BybitBybit
68
Side-by-side card comparison
Bybit vs Oobit: overall score versus use-case fit
Oobit Card has the higher Overall Score by 4 points (72 vs 68). Bybit Card (Global) looks stronger for Travel, Lowest fees, and Transfers, while Oobit Card comes out ahead for Cashback and Funds control.
Information checked Aug 14, 202625 official sources reviewed
01 · Overall score versus use-case fit
Oobit Card is the better all-round starting point
Oobit Card has the higher Overall Score in this comparison. Bybit Card (Global) may be the better fit for Travel, Lowest fees, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit68Oobit72Higher score
CashbackBybit62Oobit68Higher score
TravelBybit76Oobit45Higher score
Funds controlBybit47Oobit77Higher score
Lowest feesBybit64Oobit51Higher score
TransfersBybit78Oobit64Higher score
Choose Bybit Card (Global) if travel and lowest fees matter most
Bybit Card (Global) comes out ahead for Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose Oobit Card if cashback and funds control matter most
Oobit Card comes out ahead for Cashback and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Connected-wallet spending
- Phone wallets and contactless ATM
- Stablecoin cashback and points
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bybit68Oobit72
Oobit Card has the higher Overall Score by 4 points.
- Entry cost & FX
- Bybit$0 plan · 1–7% FXOobit$0 plan · 3% FX
Oobit Card has the lower published FX fee (3% vs 1–7%).
- Purchase rewards
- Bybit2% base · up to 10%Oobit5% base · up to 10%
Oobit Card has the higher published base cashback rate (5% vs 2%).
- Funds control
- BybitCustodial balanceOobitHybrid custody
Bybit Card (Global) uses a custodial balance setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- BybitVirtual + Physical · UnknownOobitVirtual · Apple Pay, Google Pay
Oobit Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalOobit4 stablecoins · Oobit Pay Friends; Crypto-to-bank payout
Oobit Card lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 5%-10%
- Plan cost
- $0
- FX fee
- 3%
- ATM fee
- 2.5% Oobit fee plus any contactless ATM operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 12 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
Oobit Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBybit Card (Global)Overall68Oobit CardOverall72
Bybit Card (Global)Overall68Oobit CardOverall72Scores
6 fields- Overall Score
- Bybit Card (Global)68Oobit Card72
- Cashback score
- Bybit Card (Global)62Oobit Card68
- Travel score
- Bybit Card (Global)76Oobit Card45
- Funds control score
- Bybit Card (Global)47Oobit Card77
- Lowest fees score
- Bybit Card (Global)64Oobit Card51
- Transfers score
- Bybit Card (Global)78Oobit Card64
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessOobit CardConnected-wallet spending, Phone wallets and contactless ATM
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveOobit CardEvery payment carries a provider fee, Physical card is unclear
Costs
7 fields- Plan cost
- Bybit Card (Global)$0Oobit Card$0
- FX fee
- Bybit Card (Global)1–7%Oobit Card3%
- Top-up fee
- Bybit Card (Global)Not disclosedOobit CardConnected-wallet spending needs no prefunding; account-balance top-up pricing varies by route
- Card spending fee
- Bybit Card (Global)Not disclosedOobit Card$0.25 + 1%
- ATM fee
- Bybit Card (Global)0–2%Oobit Card2.5% Oobit fee plus any contactless ATM operator surcharge
- Virtual card
- Bybit Card (Global)No fee until further noticeOobit CardFree
- Physical card
- Bybit Card (Global)Free / 5 / 29.99Oobit CardNot disclosed
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Oobit CardNot disclosed
- Top cashback plan
- Bybit Card (Global)Infinite: 10%Oobit CardNot disclosed
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/VisaOobit CardVisa
- Card formats
- Bybit Card (Global)Virtual, PhysicalOobit CardVirtual
- ATM withdrawals
- Bybit Card (Global)AvailableOobit CardAvailable
- Mobile wallets
- Bybit Card (Global)Not disclosedOobit CardApple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, AndroidOobit CardiOS, Android
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoOobit Card$10,000 daily card-spend limit; account-specific controls may be lower
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoOobit CardNo universal monthly card-spend limit published
- ATM limit
- Bybit Card (Global)$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedOobit Card$250 maximum per contactless ATM withdrawal; up to three attempts per rolling 24 hours
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedOobit CardEthereum, BNB Smart Chain, Solana, Polygon, Optimism, Arbitrum
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoOobit CardNot disclosed
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositOobit CardNot disclosed
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalOobit CardOobit Pay Friends; Crypto-to-bank payout
- Payout currencies
- Bybit Card (Global)Not disclosedOobit CardUSD, EUR, GBP, INR, TRY, NGN, IDR, PHP +4
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%Oobit Card5%
- Max cashback
- Bybit Card (Global)10%Oobit Card10%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Oobit CardStablecoin rewards or OOB token
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedOobit CardNot offered
- How it works
- Bybit Card (Global)Earn on spending balanceOobit CardNot offered
- Separate deposit
- Bybit Card (Global)Not disclosedOobit CardNot offered
- Use balance for spending
- Bybit Card (Global)YesOobit CardNot offered
- Lock-up
- Bybit Card (Global)NoOobit CardNot offered
Trust & availability
3 fields- Custody
- Bybit Card (Global)CustodialOobit CardHybrid custody
- Control until payment
- Bybit Card (Global)Provider controls fundsOobit CardYou keep control
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Oobit CardThirdNational
Sources
2 fields- Official sources
- Bybit Card (Global)9Oobit Card16
- Last reviewed
- Bybit Card (Global)Aug 14, 2026Oobit CardAug 12, 2026
04 · The trade-off
Oobit Card is the stronger all-round choice
Oobit Card finishes ahead with an Overall Score of 72 versus 68 for Bybit Card (Global). Oobit Card has the lower published FX fee (3% vs 1–7%). Oobit Card has the higher published base cashback rate (5% vs 2%).
Bybit Card (Global) still comes out ahead for Travel, Lowest fees, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (Global) uses a custodial balance setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Oobit Card lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Oobit Card reviews first.
Continue with
Bybit Card (Global)
Continue with
Oobit Card
05 · Common questions
Bybit vs Oobit FAQ
Is Bybit or Oobit better overall?
Oobit Card has the higher Overall Score (72 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or Oobit?
Oobit Card has the lower published FX fee (3% vs 1–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or Oobit?
Oobit Card has the higher published base cashback rate (5% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and Oobit differ on custody?
Bybit Card (Global) uses a custodial balance setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Bybit vs Oobit comparison?
The latest information check for these two cards was August 14, 2026, using 25 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.