BybitBybit
68
Side-by-side card comparison
Bybit vs Nexo: overall score versus use-case fit
Bybit Card (Global) has the higher Overall Score by 3 points (68 vs 65). Bybit Card (Global) looks stronger for Cashback, Travel, and Lowest fees, while Nexo Card comes out ahead for Funds control and Transfers.
Information checked Aug 14, 202622 official sources reviewed
01 · Overall score versus use-case fit
Bybit Card (Global) is the better all-round starting point
Bybit Card (Global) has the higher Overall Score in this comparison. Nexo Card may be the better fit for Funds control and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit68Nexo65Higher score
CashbackBybit62Nexo41Higher score
TravelBybit76Nexo65Higher score
Funds controlBybit47Nexo52Higher score
Lowest feesBybit64Nexo57Higher score
TransfersBybit78Nexo91Higher score
Choose Bybit Card (Global) if cashback and travel matter most
Bybit Card (Global) comes out ahead for Cashback, Travel, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose Nexo Card if funds control and transfers matter most
Nexo Card comes out ahead for Funds control and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Choose debit spend or credit-line use
- No base monthly or annual card fee
- Virtual card works with phone wallets
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bybit68Nexo65
Bybit Card (Global) has the higher Overall Score by 3 points.
- Entry cost & FX
- Bybit$0 plan · 1–7% FXNexo$0 plan · 0.2–2.5% FX
Nexo Card has the lower published FX fee (0.2–2.5% vs 1–7%).
- Purchase rewards
- Bybit2% base · up to 10%Nexo0.5% base · up to 2%
Bybit Card (Global) has the higher published base cashback rate (2% vs 0.5%).
- Funds control
- BybitCustodial balanceNexoCustodial balance
Bybit Card (Global) and Nexo Card use the same custodial balance setup.
- Everyday access
- BybitVirtual + Physical · UnknownNexoVirtual + Physical · Apple Pay, Google Pay
Nexo Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalNexo2 stablecoins · Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawal
Nexo Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0.5%-2%
- Plan cost
- $0
- FX fee
- 0.2–2.5%
- ATM fee
- 0–2%; minimum 1.99 EUR/GBP
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 4 crypto · 3 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
Nexo Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBybit Card (Global)Overall68Nexo CardOverall65
Bybit Card (Global)Overall68Nexo CardOverall65Scores
6 fields- Overall Score
- Bybit Card (Global)68Nexo Card65
- Cashback score
- Bybit Card (Global)62Nexo Card41
- Travel score
- Bybit Card (Global)76Nexo Card65
- Funds control score
- Bybit Card (Global)47Nexo Card52
- Lowest fees score
- Bybit Card (Global)64Nexo Card57
- Transfers score
- Bybit Card (Global)78Nexo Card91
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessNexo CardChoose debit spend or credit-line use, No base monthly or annual card fee
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveNexo CardSpending follows the Nexo account model, Credit Mode adds collateral risk
Costs
7 fields- Plan cost
- Bybit Card (Global)$0Nexo Card$0
- FX fee
- Bybit Card (Global)1–7%Nexo Card0.2–2.5%
- Top-up fee
- Bybit Card (Global)Not disclosedNexo CardNot disclosed
- Card spending fee
- Bybit Card (Global)Not disclosedNexo CardNot disclosed
- ATM fee
- Bybit Card (Global)0–2%Nexo Card0–2%; minimum 1.99 EUR/GBP
- Virtual card
- Bybit Card (Global)No fee until further noticeNexo CardAvailable from $50 account balance
- Physical card
- Bybit Card (Global)Free / 5 / 29.99Nexo CardFree shipping; requires more than $5,000 account balance and at least Gold tier
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Nexo Card4 plans: Base, Silver, Gold, Platinum
- Top cashback plan
- Bybit Card (Global)Infinite: 10%Nexo CardPlatinum: 2%
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/VisaNexo CardMastercard
- Card formats
- Bybit Card (Global)Virtual, PhysicalNexo CardVirtual, Physical
- ATM withdrawals
- Bybit Card (Global)AvailableNexo CardAvailable
- Mobile wallets
- Bybit Card (Global)Not disclosedNexo CardApple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, AndroidNexo CardiOS, Android, Web
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoNexo Card€10,000 / £9,000/day; €10,000 / £9,000/transaction
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoNexo Card€60,000 / £54,000/month
- ATM limit
- Bybit Card (Global)$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedNexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/month
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedNexo CardNot disclosed
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoNexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositNexo CardNexo account bank deposit
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalNexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawal
- Payout currencies
- Bybit Card (Global)Not disclosedNexo CardEUR, GBP, USD
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%Nexo Card0.5%
- Max cashback
- Bybit Card (Global)10%Nexo Card2%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Nexo CardNEXO Tokens or BTC cashback
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedNexo CardUp to 13% APY
- How it works
- Bybit Card (Global)Earn on spending balanceNexo CardEarn on spending balance
- Separate deposit
- Bybit Card (Global)Not disclosedNexo CardNot disclosed
- Use balance for spending
- Bybit Card (Global)YesNexo CardYes
- Lock-up
- Bybit Card (Global)NoNexo CardNo
Trust & availability
4 fields- Custody
- Bybit Card (Global)CustodialNexo CardCustodial
- Control until payment
- Bybit Card (Global)Provider controls fundsNexo CardProvider controls funds
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Nexo CardDiPocket UAB
- Programme operator
- Bybit Card (Global)Not disclosedNexo CardNexo Services Sp. z o.o.
Sources
2 fields- Official sources
- Bybit Card (Global)9Nexo Card13
- Last reviewed
- Bybit Card (Global)Aug 14, 2026Nexo CardAug 5, 2026
04 · The trade-off
Bybit Card (Global) is the stronger all-round choice
Bybit Card (Global) finishes ahead with an Overall Score of 68 versus 65 for Nexo Card. Nexo Card has the lower published FX fee (0.2–2.5% vs 1–7%). Bybit Card (Global) has the higher published base cashback rate (2% vs 0.5%).
Nexo Card still comes out ahead for Funds control and Transfers, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (Global) and Nexo Card use the same custodial balance setup.
Nexo Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Nexo Card reviews first.
Continue with
Bybit Card (Global)
Continue with
Nexo Card
05 · Common questions
Bybit vs Nexo FAQ
Is Bybit or Nexo better overall?
Bybit Card (Global) has the higher Overall Score (68 vs 65). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or Nexo?
Nexo Card has the lower published FX fee (0.2–2.5% vs 1–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or Nexo?
Bybit Card (Global) has the higher published base cashback rate (2% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and Nexo differ on custody?
Bybit Card (Global) and Nexo Card use the same custodial balance setup.
How current is this Bybit vs Nexo comparison?
The latest information check for these two cards was August 14, 2026, using 22 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.