall74
01

Scores

6 fields
Overall Score
Bybit Card (Global)
68
Fuse Card
74
Cashback score
Bybit Card (Global)
62
Fuse Card
25
Travel score
Bybit Card (Global)
76
Fuse Card
65
Funds control score
Bybit Card (Global)
47
Fuse Card
91
Lowest fees score
Bybit Card (Global)
64
Fuse Card
93
Transfers score
Bybit Card (Global)
78
Fuse Card
97
02

Strengths & trade-offs

2 fields
Strengths
Bybit Card (Global)
Spend from a Bybit account balance, Physical and virtual Mastercard access
Fuse Card
Separate USDC Card Account, Apple Pay for in-person spend
Trade-offs
Bybit Card (Global)
Spending follows the Bybit account model, FX can get expensive
Fuse Card
iOS and virtual-only access, Receive rails convert incoming fiat
03

Costs

7 fields
Plan cost
Bybit Card (Global)
$0
Fuse Card
$0
FX fee
Bybit Card (Global)
1–7%
Fuse Card
0%
Top-up fee
Bybit Card (Global)
Not disclosed
Fuse Card
0%
Card spending fee
Bybit Card (Global)
Not disclosed
Fuse Card
0%
ATM fee
Bybit Card (Global)
0–2%
Fuse Card
Not available
Virtual card
Bybit Card (Global)
No fee until further notice
Fuse Card
Virtual card purchase $0 after Bridge KYC
Physical card
Bybit Card (Global)
Free / 5 / 29.99
Fuse Card
Not available in captured Fuse support page
04

Plans

2 fields
Available plans
Bybit Card (Global)
6 plans: Base, Beta, Alpha, Apex +2
Fuse Card
1 plans: Fuse Plus
Top cashback plan
Bybit Card (Global)
Infinite: 10%
Fuse Card
Not disclosed
05

Everyday use

8 fields
Network
Bybit Card (Global)
Mastercard/Visa
Fuse Card
Visa
Card formats
Bybit Card (Global)
Virtual, Physical
Fuse Card
Virtual
ATM withdrawals
Bybit Card (Global)
Available
Fuse Card
Not available
Mobile wallets
Bybit Card (Global)
Not disclosed
Fuse Card
Apple Pay
Apps
Bybit Card (Global)
iOS, Android
Fuse Card
iOS
Daily spending limit
Bybit Card (Global)
$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN Mexico
Fuse Card
$2,000/day; $2,000/transaction
Monthly spending limit
Bybit Card (Global)
$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN Mexico
Fuse Card
Monthly cap not disclosed; daily and transaction caps are approved
ATM limit
Bybit Card (Global)
$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupported
Fuse Card
Not available
06

Funding & transfers

5 fields
Networks
Bybit Card (Global)
Not disclosed
Fuse Card
Solana
Crypto deposits
Bybit Card (Global)
Other crypto: Supported crypto
Fuse Card
Stablecoins: USDC; Other crypto: SOL, SPL tokens
Fiat deposits
Bybit Card (Global)
Bybit account bank deposit
Fuse Card
USD virtual bank account, EUR virtual bank account
Transfers
Bybit Card (Global)
Stablecoin transfers; Bybit account fiat withdrawal
Fuse Card
Stablecoin transfers; ACH / SEPA bank transfers
Payout currencies
Bybit Card (Global)
Not disclosed
Fuse Card
USD, EUR
07

Rewards

3 fields
Base cashback
Bybit Card (Global)
2%
Fuse Card
0%
Max cashback
Bybit Card (Global)
10%
Fuse Card
0%
Reward currency
Bybit Card (Global)
USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)
Fuse Card
No cashback
08

Earn

5 fields
Advertised APY
Bybit Card (Global)
Not disclosed
Fuse Card
Not disclosed
How it works
Bybit Card (Global)
Earn on spending balance
Fuse Card
Optional earn vault
Separate deposit
Bybit Card (Global)
Not disclosed
Fuse Card
Yes
Use balance for spending
Bybit Card (Global)
Yes
Fuse Card
No
Lock-up
Bybit Card (Global)
No
Fuse Card
Not disclosed
09

Trust & availability

5 fields
Custody
Bybit Card (Global)
Custodial
Fuse Card
Self-custody
Control until payment
Bybit Card (Global)
Provider controls funds
Fuse Card
You keep control
Card issuer
Bybit Card (Global)
Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.
Fuse Card
Lead Bank
Card processing
Bybit Card (Global)
Not disclosed
Fuse Card
Bridge Ventures LLC, Squads Labs
Programme operator
Bybit Card (Global)
Not disclosed
Fuse Card
Bridge Ventures LLC
10

Sources

2 fields
Official sources
Bybit Card (Global)
9
Fuse Card
15
Last reviewed
Bybit Card (Global)
Aug 14, 2026
Fuse Card
Aug 12, 2026

04 · The trade-off

Fuse Card is the stronger all-round choice

Fuse Card finishes ahead with an Overall Score of 74 versus 68 for Bybit Card (Global). Fuse Card has the lower published FX fee (0% vs 1–7%). Bybit Card (Global) has the higher published base cashback rate (2% vs 0%).

Bybit Card (Global) still comes out ahead for Cashback and Travel, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (Global) uses a custodial balance setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Fuse Card reviews first.

05 · Common questions

Bybit vs Fuse FAQ

Is Bybit or Fuse better overall?

Fuse Card has the higher Overall Score (74 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Bybit or Fuse?

Fuse Card has the lower published FX fee (0% vs 1–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Bybit or Fuse?

Bybit Card (Global) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Bybit and Fuse differ on custody?

Bybit Card (Global) uses a custodial balance setup, while Fuse Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Bybit vs Fuse comparison?

The latest information check for these two cards was August 14, 2026, using 24 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace